TCS BaNCS™ Digital Alternatives (September 2025)

TCS BaNCS Digital helps financial institutions to redesign their digital banking strategy to deliver personalized and enhance user experience. Learn more.

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1.
TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
https://www.tc
.com/what-we-do/products-platforms/tcs-bancs/

Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.

2.
Finacle Offerings For Digital - Only Propositions
https://www.edgeverv
.com/finacle/solutions/digital-only-business/

Finacle for digital-only banks is a comprehensive front to back digital banking solution suite built on advanced architecture to achieve path-breaking digital transformation.

3.
Backbase - The Engagement Banking Platform
https://www.backbas
.com/

We are the pioneers of Engagement Banking. Our industry-leading platform helps banks and other financial institutions get closer to their customers like…

4.
Q2 | Digital Banking Solutions
https://www.q
.com/

Q2 creates simple, smart, end-to-end banking and lending experiences that make you an indispensable partner on your customers’ financial journeys

5.
Digital Banking Solutions for Banks and Credit Unions
https://www.alkam
.com/

Future-proof your digital banking presence with digital banking solutions featuring best-in-class user experience and powered by data insights.

6.
Digital Banking Solutions | NCR Voyix
https://www.ncrvoyi
.com/banking/digital-banking/

Evolve with our commerce platform. Purpose built for the retail edge; run efficiently with centralized application and infrastructure lifecycle management.

7.
Core Banking | FIS
https://www.fisgloba
.com/banking/core/

FIS®' core banking solutions gives the tools to streamline business processes. Easily upgrade your bank’s legacy core to the future of banking.

8.
Award-winning banking solutions for BaaS, Payments, Treasury & FX - Finzly
https://finzl
.com/

Supercharge your bank with Finzly’s BankOS, a complete platform for all U.S. domestic rails, embedded banking, international banking, and accounts for seamless transformation and enhanced digital experiences.

9.
Sopra Banking Software | Banking & Financing Platforms
https://www.soprabankin
.com/

Component-based, cloud-agnostic, API-first platforms for financial institutions. From legacy to open banking, become digital-first. 1,500 clients globally.

10.
The All-In-One Cloud Banking Platform
https://www.ncin
.com/

Transform your financial institution with the innovative nCino platform—built by bankers for bankers.

11.
Digital Lending for Every Financial Institution - MeridianLink
https://www.meridianlin
.com/

Explore MeridianLink's industry-leading suite of digital lending solutions for banks, credit unions, fintechs, and more.

12.
Bankingly
https://www.bankingl
.com/

Bankingly provides Digital Banking Channels for financial institutions allowing them to improve customer experience, gain new ones and save costs.

13.
BUSINESSNEXT- Simplify customer experiences|| Digital+ CRM+ Modern Lending
https://www.businessnex
.com/

Accelerate your digital transformation with BUSINESSNEXT's universe of composable platforms and applications. Over 1 million+ bankers trust us worldwide.

14.
The Platform for Commercial Digital Banking
https://www.bottomlin
.com/us/digital-banking/

Own the primary customer relationship and grow business value with the only all-in-one platform for payments, cash management, treasury management, and a B2B payments network.

15.
Glia Digital Customer Service Technology for Financial Services and Beyond
https://www.gli
.com/

The Glia unified interaction platform transforms how financial institutions connect with their customers using Messaging, Video, Voice, CoBrowsing, and AI.

16.
Digital Banking Platforms & Digital Wallet Solutions | Youtap
https://www.youta
.com/

Seamless & secure white-label banking, digital wallet & loyalty solutions. Discover how Youtap’s empowering banks & financial service providers worldwide.

17.
Finacle Online Banking
https://www.edgeverv
.com/finacle/solutions/finacle-online-banking/

Finacle Online Banking is an advanced, cloud-native internet banking solution that helps banks onboard, sell, service and engage better.

18.
Blend — Deposit account origination you can bank on
https://blen
.com/

Dial up growth, and dial in the experience. Earn primacy by making banking easier, faster, and better.

19.
CloudBankin: Your One-Stop Loan Origination and Management Solutions
https://cloudbanki
.com/

CloudBankin's loan origination & management systems for NBFCs, Fintechs, & Banks enables lenders to offer quick, convenient, and secure loans to customers.

20.
Tata Consultancy Services: Driving Innovation and Building on Belief
https://www.tc
.com/

TCS, a global leader in IT services, consulting, and business solutions, leverages technology for business transformation and helps catalyze change. Learn more.

