fintechOS Alternatives (September 2025)

FintechOS extends your core, letting you innovate banking and insurance products, digital journeys, and back-office workflows without the cost or risk.

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1.
Award-winning banking solutions for BaaS, Payments, Treasury & FX - Finzly
https://finzl
.com/

Supercharge your bank with Finzly’s BankOS, a complete platform for all U.S. domestic rails, embedded banking, international banking, and accounts for seamless transformation and enhanced digital experiences.

2.
Enabling the embedded banking revolution
https://www.aazzu
.com/

One-stop-shop for APIs and embeddable Front-end-modules connected to a smart marketplace for BaaS- and Fintech-Services

3.
Backbase - The Engagement Banking Platform
https://www.backbas
.com/

We are the pioneers of Engagement Banking. Our industry-leading platform helps banks and other financial institutions get closer to their customers like…

4.
Synctera | Everything You Need to Build and Scale Banking Products
https://syncter
.com/

Synctera is the banking and payments platform powering financial innovation. Synctera enables companies of all sizes to build, launch, and scale embedded banking and FinTech products

5.
Fidelity Information Services - FIS - Fintech Company
https://www.fisgloba
.com/

FIS is fintech for bold ideas. FIS is behind the financial technology that transforms how we live, work and play.

6.
Your One-stop shop for embedded finance - Treezor
https://www.treezo
.com/

Treezor, the European Banking-as-a-Service leader, will support you throughout your payment project, every step of the way with its One-stop shop solution.

7.
Oradian | Modern Core Banking Platform
https://www.oradia
.com/

Go further with core banking software designed to enable financial institutions to rapidly launch new products and scale securely with ease.

8.
Insurance Software | Solutions for MGAs, Brokers, and Carriers | INSTANDA UK
https://www.instand
.com/

Digital insurance solution that enables carriers, brokers, and MGAs to design, build and launch insurance products. Learn more.

9.
Finacle Offerings For Digital - Only Propositions
https://www.edgeverv
.com/finacle/solutions/digital-only-business/

Finacle for digital-only banks is a comprehensive front to back digital banking solution suite built on advanced architecture to achieve path-breaking digital transformation.

10.
Q2 | Digital Banking Solutions
https://www.q
.com/

Q2 creates simple, smart, end-to-end banking and lending experiences that make you an indispensable partner on your customers’ financial journeys

11.
The Platform for Commercial Digital Banking
https://www.bottomlin
.com/us/digital-banking/

Own the primary customer relationship and grow business value with the only all-in-one platform for payments, cash management, treasury management, and a B2B payments network.

12.
Jack Henry - Sandbox Banking - Build, Manage and Monetize
https://sandboxbankin
.com/jack-henry/

Pre-built integrations and an expansive partner ecosystem allow you to focus on what’s most important.

13.
Core Banking | FIS
https://www.fisgloba
.com/banking/core/

FIS®' core banking solutions gives the tools to streamline business processes. Easily upgrade your bank’s legacy core to the future of banking.

14.
Plaid: Enabling all companies to build fintech solutions
https://plai
.com/

Plaid helps all companies build fintech solutions by making it easy, safe and reliable for people to connect their financial data to apps and services.

15.
Open Banking | Fintech Solutions | Finicity
https://www.finicit
.com/

Finicity's open banking solutions deliver consumer-permissioned financial data that empowers innovation and unlocks possibilities for you and your customers.

16.
CloudBankin: Your One-Stop Loan Origination and Management Solutions
https://cloudbanki
.com/

CloudBankin's loan origination & management systems for NBFCs, Fintechs, & Banks enables lenders to offer quick, convenient, and secure loans to customers.

17.
BUSINESSNEXT- Simplify customer experiences|| Digital+ CRM+ Modern Lending
https://www.businessnex
.com/

Accelerate your digital transformation with BUSINESSNEXT's universe of composable platforms and applications. Over 1 million+ bankers trust us worldwide.

18.
Unit | Embedded Finance Platform
https://www.uni
.co/

Unit is the embedded finance platform that helps you accelerate growth and unlock new revenue streams by making it easy to build banking and lending into your product.

19.
The All-In-One Cloud Banking Platform
https://www.ncin
.com/

Transform your financial institution with the innovative nCino platform—built by bankers for bankers.

