Afterpay Alternatives (January 2026)

Afterpay

Buy Now Pay Later with Afterpay

https://www.afterpa.com/

Afterpay is fully integrated with all your favorite stores. Shop as usual, then choose Afterpay as your payment method at checkout. First-time customers complete a quick registration, returning customers simply log in.

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1.
Buy Now Pay Later with Zip - Shop online or in-store today
https://zi
.co/us/

Buy now pay later with Zip at millions of stores online and in-store. Download the Zip app and split nearly any purchase into 4 installments over 6 weeks.

2.
Shop with Buy Now Pay Later | Pay in 4 Installment Payments
https://sezzl
.com/

Sezzle allows you to buy now and pay later! Shop now, get what you need, and pay later in 4 interest-free installment payments over six weeks. Learn more!

3.
Affirm | Buy now, pay later with no late fees or surprises
https://affir
.com/

With Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love.

4.
Splitit | Installment Buy Now Pay Later Services for Business
https://spliti
.com/

Buy Now Pay Later in installments. Offer customers up to 24 months to pay using their own credit card, no hidden fees or added interest.

5.
Apple Pay - Apple
https://www.appl
.com/apple-pay/

Apple Pay is an easy way to pay in stores, online, and in apps. Use it to pay in full, over time, or with rewards. It’s safe, secure, and private.

6.
Amazon Pay for Business | Secure Checkout and Payment Options
https://pay.amazo
.com/business/

Offer shoppers an easy, secure, and fast way to check out on your site using the shipping and payment information stored in their Amazon account.

7.
PayPal Credit | Your Always-on Credit Line | PayPal US
https://www.paypa
.com/us/digital-wallet/ways-to-pay/credit-services/paypal-credit/

Shop in confidence with PayPal Credit. Your reusable credit line even features no interest if paid in full in 6 months. Check out the details and apply here.

8.
EasyPay Finance | Customer Financing Made Easy
https://www.easypayfinanc
.com/

Customer Financing Made EASY. The Financial Win-Win for Business Owners & Customers...

9.
Wisetack | Pay over time for real-life services
https://www.wisetac
.com/

Wisetack is monthly payments for real-life services, like HVAC, plumbing, electrical work, dental, auto repair, and more. With Wisetack, merchants can grow their business by giving their customers a better way to pay in just a few clicks.