EasyPay Alternatives (January 2026)

1.
Wisetack | Pay over time for real-life services
https://www.wisetac
.com/

Wisetack is monthly payments for real-life services, like HVAC, plumbing, electrical work, dental, auto repair, and more. With Wisetack, merchants can grow their business by giving their customers a better way to pay in just a few clicks.

2.
Splitit | Installment Buy Now Pay Later Services for Business
https://spliti
.com/

Buy Now Pay Later in installments. Offer customers up to 24 months to pay using their own credit card, no hidden fees or added interest.

3.
Credit Key - Superior B2B credit at point of purchase
https://www.creditke
.com/

Hundreds of leading merchants leverage Credit Key to offer their business customers greater access to capital with fast, flexible payment options including Net Terms and Pay Over Time.

4.
Affirm | Buy now, pay later with no late fees or surprises
https://affir
.com/

With Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love.

5.
Denefits - Complete Payment Options Software for Businesses
https://www.denefit
.com/

Denefits is a complete payment options software to process payments, set up flexible payment plans, and manage your customers, & all transactions.

6.
Buy Now Pay Later with Zip - Shop online or in-store today
https://zi
.co/us/

Buy now pay later with Zip at millions of stores online and in-store. Download the Zip app and split nearly any purchase into 4 installments over 6 weeks.

7.
SaaS Funding and B2B Flexible Payments | Capchase
https://www.capchas
.com/

Fast, non-dilutive financing for SaaS and B2B installment and flexible term payment options for your customers to reduce buying friction.

8.
PayPal Credit | Your Always-on Credit Line | PayPal US
https://www.paypa
.com/us/digital-wallet/ways-to-pay/credit-services/paypal-credit/

Shop in confidence with PayPal Credit. Your reusable credit line even features no interest if paid in full in 6 months. Check out the details and apply here.

9.
Lendio: Apply For Small Business Loans Online
https://www.lendi
.com/

Lendio makes the business financing process simple and easy. Find the right lender to meet your small business’s needs with our online application.