20.
Powens - Open Finance Platform
https://www.powen
.com/

Cutting-Edge Open Finance Platform from Data to Payment. Over 260 leading financial services institutions trust us.

21.
Digital Lending for Every Financial Institution - MeridianLink
https://www.meridianlin
.com/

Explore MeridianLink's industry-leading suite of digital lending solutions for banks, credit unions, fintechs, and more.

22.
Productfy | The Most Advanced Platform for Embedding Financial Products
https://www.productf
.io/

The Most Advanced Platform for Embedding Financial Products Accelerate Financial Product Innovation with Productfy

23.
Policy Management Software - Insurance Policy Administration
https://www.majesc
.com/core-software-insurance-solutions/pc-core-suite/policy-for-pc/

Policy for P&C. A comprehensive policy management software that provides full lifecycle processing capabilities for all lines of P&C insurance.

24.
Socotra | Core Systems for P&C, Life, Annuity, and Health Insurers
https://www.socotr
.com/

At Socotra, we solve very old insurance problems in entirely new ways. Businesses worldwide experience fast and easy implementations, effortless upgrades, and exceptional speed. The platform offers unparalleled flexibility and the freedom to connect with any internal or external tools and data sources, all in an environment loved by developers and end users alike.

25.
Blend — Deposit account origination you can bank on
https://blen
.com/

Dial up growth, and dial in the experience. Earn primacy by making banking easier, faster, and better.

26.
Nomis Solutions - Customer-centric Pricing and Profitability Management
https://nomissolution
.com/

End-to-end pricing and profitability management enables banks and mortgage lenders to achieve customer-centric pricing via granular insights and actionable analytics.

27.
Loan Processing & Management Solutions | LoanPro
https://www.loanpr
.io/

Building the future of finance. LoanPro is a modern loan management platform that specializes in the servicing of loans but acts as your core for every step in the loan lifecycle.

28.
Finflux | Lending Made Easy
https://www.finflu
.co/

The best API-driven loan origination system and loan management system for NBFCs, banks and fintechs.

29.
Digital Banking Platforms & Digital Wallet Solutions | Youtap
https://www.youta
.com/

Seamless & secure white-label banking, digital wallet & loyalty solutions. Discover how Youtap’s empowering banks & financial service providers worldwide.

30.
MX: Do More with Your Financial Data
https://www.m
.com/

MX Technologies helps financial institutions, fintechs, and their consumers to connect financial accounts, surface insights, and build better money experiences.

31.
TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
https://www.tc
.com/what-we-do/products-platforms/tcs-bancs/

Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.

32.
BriteCore: The Modern Core Platform for P&C Insurers
https://britecor
.com/

BriteCore is a cloud-native platform for P&C insurers that unlocks business growth, delivers greater productivity and efficiency, and provides a modern customer experience.

33.
Celusion - Easier finance for all
https://www.celusio
.com/

Simple, smart and compliant technology for digital financial services. Our products deliver better experiences that drive growth for banks and financial services.

34.
Taktile
https://www.taktil
.com/

Build, collaborate, and run automated risk decisions seamlessly across any use case: Underwriting, Onboarding, KYC/KYB, Transaction Monitoring, and Portfolio Monitoring.

35.
Revolutionary Bank Management System for banks and non-bank lenders
https://www.getbankpoin
.com/

BankPoint is an intuitive banking platform that enhances your core system and provides dramatic improvements in efficiency. Supercharge your core system.

36.
Sopra Banking Software | Banking & Financing Platforms
https://www.soprabankin
.com/

Component-based, cloud-agnostic, API-first platforms for financial institutions. From legacy to open banking, become digital-first. 1,500 clients globally.

37.
Protecht Inc
https://protech
.com/

Increased revenue. Fewer chargebacks. Protecht’s embedded insurance technology drives your consumers to purchase without regrets. No matter what experience you offer your fans, we’ve got a solution to protect it.

38.
InsuranceSuite: Core Insurance Software | Guidewire
https://www.guidewir
.com/products/core-products/insurancesuite/

The industry standard for managing billing, claims, and policies. More than 500 insurers run on our platform. Contact us to schedule a demo today.

39.
Digital Banking Solutions for Banks and Credit Unions
https://www.alkam
.com/

Future-proof your digital banking presence with digital banking solutions featuring best-in-class user experience and powered by data insights.

