Unit Alternatives (September 2025)

Synctera is the banking and payments platform powering financial innovation. Synctera enables companies of all sizes to build, launch, and scale embedded banking and FinTech products

Treezor, the European Banking-as-a-Service leader, will support you throughout your payment project, every step of the way with its One-stop shop solution.

Cutting-Edge Open Finance Platform from Data to Payment. Over 260 leading financial services institutions trust us.

Modulr unlocks incremental revenue, operational efficiencies and way smoother customer experiences

The Most Advanced Platform for Embedding Financial Products Accelerate Financial Product Innovation with Productfy

One-stop-shop for APIs and embeddable Front-end-modules connected to a smart marketplace for BaaS- and Fintech-Services

Plaid helps all companies build fintech solutions by making it easy, safe and reliable for people to connect their financial data to apps and services.

Lithic's card issuing platform, flexible API, and skilled team provide issuer processing services for customized debit, credit, and prepaid card programs.

Finicity's open banking solutions deliver consumer-permissioned financial data that empowers innovation and unlocks possibilities for you and your customers.

Supercharge your bank with Finzly’s BankOS, a complete platform for all U.S. domestic rails, embedded banking, international banking, and accounts for seamless transformation and enhanced digital experiences.

Own the primary customer relationship and grow business value with the only all-in-one platform for payments, cash management, treasury management, and a B2B payments network.

Stripe Connect is the fastest and easiest way to integrate payments and financial services into your software platform or marketplace.

Build card programmes that scale by offering your own virtual and physical cards online in seconds using the Stripe Issuing API and just a few lines of code.

We power faster and safer online payments with our open banking payments network. Onboard users, accept payments & make payouts in seconds. Learn more today.

Payrix from Worldpay was built for you to seamlessly monetize payments with our next generation payment infrastructure to fuel the growth and transformation of your software. Check us out here!

Seamless & secure white-label banking, digital wallet & loyalty solutions. Discover how Youtap’s empowering banks & financial service providers worldwide.

Spreedly is the world's leading Payments Orchestration Platform that lets you connect to payment services in over 100 countries with a single API connection.

Account to account payment infrastructure for the payments industry

Discover NMI's embedded online payments platform: streamline your business with secure, integrated payments solutions for a frictionless transaction experience.

Dial up growth, and dial in the experience. Earn primacy by making banking easier, faster, and better.

Simple, smart and compliant technology for digital financial services. Our products deliver better experiences that drive growth for banks and financial services.

Q2 creates simple, smart, end-to-end banking and lending experiences that make you an indispensable partner on your customers’ financial journeys

FintechOS extends your core, letting you innovate banking and insurance products, digital journeys, and back-office workflows without the cost or risk.

End-to-end lending automation platform with the fastest time-to-market and auto-pilot intelligence.

We are the pioneers of Engagement Banking. Our industry-leading platform helps banks and other financial institutions get closer to their customers like…

Stripe powers online and in-person payment processing and financial solutions for businesses of all sizes. Accept payments, send payouts, and automate financial processes with a suite of APIs and no-code tools.

Go further with core banking software designed to enable financial institutions to rapidly launch new products and scale securely with ease.

A powerful business banking platform built for where you are and where you’re going—with lower fees, effortless money movement, and access to working capital.

Building the future of finance. LoanPro is a modern loan management platform that specializes in the servicing of loans but acts as your core for every step in the loan lifecycle.

Component-based, cloud-agnostic, API-first platforms for financial institutions. From legacy to open banking, become digital-first. 1,500 clients globally.

Use Swan's APIs and ready-made white-label interfaces to embed banking features like accounts, cards, and payments into your workflows and UX.

The all-in-one platform that empowers CFOs and freelancers to flexibly manage any payable and receivable in crypto and fiat.

Capture more revenue with a unified payments solution that eliminates the need for one-off merchant account, payment gateway, and processor integrations.

Request Network provides Web3 infrastructure for payments, invoices, accounting apps.

