Affirm Alternatives (September 2025)

Sezzle allows you to buy now and pay later! Shop now, get what you need, and pay later in 4 interest-free installment payments over six weeks. Learn more!

Buy now pay later with Zip at millions of stores online and in-store. Download the Zip app and split nearly any purchase into 4 installments over 6 weeks.

Afterpay is fully integrated with all your favorite stores. Shop as usual, then choose Afterpay as your payment method at checkout. First-time customers complete a quick registration, returning customers simply log in.

Buy Now Pay Later in installments. Offer customers up to 24 months to pay using their own credit card, no hidden fees or added interest.

View the stories of customers and merchants Sunbit has helped with its pay-over-time technology for everyday needs.

Shop in confidence with PayPal Credit. Your reusable credit line even features no interest if paid in full in 6 months. Check out the details and apply here.

Hundreds of leading merchants leverage Credit Key to offer their business customers greater access to capital with fast, flexible payment options including Net Terms and Pay Over Time.

Wisetack is monthly payments for real-life services, like HVAC, plumbing, electrical work, dental, auto repair, and more. With Wisetack, merchants can grow their business by giving their customers a better way to pay in just a few clicks.

PayPal is the faster, safer way to send and receive money or make an online payment. Get started or create a merchant account to accept payments.

Denefits is a complete payment options software to process payments, set up flexible payment plans, and manage your customers, & all transactions.

Apple Pay is an easy way to pay in stores, online, and in apps. Use it to pay in full, over time, or with rewards. It’s safe, secure, and private.

We're revolutionising reward cards. Earn 3-9% in PLU Rewards on card spending, enjoy £10 in rewards back monthly at 50+ Perks, and track your rewards in our finance app with secure swaps.

Get paid faster with Venmo for Business. Accept payments in shops, apps & online. Empower your small business with multiple payment options & no hidden fees.

Fast, non-dilutive financing for SaaS and B2B installment and flexible term payment options for your customers to reduce buying friction.

Our all-in-one push payments platform offers everything you need to disburse payments at scale. No hassle. No percentages. No hidden fees.

EarnIn is an app that gives you access to the pay you've earned - when you want it. Get paid for the hours you've worked without waiting for payday.

Get paid as fast as you want with transfer options from Square. Get paid instantly for a small fee or receive payments in 1–2 business days at no extra cost.

Customer Financing Made EASY. The Financial Win-Win for Business Owners & Customers...

Cash App is the #1 finance app in the App Store. Pay anyone instantly. Save when you spend. Bank like you want to. Buy stocks or bitcoin with as little as $1.

Unlock access to care for the whole family with a Paytient Health Payment Account. No interest, no fees, and no credit check to open an account.

Process nearly any kind of payment, any way you want. Our future-focused hardware and software syncs with the systems you run on.

Tapcheck is the first instant pay app designed with both employees and employers in mind. With a no-code integration that fits into existing payroll systems, employers can provide earned wage access without losing control of payroll.

Everyone has a story. Aspire® Credit Card is here for yours.

Learn how to get a virtual credit card with 3% cashback for all purchases. Virtual cards suitable for all kinds of payments. No deposit, withdrawal or decline fees 😎

4 million small businesses use SumUp to run their business. Explore our affordable payment solutions and easy to use point-of-sale solutions.

Offer shoppers an easy, secure, and fast way to check out on your site using the shipping and payment information stored in their Amazon account.

Organise, save & invest with a free UK current account, joint account or business account. Make your money more Monzo.

Pay Rent, Taxes, Inventory, & Other Business Bills With Your Credit Card To Extend Float. ZilMoney - Pay & Get Paid By Credit Card

Partial.ly payment plan software lets businesses offer customizable payment plans to their customers. Free signup and no monthly fees.

Connect your wallet. Buy crypto easily. Send it to your friends. Pay for dinner. Split bills.

Shop for what you want and earn for something more! Never feel guilty for treating yourself with Monetha cashback shopping. Shop and earn cashback on online purchases.

Immediate is a financial wellness company delivering responsible on-demand pay to the American workforce at no cost to the employer. Learn more and get started today!

Accept recurring and one-time payments directly from your website.

See your free credit scores, reports and personalized tips and tools to help you achieve your financial goals. Start making progress today.