40.
Solifi | Technology that unleashes potential
https://www.solif
.com/

Strengthen your market position with Solifi’s open finance platform, which scales to meet your business needs as you grow.

41.
inGain | inGain Loan Management System
https://www.ingai
.com/

Discover inGain, the no-code SaaS loan management system designed to empower lenders and businesses. Scale your operation effortlessly with our innovative solutions.

42.
BillingCore - EIS
https://www.eisgrou
.com/resources/product-overview-billingcore/

BillingCore® simplifies and streamlines your financial operations, combining thoroughness with versatility.

43.
Megasol Technologies - Core Banking Systems without borders
https://www.megaso
.se/

Core banking from Megasol Technologies - Corniche SaaS, On-premises or in the Cloud.Corniche offers POWERFUL API´s, scalability and rapid customizations.Join

44.
INSIS Platform — Fadata
https://fadat
.eu/products/insis-platform/

Advance your insurance business with INSIS. The cloud-ready platform INSIS empowers insurers to automate processes and stay agile.

45.
Insurance Claims Management Software | LA&H Claims Solution
https://www.fineo
.com/adminsuite/claims-management-software/

Achieve better claimant outcomes with FINEOS Claims Management Software - the leading solution for Life, Accident & Health insurance claims.

46.
Manage your finance in all currencies in one place with HedgeFlows
https://hedgeflow
.com/

Multi-currency automation for busy finance teams who want to focus on interesting business initiatives instead: payment, cash & risk management automation

47.
Flinks - Financial Data Tools Powering Innovation
https://flink
.com/

Flinks allows you to connect users' bank accounts, turn data into actionable insights, and deliver a winning open banking program.

48.
nCino's Mortgage Suite for Modern Lenders
https://www.ncin
.com/en-US/mortgage/

nCino offers a range of mortgage and home lending solutions based on where you are in the world. Discover our solutions today.

50.
Adenza | Platform to Opportunity
https://adenz
.com/

End-to-end trading, treasury, risk management and regulatory compliance solutions that consolidate and streamline operations, optimize investment, unlock value and drive growth. Adenza give financial institutions confidence by solving today’s challenges, whilst unlocking opportunities for their futures.

51.
InsuranceNow: End-to-End Insurance Solutions for P&C Insurers | Guidewire
https://www.guidewir
.com/products/core-products/insurancenow/

InsuranceNow is a powerful, proven, and affordable insurance core platform that’s purpose-built for regional and super-regional P&C insurers and MGAs. Learn more.

52.
TCS BaNCS Digital: Enhancing End Customer Banking Experience
https://www.tc
.com/what-we-do/products-platforms/tcs-bancs/solution/digital/

TCS BaNCS Digital helps financial institutions to redesign their digital banking strategy to deliver personalized and enhance user experience. Learn more.

53.
BeSmartee - Deliver a Complete Digital Mortgage Experience
https://www.besmarte
.com/

See the most innovative mortgage technology platform for banks, credit unions, and non-bank mortgage lenders to help them operate efficiently, close more loans, and scale without manual effort.

54.
Business Credit Card Program Management Solutions for Banks and Credit Unions | Torpago
https://www.torpag
.com/

We help banks launch cutting-edge business credit card programs. Power growth and strengthen customer relationships with our program management solutions.

55.
Kooltra - Modernize your FX business end-to-end
https://www.kooltr
.com/

Improve your margins, strengthen compliance, enhance your customer experience, and accelerate your growth. Consolidate your FX team, workflows, and customers into a single digital platform built by world class engineers with deep domain expertise.

56.
Commercial Lending Solution | Commercial Lending Suite| FIS
https://www.fisgloba
.com/products/fis-commercial-lending-suite/

FIS’ commercial lending solution suite is an integrated and modular front-to-back office platform featuring a flexible workflow options and analytics.

57.
No-Code Digital Claims Management
https://www.360globalne
.com/

The fully digital end-to-end insurance claims platform. No-code digital claims management that delights customers and collapses costs.

58.
TrueLayer: TrueLayer - Europe's leading open banking platform
https://truelaye
.com/

We power faster and safer online payments with our open banking payments network. Onboard users, accept payments & make payouts in seconds. Learn more today.

59.
Consumer Loan Origination System for Financial Institutions
https://www.meridianlin
.com/products/consumer/

See how credit unions, banks, and mortgage lenders can streamline the digital lending process with MeridianLink Consumer®'s complete loan origination system.