21.
Consumer Loan Origination System for Financial Institutions
https://www.meridianlin
.com/products/consumer/

See how credit unions, banks, and mortgage lenders can streamline the digital lending process with MeridianLink Consumer®'s complete loan origination system.

22.
Commercial Lending Solution | Commercial Lending Suite| FIS
https://www.fisgloba
.com/products/fis-commercial-lending-suite/

FIS’ commercial lending solution suite is an integrated and modular front-to-back office platform featuring a flexible workflow options and analytics.

23.
Oradian | Modern Core Banking Platform
https://www.oradia
.com/

Go further with core banking software designed to enable financial institutions to rapidly launch new products and scale securely with ease.

24.
Online Banking Software Solution - NexorONE®
https://nexoron
.com/

NexorONE® - The Online Banking Software Solution - is the worldwide leading provider for Internet Banking Systems – for a broad variety of financial sectors such as Online and Private Banks, Savings and Loans, Credit Unions, Funds, Trusts & Asset Management Companies

25.
360 View | A CRM for Banks & Credit Unions
https://www.360vie
.com/

See a holistic view of your customers and the means to serve them better with a CRM software made by bankers, for bankers. Let's chat today!

26.
Megasol Technologies - Core Banking Systems without borders
https://www.megaso
.se/

Core banking from Megasol Technologies - Corniche SaaS, On-premises or in the Cloud.Corniche offers POWERFUL API´s, scalability and rapid customizations.Join

27.
Asset Finance Software | Odessa
https://www.odessain
.com/

Odessa's cross-platform workflow brings efficiency to your asset finance operations. Get started with your digital transformation journey today.

28.
Cloud-Based Payments & Cash Forecasting Solutions | TIS
https://tispayment
.com/

TIS provides an award-winning cloud platform for treasury and finance teams to manage global payments, cash forecasting, BAM, and more!

29.
Revolutionary Bank Management System for banks and non-bank lenders
https://www.getbankpoin
.com/

BankPoint is an intuitive banking platform that enhances your core system and provides dramatic improvements in efficiency. Supercharge your core system.

30.
Transform Customer Experience and Engagement with AI | Exotel | Exotel
https://exote
.in/

AI transformation partner for enterprises, driving increased revenue, reduced costs, and enhanced customer experience with Exotel solutions.

31.
Financial Services Operations – FSO – ServiceNow
https://www.serviceno
.com/products/financial-services-operations.html/

Connect your entire financial institution with one platform. Provide efficient, resilient financial services operations for enhanced customer and employee experiences.

32.
Synctera | Everything You Need to Build and Scale Banking Products
https://syncter
.com/

Synctera is the banking and payments platform powering financial innovation. Synctera enables companies of all sizes to build, launch, and scale embedded banking and FinTech products

33.
Kyriba: Optimize Liquidity Performance & Transform Your Cash Flow
https://www.kyrib
.com/

The Kyriba platform enhances liquidity performance, empowering CFOs and treasurers to navigate hurdles with confidence.

34.
FintechOS: Meet next generation financial product management
https://fintecho
.com/

FintechOS extends your core, letting you innovate banking and insurance products, digital journeys, and back-office workflows without the cost or risk.

35.
Celusion - Easier finance for all
https://www.celusio
.com/

Simple, smart and compliant technology for digital financial services. Our products deliver better experiences that drive growth for banks and financial services.

36.
MX: Do More with Your Financial Data
https://www.m
.com/

MX Technologies helps financial institutions, fintechs, and their consumers to connect financial accounts, surface insights, and build better money experiences.

37.
GTreasury | Treasury Management Software
https://gtreasur
.com/

A single source of truth and tools finance teams need to create connections, enabling growth and make informed business decisions.

38.
Customer Engagement for Digital Channels | Verint
https://www.verin
.com/telephony-and-digital-channels/digital-channels/

Engage with your customers at scale on digital channels, including private messaging, communities, email, live chat, and voice self-service.

39.
Fidelity Information Services - FIS - Fintech Company
https://www.fisgloba
.com/

FIS is fintech for bold ideas. FIS is behind the financial technology that transforms how we live, work and play.

40.
Kooltra - Modernize your FX business end-to-end
https://www.kooltr
.com/

Improve your margins, strengthen compliance, enhance your customer experience, and accelerate your growth. Consolidate your FX team, workflows, and customers into a single digital platform built by world class engineers with deep domain expertise.

