PayPal Credit Ratings (September 2025)
This page breaks down PayPal Credit ratings from all verified review sources to give you a clear, unbiased view of what real users think in September 2025.
We’ve aggregated the latest scores from all major platforms like Trustpilot, G2, Capterra and many more to help you understand PayPal Credit’s overall reputation. This data-driven overview will show you exactly how PayPal Credit is rated - including how it compares to competitors.
PayPal Credit's Overall Rating Summary
- Average Rating:1.3/5
- Total Reviews:32,111 reviews
- Sources:G2, Trustpilot, Capterra
- Last updated:September 1, 2025
PayPal Credit Ratings by Source
| Platform | Rating | Reviews | Last Update |
|---|---|---|---|
 G2 | 3.8/5 | 66+ reviews | 07.07.25 |
 Trustpilot | 1.3/5 | 31,987+ reviews | 13.01.25 |
 Capterra | 4.8/5 | 58+ reviews | 13.01.25 |
What is PayPal Credit?
PayPal Credit offers a digital, reusable credit line with no annual fee, allowing users to shop online with special financing options such as No Interest if paid in full in 6 months on purchases of $99 or more. It includes features like Purchase Protection, Payment Security, and fast checkout without card numbers or expiration dates. PayPal Credit is instantly added to your PayPal Wallet upon approval, enabling seamless shopping at millions of online stores.
🤔 PayPal Credit vs Competitors: How Do Ratings Compare?
Check out PayPal Credit AlternativesFrequently Asked Questions
How many stars is PayPal Credit rated?
PayPal Credit has an average star rating of 1.3 out of 5 stars based on average of 32,111 reviews as of September 2025.
Where does the rating data come from?
The ratings are pulled from PayPal Credit public reviews pages on platforms: G2, Trustpilot, Capterra. We update these ratings monthly to ensure they reflect the most current customer feedback.
How overall average rating for PayPal Credit is calculated?
The overall average rating is calculated by taking the weighted average of all ratings, using the total reviews count from each platform as the weight.