60.
Retool | The fastest way to build internal software.
https://retoo
.com/

Retool is the fastest way to build internal software. Use Retool's building blocks to build apps and workflow automations that connect to your databases and APIs, instantly.

61.
Life and Annuity Software | Accenture
https://www.accentur
.com/us-en/services/insurance/accenture-software-life-annuity/

Accenture Life and Annuity Software delivers modern software solutions to help clients meet evolving market demands and advance their digital agenda. Read more.

62.
Building Financial Blocks For Fintechs & Lenders | Deepvue
https://deepvu
.tech/

A platform that helps create seamless customer journeys performs Enhanced Due Diligence Checks and Risk-Based Underwriting.

63.
Alfa - Evolving asset finance software
https://www.alfasystem
.com/#/

Alfa is the premium provider of software to market-leading auto, equipment and wholesale finance businesses across the globe.

64.
PayJunction No-code Payment Integration for Easy Payment Processing
https://www.payjunctio
.com/

The PayJunction platform simplifies the integration of payment processing for developers and businesses, enabling them to accept payments with no-code. Request a demo to learn more!

65.
Predict: Predictive Analytics for P&C Insurance | Guidewire
https://www.guidewir
.com/products/analytics/predict/

Guidewire Predict empowers data-driven decision making with predictive analytics for the P&C insurance lifecycle. Contact us today to learn more.

66.
Modulr - Embedded Payments for every business
https://www.modulrfinanc
.com/

Modulr unlocks incremental revenue, operational efficiencies and way smoother customer experiences

67.
Home | finway - Das Finanzbetriebssystem für KMUs
https://finwa
.de/

Mit finway gehen Finanzprozesse klar! Holistisches Ausgabenmanagement, smarte Firmenkarten, Liquiditätsplanung, vorbereitende Buchhaltung uvm.

68.
Commercial loan origination system | Abrigo
https://www.abrig
.com/software/lending-and-credit-risk/sageworks-lending-software/

The Sageworks commercial loan origination system from Abrigo is business lending software that automates origination through boarding to help book loans faster.

69.
BindHQ | The Agency Management System for MGAs
https://www.bindh
.com/

#1 Most Innovative Insurance Agency Management System - for MGAs, MGUs, Wholesalers. Underwriting, Policy Management, Issuance, Compliance & Accounting

70.
Airapi.co | Next Generation Open Banking and API Management Platform
https://airap
.co/

Address all the needs of API providers with the ‘Management Portal’ and API users with the ‘Developer Portal’. Start opening your APIs to finance ecosystem in seconds and easily implement your API Business Model.

71.
Effectiv: The Real-Time Risk Management Platform
http://effecti
.ai/

Powered by AI and machine learning, Effectiv is the real-time fraud and risk management platform for financial institutions and fintechs.

72.
Housing Trends | CoreLogic®
https://www.corelogi
.com/real-estate/housing-trends/

Economists, scientists and housing market professionals providing our clients with key information and insights to prepare for the future.

73.
Risk, Compliance and Vendor Management Software | Ncontracts
https://www.ncontract
.com/

Vendor management, governance, risk, and compliance solutions built exclusively for Fintech and financial institutions. Book a demo to know more.

74.
Home
https://www.lendingpa
.com/

LendingPad provides a revolutionary online loan origination system that maximizes productivity. We help you overcome the challenges of outdated LOS software models.

75.
GTreasury | Treasury Management Software
https://gtreasur
.com/

A single source of truth and tools finance teams need to create connections, enabling growth and make informed business decisions.

76.
Insurance Software Solutions To Grow Your Business | Insly
http://www.insl
.com/

Insly provides insurance software solutions that help you manage and automate your insurance business operations and increase the efficiency of your processes.

77.
BML Istisharat for Modern Core Banking Systems in Middle East
https://www.istishara
.com/

Discover with BML Istisharat Lebanon being the best core banking system creators in Middle East

78.
Surefyre | The best workflow engine for modern MGAs and carriers
https://www.surefyr
.co/

Surefyre is configurable underwriting automation software that eliminates manual work and maximizes the efficiency of any P&C MGA, wholesaler, or carrier.