41.
World-Class Treasury, Risk & Trade Finance Management Solution
https://ibsfintec
.com/

Globally recognized enterprise treasury management solution. Automation of Cashflow & Liquidity,Treasury, Trade Finance & Supply Chain Finance

42.
Community Banking Software | Automated Systems, Inc.
https://www.asiwe
.com/

Competitive, cost-effective, and award-winning core banking software, hosted data solutions, and core data processing for community banks nationwide.

43.
nCino's Mortgage Suite for Modern Lenders
https://www.ncin
.com/en-US/mortgage/

nCino offers a range of mortgage and home lending solutions based on where you are in the world. Discover our solutions today.

44.
SaaS Lending Software | HES LoanBox Readymade Loan Platform
https://hesfintec
.com/platform/

Automate your financial business with HES LoanBox SaaS lending platform just in 3 months ✔️ End-to-end automation ✔️ White-label SaaS loan solution. Get a free trial

45.
Digital Experiences Delivered | Drupal | Design | Development | Specbee
https://www.specbe
.com/

Our consulting, strategy, design and development services over Drupal enable you to deliver compelling digital experiences to your customers.

47.
Open Banking | Fintech Solutions | Finicity
https://www.finicit
.com/

Finicity's open banking solutions deliver consumer-permissioned financial data that empowers innovation and unlocks possibilities for you and your customers.

48.
Oracle Banking Digital Experience Cloud Service | Oracle
https://www.oracl
.com/financial-services/banking/digital-experience/

A cloud native SaaS immersive digital banking engagement and experience platform designed with an API- and mobile-first approach and baked-in AI/ML intelligence to offer persona-centric, configurable lifestyle banking experiences across the retail, business, corporate, and Islamic banking segments.

49.
Encompass - Loan Origination Software System | ICE Mortgage Technology
https://www.icemortgagetechnolog
.com/products/encompass/

Receive an average of $813 in savings and operational improvement per loan. See why lenders across the industry trust our Encompass® Digital Mortgage Software to help them originate more loans, lower costs, reduce time to close, and make smarter decisions.

50.
TrueLayer: TrueLayer - Europe's leading open banking platform
https://truelaye
.com/

We power faster and safer online payments with our open banking payments network. Onboard users, accept payments & make payouts in seconds. Learn more today.

51.
Dataroid - Unleash the potential of digital with data
https://www.dataroi
.com/

Enterprise-level digital analytics and customer engagement platform that helps enhance every customer interaction with data-driven insights.

52.
TransactionTree - Personalized Customer Experience via Digital Receipts
https://www.transactiontre
.com/

Discover TransactionTree's innovative solutions for enhancing customer engagement. Offering digital receipt services and data management tools for businesses.

53.
Omnichannel User Engagement & Retention Platform | Wigzo
https://www.wigz
.com/

Wigzo offers the best customer retention solution to drive user engagement with email, SMS, and WhatsApp marketing. Increase repeat orders with mobile marketing strategies.

54.
PointCentral | Flexible Platform Access and Secure Loan Processing
https://www.calyxsoftwar
.com/products/point/point-central/

Pair the administrative control you want with the security you need through a single, centralized database with PointCentral.

55.
Alfa - Evolving asset finance software
https://www.alfasystem
.com/#/

Alfa is the premium provider of software to market-leading auto, equipment and wholesale finance businesses across the globe.

56.
RELAYTO Digital Content Experience & Analytics
https://relayt
.com/

RELAYTO converts your PDFs, presentations, videos & other content into interactive web experiences with instant branding, analytics & more

57.
Investment Operations – Investment Operations Suite | FIS
https://www.fisgloba
.com/products/fis-investment-operations-suite/

FIS® Investment Operations Suite - Multi-asset Edition services the full liquidity spectrum across traditional and digital asset classes.

58.
Digital Retail Solutions: Personalization, CDP & Analytics - Algonomy
https://algonom
.com/

Algonomy's AI-powered personalization solution and real-time CDP help retail brands deliver individualized experiences across channels. Learn more.

59.
WebEngage | Full-Stack Customer Engagement and Retention Platform
http://webengag
.com/

WebEngage offers CDP, Omnichannel Campaign Manager and Web & App Personalization Engine - to help brands boost their revenue from existing customers.

60.
Tata Elxsi - Integrating Digital Technology and Design
https://www.tataelxs
.com/

Tata Elxsi is a leading design and technology services provider for Automotive, Broadcast, Communications, Healthcare, and Transportation. We help customers reimagine their products and services with design thinking and digital technologies like IoT, Cloud, Mobility, VR, and AI.

