Token Alternatives (September 2025)

We power faster and safer online payments with our open banking payments network. Onboard users, accept payments & make payouts in seconds. Learn more today.

Akurateco - fully brandable white-label payment gateway platform allowing you to own the end-to-end PCI DSS-certified gateway with zero development cost.

Payments Orchestration Platform Start Using X-Payments Start using X-Payments for your business and automatically get access to ready-made integrations with various payment providers and systems, fraud screening apps and other integrations and features through a single API. It’s PSD2/SCA ready and PCI DSS Level 1 Certified. Using X-Payments allows you to integrate it once and […]

Cutting-Edge Open Finance Platform from Data to Payment. Over 260 leading financial services institutions trust us.

Built for your business payment needs - Collect payments, send payouts, manage international payments, launch your next neo banking product and do a lot more.

Spreedly is the world's leading Payments Orchestration Platform that lets you connect to payment services in over 100 countries with a single API connection.

Transform your payments with Dwolla's unified solution. Streamline operations, save costs, and enhance security. Powering industries like insurance, lending, real estate, healthcare, and manufacturing. Schedule a consultation now.

Embed VGS into your technology stack to manage the complexities of payment tokenization.

Payrix from Worldpay was built for you to seamlessly monetize payments with our next generation payment infrastructure to fuel the growth and transformation of your software. Check us out here!

Route transactions, analyze and report on your entire payment ecosystem and switch on providers in one click. Trusted by leading brands.

fully certified and advanced payment orchestration platform suitable for every online business

Unit is the embedded finance platform that helps you accelerate growth and unlock new revenue streams by making it easy to build banking and lending into your product.

Supercharge your bank with Finzly’s BankOS, a complete platform for all U.S. domestic rails, embedded banking, international banking, and accounts for seamless transformation and enhanced digital experiences.

White-Label Payment Platform, we help you boost your revenues from 5% to 15% using Intelligent Transaction Routing, Cascading, 3DS.

BridgerPay is the world’s first payment operations platform, built to automate ALL payment flows with a Lego-like interface, empowering ANY business to scale their payments, insights, and revenue with a codeless, unified, and agnostic software.

Modulr unlocks incremental revenue, operational efficiencies and way smoother customer experiences

Use Swan's APIs and ready-made white-label interfaces to embed banking features like accounts, cards, and payments into your workflows and UX.

Own your payment data to control your growth and reduce the scope of your PCI audit by 90% with TokenEx tokenization solutions.

Treezor, the European Banking-as-a-Service leader, will support you throughout your payment project, every step of the way with its One-stop shop solution.

Finicity's open banking solutions deliver consumer-permissioned financial data that empowers innovation and unlocks possibilities for you and your customers.

Synctera is the banking and payments platform powering financial innovation. Synctera enables companies of all sizes to build, launch, and scale embedded banking and FinTech products

Make payments your competitive advantage. Eliminate transaction fees, get paid instantly, and put your AR on autopilot. Let us show you how.

Online Payments India: Start Accepting Payments Instantly with Razorpay's Payment suite, which Supports Netbanking, Credit card & Debit Cards, UPI, etc.

Runa’s digital value infrastructure provides the tools to embed effective payouts, rewards and incentives.

Take control of your payments stack with Evervaults powerful encryption model, secure your data while maintaining full control and flexibility of your payment experience.

BR-DGE offers innovative payment orchestration solutions, empowering merchants, payment providers, and platforms.

Lithic's card issuing platform, flexible API, and skilled team provide issuer processing services for customized debit, credit, and prepaid card programs.

Surpass consumer expectations and meet the challenge of modern enterprise payments with our full suite of end-to-end payment solutions.

The Most Advanced Platform for Embedding Financial Products Accelerate Financial Product Innovation with Productfy

One-stop-shop for APIs and embeddable Front-end-modules connected to a smart marketplace for BaaS- and Fintech-Services

Harness the power of APIs with Noda's online payment platform. Streamline transactions and elevate your business operations effortlessly.

Power your applications with real-time payment data. Build innovative card-linking applications by connecting Visa, Mastercard and Amex cards to loyalty and marketing services all in one place.