NexorONE® - The Online Banking Software Solution - is the worldwide leading provider for Internet Banking Systems – for a broad variety of financial sectors such as Online and Private Banks, Savings and Loans, Credit Unions, Funds, Trusts & Asset Management Companies

Route transactions, analyze and report on your entire payment ecosystem and switch on providers in one click. Trusted by leading brands.

A connected banking platform simplifies business payments and cash flow management. Connect all your bank accounts to pay vendors, track receivables and payables, and reconcile payments online

Transform your financial institution with the innovative nCino platform—built by bankers for bankers.

Strengthen your market position with Solifi’s open finance platform, which scales to meet your business needs as you grow.

Runa’s digital value infrastructure provides the tools to embed effective payouts, rewards and incentives.

MX Technologies helps financial institutions, fintechs, and their consumers to connect financial accounts, surface insights, and build better money experiences.

Bloom Credit is the credit data solution that helps you go to market fast with industry-leading credit products. Tap into the power of a single API.

BR-DGE offers innovative payment orchestration solutions, empowering merchants, payment providers, and platforms.

Codat's business data APIs connect banks and fintechs to all of the financial systems their customers use.

BridgerPay is the world’s first payment operations platform, built to automate ALL payment flows with a Lego-like interface, empowering ANY business to scale their payments, insights, and revenue with a codeless, unified, and agnostic software.

PayIt's platform for government services and payments helps agencies streamline operations and deliver a superior customer experience.

Transform your payments with Dwolla's unified solution. Streamline operations, save costs, and enhance security. Powering industries like insurance, lending, real estate, healthcare, and manufacturing. Schedule a consultation now.

Stripe Terminal allows businesses to offer seamless and custom in-person payments for a unified commerce experience.

Accelerate your digital transformation with BUSINESSNEXT's universe of composable platforms and applications. Over 1 million+ bankers trust us worldwide.

FIS is fintech for bold ideas. FIS is behind the financial technology that transforms how we live, work and play.

WePay is a payment gateway for secure and fraud-less revenue growth. Using a comprehensive API designed for ISVs and SaaS, the online payment process is secure.

The best API-driven loan origination system and loan management system for NBFCs, banks and fintechs.

Increased revenue. Fewer chargebacks. Protecht’s embedded insurance technology drives your consumers to purchase without regrets. No matter what experience you offer your fans, we’ve got a solution to protect it.

White-Label Payment Platform, we help you boost your revenues from 5% to 15% using Intelligent Transaction Routing, Cascading, 3DS.

Take control of your payments stack with Evervaults powerful encryption model, secure your data while maintaining full control and flexibility of your payment experience.

Silicon Valley Bank is the financial partner of the innovation economy; helping individuals and investors in the innovation ecosystem achieve extraordinary outcomes.

Automate your financial business with HES LoanBox SaaS lending platform just in 3 months ✔️ End-to-end automation ✔️ White-label SaaS loan solution. Get a free trial

Increase customer retention, boost revenue, and empower your small business customers to sustain and grow with our white-labeled embedded accounting solutions and more

Unit21 helps protect businesses against adversaries through a simple API and dashboard for detecting and managing money laundering, fraud, and other sophisticated risks across multiple industries.

Essential financial tools and continuous working capital for Amazon, Shopify, and Walmart sellers to thrive worldwide. Get funded today!

See how credit unions, banks, and mortgage lenders can streamline the digital lending process with MeridianLink Consumer®'s complete loan origination system.

BlueSnap's Global Payment Orchestration Platform offers modular tech and payments expertise to help businesses drive an ROI and impact their bottom line.

Alloy is an embedded integrations platform used by engineering and product teams to simplify & accelerate all aspects of integration development - from user-customizability to polling infrastructure.

Evolve with our commerce platform. Purpose built for the retail edge; run efficiently with centralized application and infrastructure lifecycle management.

Akurateco - fully brandable white-label payment gateway platform allowing you to own the end-to-end PCI DSS-certified gateway with zero development cost.