61.
Retail Media Platform | Omnichannel Advertising Solution
https://gowi
.com/

Unlock your retail media potential with GoWit’s omnichannel Retail Media Advertising platform. Expand your audience reach, optimize bidding, and leverage first-party data for maximum conversions and privacy protection.

62.
Composable Digital Experiences | Content Management System | Contentstack
https://www.contentstac
.com/

Contentstack is the foundation you need to successfully adopt a composable digital experience architecture at any scale. We’ve paved the composable way, removing complexities and providing the technology, expertise and support you need. Legacy martech platforms can be retired, unleashing DX innovation with a tremendous ROI.

63.
ACI Enterprise Payments Platform | ACI Worldwide
https://www.aciworldwid
.com/solutions/aci-enterprise-payments-platform/

Surpass consumer expectations and meet the challenge of modern enterprise payments with our full suite of end-to-end payment solutions.

64.
Support Solutions for Better Business Communications - LiveHelpNow
http://www.livehelpno
.net/

LiveHelpNow offers comprehensive support solutions that will make your employees' lives easier and your customers’ experience with your brand better.

65.
Omnichat: Asia's Premier Omnichannel Chat Commerce Platform
https://www.omnicha
.ai/

Integrate WhatsApp, FB, IG, LINE, WeChat and Website Live Chat to meet customer service, marketing and sales needs in one stop. Trusted by over 5,000 brands worldwide, Omnichat offers advanced conversational commerce solutions with enhanced efficiency, user behaviour analysis and remarketing strategy development, thus creating 5x conversion rate.

66.
SAP S/4HANA Cloud | Treasury and Risk Management
https://www.sa
.com/products/financial-management/treasury-risk-management.html/

Automate treasury tasks and integrate them with core finance processes with greater ease. Explore SAP S/4HANA Cloud for treasury and risk management.

67.
Your One-stop shop for embedded finance - Treezor
https://www.treezo
.com/

Treezor, the European Banking-as-a-Service leader, will support you throughout your payment project, every step of the way with its One-stop shop solution.

68.
Symphony Communications - Secure, Compliant Collaboration & Analytics
https://symphon
.com/

Symphony is the most secure and compliant markets’ infrastructure and technology platform, where solutions are built or integrated to standardize, automate and innovate financial services workflows. It is a vibrant community of over half a million financial professionals with a trusted directory and serves over 1000 institutions. Symphony is powering over 2,000 community built applications and bots.

69.
Envestnet | MoneyGuide - Financial Planning Software
https://www.moneyguidepr
.com/

The MoneyGuide suite of web-based Financial Planning and Retirement Planning Software products create fast and easy Goal Planning, Insurance Needs Analysis, Asset Allocation, and Estate Planning. Envestnet MoneyGuide has created an intuitive and easy to use Financial Planning Software suite, while still providing sophisticated analyses and results. MoneyGuide is completely web-based and features online collaborative planning between advisors and clients used to achieve Financial Wellness.

70.
Infobip - The best omnichannel marketing platform
http://www.infobi
.com/

Engage your customers and prospects with simple drag and drop email, SMS, chatbot or build custom solutions with the best in class APIs

71.
Infobip - The best omnichannel marketing platform
https://www.infobi
.com/

Engage your customers and prospects with simple drag and drop email, SMS, chatbot or build custom solutions with the best in class APIs

72.
Nomis Solutions - Customer-centric Pricing and Profitability Management
https://nomissolution
.com/

End-to-end pricing and profitability management enables banks and mortgage lenders to achieve customer-centric pricing via granular insights and actionable analytics.

73.
Investment Analysis & Sales Enablement Software | Equisoft/analyze
https://www.equisof
.com/products/analyze/

Equisoft/analyze helps effectively compare investment products, design suitable portfolios & create powerful proposals & presentations. Ideal for advisors, small firms, larger enterprises & fund companies.

74.
Digital Communication Solutions | Digital Conversation Platform
https://eltrop
.com/

INDUSTRY'S FIRST AI-Everywhere, Unified Conversations Platform for CFIs Learn More Home to collective conversations that matter to community financial ...

75.
Locobuzz : A Unified Customer Experience Management Platform
https://www.locobuz
.com/

A new-generation digital unified CX management platform that helps you transform your business online & build lasting relationships with your customers

76.
Banuba AR Technologies: All-In-One AR SDK for Business
https://www.banub
.com/

Power your apps with immersive Face AR and Video Editing Features & Effects using the most powerful Augmented Reality SDK

77.
Enabling the embedded banking revolution
https://www.aazzu
.com/

One-stop-shop for APIs and embeddable Front-end-modules connected to a smart marketplace for BaaS- and Fintech-Services

78.
Solifi | Technology that unleashes potential
https://www.solif
.com/

Strengthen your market position with Solifi’s open finance platform, which scales to meet your business needs as you grow.

