Sunbit Alternatives (January 2026)

View the stories of customers and merchants Sunbit has helped with its pay-over-time technology for everyday needs.

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1.
Splitit | Installment Buy Now Pay Later Services for Business
https://spliti
.com/

Buy Now Pay Later in installments. Offer customers up to 24 months to pay using their own credit card, no hidden fees or added interest.

2.
Wisetack | Pay over time for real-life services
https://www.wisetac
.com/

Wisetack is monthly payments for real-life services, like HVAC, plumbing, electrical work, dental, auto repair, and more. With Wisetack, merchants can grow their business by giving their customers a better way to pay in just a few clicks.

4.
Credit Key - Superior B2B credit at point of purchase
https://www.creditke
.com/

Hundreds of leading merchants leverage Credit Key to offer their business customers greater access to capital with fast, flexible payment options including Net Terms and Pay Over Time.

5.
Denefits - Complete Payment Options Software for Businesses
https://www.denefit
.com/

Denefits is a complete payment options software to process payments, set up flexible payment plans, and manage your customers, & all transactions.

6.
SaaS Funding and B2B Flexible Payments | Capchase
https://www.capchas
.com/

Fast, non-dilutive financing for SaaS and B2B installment and flexible term payment options for your customers to reduce buying friction.

7.
SumUp: Payment Solutions and Point of Sale Systems
https://sumu
.com/

4 million small businesses use SumUp to run their business. Explore our affordable payment solutions and easy to use point-of-sale solutions.

8.
Affirm | Buy now, pay later with no late fees or surprises
https://affir
.com/

With Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love.

9.
Digital Wallets, Money Management, and More | PayPal US
https://www.paypa
.com/

PayPal is the faster, safer way to send and receive money or make an online payment. Get started or create a merchant account to accept payments.