We make modern POS products designed to simplify every day. Take payments and track every sale, all in one place. Get set up today.

Visible offers unlimited data, talk and text for $25/month powered by Verizon. Check out our plans, deals, and devices today.

Plaid helps all companies build fintech solutions by making it easy, safe and reliable for people to connect their financial data to apps and services.

We make financing more accessible: Business loans for all SMEs and any purpose, applied for in 5 minutes & paid out in 48 hours. Fees from 1%.

Unit is the embedded finance platform that helps you accelerate growth and unlock new revenue streams by making it easy to build banking and lending into your product.

Lithic's card issuing platform, flexible API, and skilled team provide issuer processing services for customized debit, credit, and prepaid card programs.

We power faster and safer online payments with our open banking payments network. Onboard users, accept payments & make payouts in seconds. Learn more today.

Fundbox offers fast, easy access to business financing, up to $150,000. Learn how our line of credit and term loan options can unlock growth for your business.

The PayJunction platform simplifies the integration of payment processing for developers and businesses, enabling them to accept payments with no-code. Request a demo to learn more!

Velocity offers financing to D2C and eCommerce brands in India. Get flexible growth capital upto Rs.3 Crore for your business in just 7 days. Apply today!

Gyft is the best way to buy & send gift cards online for retailers like Amazon, Starbucks, and iTunes. Use the Gyft mobile app to balance check gift cards.

Get Braintree’s end-to-end payment solution for selling directly to customers on web, mobile, and native app experiences. Accept credit and debit cards, PayPal, and more.

With the Capital on Tap business credit card, get up to £250k to grow your business. No joining or annual fees. Uncapped 1% cashback on all card spend.

Take control of your payments stack with Evervaults powerful encryption model, secure your data while maintaining full control and flexibility of your payment experience.

A powerful business banking platform built for where you are and where you’re going—with lower fees, effortless money movement, and access to working capital.

BlueSnap's Global Payment Orchestration Platform offers modular tech and payments expertise to help businesses drive an ROI and impact their bottom line.

Bloom Credit is the credit data solution that helps you go to market fast with industry-leading credit products. Tap into the power of a single API.

We put contractors first so that you can focus on your business. That means fast, flexible payments for them. And streamlined, scalable operations for you.

Transform your payments with Dwolla's unified solution. Streamline operations, save costs, and enhance security. Powering industries like insurance, lending, real estate, healthcare, and manufacturing. Schedule a consultation now.

Start your free online store & scale as you grow. Easily manage your e-commerce business. Join a community of artists & small businesses.

Discover NMI's embedded online payments platform: streamline your business with secure, integrated payments solutions for a frictionless transaction experience.

Capture more revenue with a unified payments solution that eliminates the need for one-off merchant account, payment gateway, and processor integrations.

Enhance your digital payment solutions with MeaWallet's secure tokenization. Join businesses that have seen remarkable results with our 10+ years of industry experience. Try our demo now!

Scale your business and get to market faster with a complete, customizable payments platform with CSG Forte. Speak with our experts today!

Low rates, convenient locations, ATMs near you, and service beyond compare. At Ascend, you get all the benefits of banking without the hassle of a bank.

90% of top lenders use FICO Scores. Get credit scores, credit reports, credit monitoring & identity theft monitoring in one place. Whether you're applying for a mortgage, auto loan or new credit, myFICO gives you access to the score you need to apply with confidence.

Turn the way you pay into a competitive advantage. Save time and money. Deliver flexibility and convenience.

Square now offers business banking for small businesses. ✓Manage Cash Flow ✓Checking & Savings Accounts ✓Small Business Loans

Banks charge a lot for overseas transfers. We don't. Transfer money abroad easily and quickly with our low cost money transfers.

Veem makes global payments simple, with competitive exchange rates and no hidden fees. Send and receive payments to over 100 countries in 70+ currencies. Sign up for free and streamline your payments today.

Stripe Terminal allows businesses to offer seamless and custom in-person payments for a unified commerce experience.

Check your rate for a fixed-rate personal loan and borrow up to $50,000. Or get started with Upgrade Card in just minutes. Check out Rewards Checking with cash back rewards and more. We're here to help you build the future you want.

Bolt powers frictionless experiences for retailers and customers at every step of the shopping journey—from login to checkout.