Dfns is the WaaS (wallet-as-a-service) platform chosen by leading organizations to streamline digital asset operations and onboard users into crypto, safely.

Unlock the true potential of embedded software development with PlatformIO's collaborative ecosystem, embracing declarative principles, test-driven methodologies, and modern toolchains for unrivaled success.

Fast, non-dilutive financing for SaaS and B2B installment and flexible term payment options for your customers to reduce buying friction.

The fastest way to build & scale your project with Venly’s all-in-one set of Web3 tools. Amplify your enterprise's capabilities with our platform integrations.

The leading platform to effortlessly scale and optimize your subscription business. Unlock new revenue streams and monetize with CloudBlue.

The most complete solution for your company's expense management. Control spends with Clara's Corporate Credit Card and Management Platform.

Appwrite is an open-source platform for building applications at any scale, using your preferred programming languages and tools.

Build and launch native software integrations. We handle integration infrastructure for you, so you can build easier, launch faster, and generate ROI sooner.

Square now offers business banking for small businesses. ✓Manage Cash Flow ✓Checking & Savings Accounts ✓Small Business Loans

AccessPay is the UK’s leading payment automation & data transformation platform for the Office of the CFO and Treasury teams.

Power your applications with real-time payment data. Build innovative card-linking applications by connecting Visa, Mastercard and Amex cards to loyalty and marketing services all in one place.

Banks charge a lot for overseas transfers. We don't. Transfer money abroad easily and quickly with our low cost money transfers.

Pelcro is an all-in-one platform for businesses selling digital memberships, subscriptions, magazines, newspapers, and everything in between.

A secure & powerful way for business lenders to access their customers' financial data - Quickbooks, Stripe, Salesforce & more... in minutes

Flinks allows you to connect users' bank accounts, turn data into actionable insights, and deliver a winning open banking program.

Powerful banking. Simplified finances. Apply in 10 minutes for business banking that transforms how you operate.

Centrifuge is the platform for onchain finance, providing the infrastructure and ecosystem to tokenize, manage, and invest into real-world assets.

The leading construction finance technology giving lenders the confidence to manage safe, fast and profitable construction loans.

Bitpace. Unlock the Future of Payments. Your crypto payment partner for secure and fast transactions.

API Fuse is an embedded iPaaS solution purpose built for native integration. Deliver the product integrations your end users expect faster and focus on your core product instead of building and maintaining integration code.

Explore MeridianLink's industry-leading suite of digital lending solutions for banks, credit unions, fintechs, and more.

Pay Rent, Taxes, Inventory, & Other Business Bills With Your Credit Card To Extend Float. ZilMoney - Pay & Get Paid By Credit Card

With our banking APIs you can integrate your business with our financial services and make it grow. Find the right API and solution for your business here.

Expand the reach of your organization with our cross-border payments solution. Accelerate your payments business globally with real-time settlement now.

Accelerate financial consolidation, planning, and reporting with our easy-to-use Corporate Performance Management platform for finance.

Surpass consumer expectations and meet the challenge of modern enterprise payments with our full suite of end-to-end payment solutions.

Connect, motivate, align, and engage employees, channel partners, sales team, and consumers with our engagement, rewards, commission, and incentive technology.

A platform that helps create seamless customer journeys performs Enhanced Due Diligence Checks and Risk-Based Underwriting.

Built for your business payment needs - Collect payments, send payouts, manage international payments, launch your next neo banking product and do a lot more.

Firstbase helps anyone to build a US business. Start a company, set up banking, payments, and payroll, and manage a business — online, from anywhere.

Unlock the benefits of holding digital assets with the first finance platform designed specifically to manage cryptocurrency tax, accounting, and compliance.

Making payments simple, secure, and convenient. Our payment solutions help businesses, small and large, to accelerate their growth and digital transformation.

Discover solutions for effortless payment processing. From a free online store to POS systems, empower your business with seamless transactions using HitPay.

The PayJunction platform simplifies the integration of payment processing for developers and businesses, enabling them to accept payments with no-code. Request a demo to learn more!