Wisetack Alternatives (January 2026)

Wisetack is monthly payments for real-life services, like HVAC, plumbing, electrical work, dental, auto repair, and more. With Wisetack, merchants can grow their business by giving their customers a better way to pay in just a few clicks.

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1.
Splitit | Installment Buy Now Pay Later Services for Business
https://spliti
.com/

Buy Now Pay Later in installments. Offer customers up to 24 months to pay using their own credit card, no hidden fees or added interest.

4.
Credit Key - Superior B2B credit at point of purchase
https://www.creditke
.com/

Hundreds of leading merchants leverage Credit Key to offer their business customers greater access to capital with fast, flexible payment options including Net Terms and Pay Over Time.

5.
Affirm | Buy now, pay later with no late fees or surprises
https://affir
.com/

With Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love.

6.
SaaS Funding and B2B Flexible Payments | Capchase
https://www.capchas
.com/

Fast, non-dilutive financing for SaaS and B2B installment and flexible term payment options for your customers to reduce buying friction.

7.
Shop with Buy Now Pay Later | Pay in 4 Installment Payments
https://sezzl
.com/

Sezzle allows you to buy now and pay later! Shop now, get what you need, and pay later in 4 interest-free installment payments over six weeks. Learn more!

8.
Buy Now Pay Later with Zip - Shop online or in-store today
https://zi
.co/us/

Buy now pay later with Zip at millions of stores online and in-store. Download the Zip app and split nearly any purchase into 4 installments over 6 weeks.

9.
Denefits - Complete Payment Options Software for Businesses
https://www.denefit
.com/

Denefits is a complete payment options software to process payments, set up flexible payment plans, and manage your customers, & all transactions.