79.
SAP Fiori | User Experience and Apps
https://www.sa
.com/products/technology-platform/fiori.html/

Personalize and simplify the user experience (UX) for your SAP applications – on any device – with SAP Fiori.

80.
Alpharank - No Code E-Branch Sales Guidance System
https://www.alpharan
.ai/

Trusted by Banks and Credit Unions Nationwide - Our customers outperform their peers in online loans and deposits. See the proof with your own data. Alpharank seamlessly & instantly integrates with your existing loan origination and account opening processes delivering full funnel visibility and data-driven guidance guaranteed to improve performance.

81.
WalkMe™ - Digital Adoption Platform
https://www.walkm
.com/

Simplify the experiences and eliminate friction in your applications and workflows with WalkMe Digital Adoption Platform (DAP) to reach your business goals faster.

82.
Home - InvestCloud
https://investclou
.com/

InvestCloud is powering the digital transformation of the financial services industry. Expand your business with digital wealth services and APL network access through InvestCloud.

83.
Adobe Business: Products & Services with Adobe Experience Cloud
https://business.adob
.com/

Deliver personalized experiences to connect with customers everywhere with Adobe Experience Cloud — Marketing, analytics, advertising, commerce, & more.

84.
TCS iON – A One-stop Platform for Learners and Institutions
https://www.tcsio
.com/

TCS iON courses and technology in education can make the academic process incredibly efficient for learners and institutions. Discover the world of TCS iON.

85.
Huggy | A Plataforma completa de Atendimento Digital
https://www.hugg
.io/

A Huggy é uma plataforma completa de Atendimento Digital Omnichannel para sua empresa capturar leads, engajar clientes, encantar e vender. Acesse e teste, é grátis!

86.
87.
Lucidya - Manage your Customer experience in the Arab World
https://lucidy
.com/

Elevate your brand in the Arab market with Lucidya: Use AI for social insights, benchmarking, and product development to stay ahead.

88.
Whatfix - Digital Adoption Platform and Analytics
https://whatfi
.com/

Whatfix's interactive digital adoption platform and analytics enable employees with contextual user experiences, step-by-step guidance, self-help user support, and user behavior analytics to drive digital adoption for desktop, mobile, and web applications.

89.
MIP Fund Accounting Software | Nonprofit, Education, Government & More
https://www.mi
.com/

MIP true fund accounting is the software for the future. Easily manage fundraising, budgets, HR & more. See how we can help your organization accomplish more.

90.
Adenza | Platform to Opportunity
https://adenz
.com/

End-to-end trading, treasury, risk management and regulatory compliance solutions that consolidate and streamline operations, optimize investment, unlock value and drive growth. Adenza give financial institutions confidence by solving today’s challenges, whilst unlocking opportunities for their futures.

91.
Commerce Cloud | Oracle
https://www.oracl
.com/cx/ecommerce/

Learn how to increase customer engagement by leveraging buyer signals. Quickly boost online sales and create innovative brand experiences designed to meet the unique demands of your business.

92.
93.
The Best Post-purchase Experience Software Platform | Narvar
https://corp.narva
.com/

Discover the best post-purchase experience software platform powering exceptional, personalized experiences for e-commerce and omnichannel customers.

94.
Tech Mahindra | Scale at Speed
https://www.techmahindr
.com/

We offer technology consulting and digital solutions to global enterprises across industries, enabling transformative scale at unparalleled speed.

95.
ServiceNow - Put AI to Work
https://store.serviceno
.com/

ServiceNow digital workflows let employees work the way they want to, not how software dictates they have to. And customers can get what they need, when they need it.

96.
Jack Henry - Sandbox Banking - Build, Manage and Monetize
https://sandboxbankin
.com/jack-henry/

Pre-built integrations and an expansive partner ecosystem allow you to focus on what’s most important.

98.
BML Istisharat for Modern Core Banking Systems in Middle East
https://www.istishara
.com/

Discover with BML Istisharat Lebanon being the best core banking system creators in Middle East

99.
Poppulo | Enterprise Customer and Employee Communications
https://www.poppul
.com/

Enhance your customer and employee communications experience with Poppulo's omni-channel solutions, including email, digital signage, mobile apps and more.