Buy, sell, stake, and swap crypto cross-chain. Spend it with xPortal debit cards.Play with blockchain and win rewards.

Você finalmente no controle do seu dinheiro. Controle total do cartão de crédito e da conta 100% digital

Sell anywhere. Diversify revenue streams. Streamline operations. Manage your staff. Get paid faster. Sign up for Square today.

We’re putting free trials on trial. With Ecwid, you get free FOREVER. Set up your free account once, and keep it as long as you like. Seriously.

Transfer money internationally to 170+ countries and 100+ currencies with no hidden fees. Receive funds securely using convenient delivery options.

Simple, smart and compliant technology for digital financial services. Our products deliver better experiences that drive growth for banks and financial services.

The easy way for merchants to accept payments from around the world. Instant settlement, low fees, and broad asset support.

Win the war for talent with ZayZoon, a platform that measurably improves employee financial wellbeing. Free for businesses. Activation in under 30 minutes.

FREE 30-day trial period. No credit card, no commitment. Don't settle for less than a 4.8 rating on Trustpilot & the best price on the market when securing your site.

Your Brand Portal, Media Center, Press Portal, Content Buying Portal for Aprimo, Box, Bynder, CELUM, Cloudinary, Google Drive, Picturepark, SharePoint / OneDrive, Tenovos, Thron, DAM / Digital Asset Management, and multiple sources. Businesses thrive, when their content is alive. Activate your content now!

Stripe powers online and in-person payment processing and financial solutions for businesses of all sizes. Accept payments, send payouts, and automate financial processes with a suite of APIs and no-code tools.

Access earned wages on-demand and achieve financial wellness and freedom with Payactiv's program. Join millions and sign up today!

Financial services company dedicated to empowering consumers to access, move and use their money anytime, anywhere.

Simplify your customer payments and grow revenue with Alternative Payments. Explore end-to-end B2B account receivable solutions and features.

The #1 Microsoft Office Alternative with the same Familiar apps Word, Sheets, Slides, Mail, Cloud, PDF and more for a fraction of the cost - Say Goodbye to subscriptions and hello to lifetime software. Buy Once, Use Forever - No Ads, No tracking, 100% Private Download Now and Get started in seconds.

Turn sustainability into revenue with TWICE Commerce Platform, the all-in-one resale and rental platform. Create your store for free!

The all-in-one platform that empowers CFOs and freelancers to flexibly manage any payable and receivable in crypto and fiat.

Lendio makes the business financing process simple and easy. Find the right lender to meet your small business’s needs with our online application.

Digital Gift Card Rewards with No Fees: Redefine gifting with Visa® and over 1,000 global gift card brands. Sign up for free!

Over 100 million users buy, sell, and trade Bitcoin, Ethereum, NFTs and more on Crypto.com. Join the World's leading crypto trading platform.

Integrated payments to simplify and empower the lives of small business owners.

Over 100 million users buy, sell, and trade Bitcoin, Ethereum, NFTs and more on Crypto.com. Join the World's leading crypto trading platform.

Online Payments India: Start Accepting Payments Instantly with Razorpay's Payment suite, which Supports Netbanking, Credit card & Debit Cards, UPI, etc.

No-code & cost-effective one-stop solution for scalable app monetization. Build paywalls, run a/b tests, maximize conversion and retention, and analyze subscription performance.

ShopBack enables shoppers to discover the best prices and offers, pay easily and get rewards for shopping. Find out about job and partnership opportunities, the latest news from ShopBack, as well as our products and features.

Send digital payments internationally at scale with Tremendous gift cards. Buy, send, track, manage & brand your payouts on our easy-to-use platform. Learn more

Dial up growth, and dial in the experience. Earn primacy by making banking easier, faster, and better.

Find brands looking for influencers to promote their products with Shopify Collabs. Apply for early access today.

Sallie Mae is the nation’s saving, planning, and paying for college company, offering private education loans, free college planning tools, and online banking.

The Guide helps travellers find your business and book direct. Payments by Tab helps you easily charge guest credit and debit cards in advance and in-person.

Increased revenue. Fewer chargebacks. Protecht’s embedded insurance technology drives your consumers to purchase without regrets. No matter what experience you offer your fans, we’ve got a solution to protect it.

We help banks launch cutting-edge business credit card programs. Power growth and strengthen customer relationships with our program management solutions.