79.
SaaS Lending Software | HES LoanBox Readymade Loan Platform
https://hesfintec
.com/platform/

Automate your financial business with HES LoanBox SaaS lending platform just in 3 months ✔️ End-to-end automation ✔️ White-label SaaS loan solution. Get a free trial

80.
Bankingly
https://www.bankingl
.com/

Bankingly provides Digital Banking Channels for financial institutions allowing them to improve customer experience, gain new ones and save costs.

81.
The Customizable No-Code Platform for Risk & Compliance Operations | Unit21
https://www.unit2
.ai/

Unit21 helps protect businesses against adversaries through a simple API and dashboard for detecting and managing money laundering, fraud, and other sophisticated risks across multiple industries.

82.
Glia Digital Customer Service Technology for Financial Services and Beyond
https://www.gli
.com/

The Glia unified interaction platform transforms how financial institutions connect with their customers using Messaging, Video, Voice, CoBrowsing, and AI.

83.
AI-Powered Low-Code Tools | Microsoft Power Platform
https://www.microsof
.com/en-us/power-platform/

Innovate with low-code tools using Microsoft Power Platform—Power BI, Power Apps, Power Automate, and Power Pages.

84.
NextGen Cloud Governance | Cloud With Confidence
https://www.corestac
.io/

CoreStack NextGen cloud governance enables enterprises to optimize cloud spend, mitigate risks, assure compliance, automate operations and boost revenues.

86.
World-Class Treasury, Risk & Trade Finance Management Solution
https://ibsfintec
.com/

Globally recognized enterprise treasury management solution. Automation of Cashflow & Liquidity,Treasury, Trade Finance & Supply Chain Finance

87.
Financial Services Operations – FSO – ServiceNow
https://www.serviceno
.com/products/financial-services-operations.html/

Connect your entire financial institution with one platform. Provide efficient, resilient financial services operations for enhanced customer and employee experiences.

89.
Kyriba: Optimize Liquidity Performance & Transform Your Cash Flow
https://www.kyrib
.com/

The Kyriba platform enhances liquidity performance, empowering CFOs and treasurers to navigate hurdles with confidence.

90.
Pillir | Deployment Ready Supply Chain Apps & No/Low-Code SAP Solutions
https://www.pilli
.io/

Pillir's low-code, rapid application development solutions allow enterprises to use SAP core with a modernized cloud-native edge solution

91.
TriZetto Facets® Healthcare Admin for Payers | Cognizant
https://www.cognizan
.com/us/en/trizetto/core-administration/facets/

The TriZetto Facets core administration platform is a modular system integrating consumer, care, claims and revenue management to help organizations meet their business goals. Find out how Facets positions healthcare payers for growth and change with its flexible platform today.

92.
5-Star Rated Software Asset Management Platform | FinQuery
https://finquer
.com/software-asset-management/

Automatically detect your organization’s software subscriptions, see where to save money, automate software provisioning, and more.

93.
Fintech Software Solutions | Free Money Transfer System Demo
https://www.calyx-solution
.com/

Transform your financial services with our Fintech Software Solutions. Schedule a Free Money Transfer System Demo to refine your transfer & exchange operations.

94.
Investment Operations – Investment Operations Suite | FIS
https://www.fisgloba
.com/products/fis-investment-operations-suite/

FIS® Investment Operations Suite - Multi-asset Edition services the full liquidity spectrum across traditional and digital asset classes.

95.
IBM Cloudability - Cloud Cost Management & Optimization - Apptio
https://www.appti
.com/products/cloudability/

IBM Cloudability is a cloud financial management platform that improves visibility, optimization, governance and more across cloud environments.

96.
Open and Adaptable PLM & Digital Thread Solutions | Aras
https://ara
.com/

Aras Innovator provides an application platform for modern product lifecycle management. Stay ahead of the competition and succeed with Aras.

97.
Fintech Partner Marketing Platform & Agency | Fintel Connect
https://www.fintelconnec
.com/

Fintel Connect is the only partner marketing platform, network & agency built for the financial industry. Scalable growth starts here.

98.
Stripe Issuing | Virtual and Physical Card Issuing Platform
https://strip
.com/issuing/

Build card programmes that scale by offering your own virtual and physical cards online in seconds using the Stripe Issuing API and just a few lines of code.

99.
Flowable: Business Process Automation | Low-code | Workflow Automation
https://www.flowabl
.com/

Automate your business end-to-end and build enterprise applications rapidly with Flowable's low-code Business Process Automation platform.