Our all-in-one push payments platform offers everything you need to disburse payments at scale. No hassle. No percentages. No hidden fees.

Blockchain infrastructure suite for Web 3 - reduce development time and save costs

Build card programmes that scale by offering your own virtual and physical cards online in seconds using the Stripe Issuing API and just a few lines of code.

Trolley is the best payouts platform for businesses needing to pay creators, musicians, artists, freelancers, or on-demand workers.

Integrated payments to simplify and empower the lives of small business owners.

PayRange offers end-to-end technology solutions to enable seamless cashless payment, identity verification, and connected solutions for unattended retail.

Stripe powers online and in-person payment processing and financial solutions for businesses of all sizes. Accept payments, send payouts, and automate financial processes with a suite of APIs and no-code tools.

Cryptocurrency Payment Gateway - By integrating our payment system you will be able to accept and send payments in various cryptocurrencies without third party involvement

Making payments simple, secure, and convenient. Our payment solutions help businesses, small and large, to accelerate their growth and digital transformation.

PayU enables local and cross-border payments and innovative financial services across 50+ emerging markets.

Visa B2B Connect’s network delivers B2B cross-border payments that are predictable, secure and cost-effective for financial institutions and their clients.

A connected banking platform simplifies business payments and cash flow management. Connect all your bank accounts to pay vendors, track receivables and payables, and reconcile payments online

Stripe Connect is the fastest and easiest way to integrate payments and financial services into your software platform or marketplace.

Simplify your customer payments and grow revenue with Alternative Payments. Explore end-to-end B2B account receivable solutions and features.

Seamless & secure white-label banking, digital wallet & loyalty solutions. Discover how Youtap’s empowering banks & financial service providers worldwide.

Scale your business and get to market faster with a complete, customizable payments platform with CSG Forte. Speak with our experts today!

Capture more revenue with a unified payments solution that eliminates the need for one-off merchant account, payment gateway, and processor integrations.

Plaid helps all companies build fintech solutions by making it easy, safe and reliable for people to connect their financial data to apps and services.

Expand the reach of your organization with our cross-border payments solution. Accelerate your payments business globally with real-time settlement now.

Take card payments online for your small business or platform with Pin Payments. No merchant account is required. Easy setup.

Address all the needs of API providers with the ‘Management Portal’ and API users with the ‘Developer Portal’. Start opening your APIs to finance ecosystem in seconds and easily implement your API Business Model.

Power your profits, scale revenue, connect with multiple payment providers, and keep chargebacks low leveraging sticky.io's high risk payments and billing.

Innovative payment services for online businesses with cross-border reach. Variety of payment solutions under one roof.

With our banking APIs you can integrate your business with our financial services and make it grow. Find the right API and solution for your business here.

Entersekt is how the financial world can finally access one cross-channel platform for secure, frictionless authentication of customers and payments alike.

Easily unify the management, security, and governance of both synchronous and asynchronous ecosystems with the leading open source API Management platform.

We help banks launch cutting-edge business credit card programs. Power growth and strengthen customer relationships with our program management solutions.

Discover NMI's embedded online payments platform: streamline your business with secure, integrated payments solutions for a frictionless transaction experience.

Stripe Terminal allows businesses to offer seamless and custom in-person payments for a unified commerce experience.

Radom is a crypto payment processor that provides a full-suite crypto billing solution for subscriptions, invoices, and payments – with APIs, Webhooks and more.

Streamline your appliance retail operations with Appliance.io. Experience seamless integration with 18+ programs and 100+ features designed exclusively for appliance dealers. From point-of-sale to delivery scheduling, our cloud-based platform ensures smooth, efficient operations. Say goodbye to software struggles and outdated technology with Appliance.io's bi-weekly updates and industry-specific solutions.

Bitpace. Unlock the Future of Payments. Your crypto payment partner for secure and fast transactions.

MX Technologies helps financial institutions, fintechs, and their consumers to connect financial accounts, surface insights, and build better money experiences.

Flywire’s payments platform, global payment network and vertical-specific software handle all your payments challenges, so you can focus on your business.

Codat's business data APIs connect banks and fintechs to all of the financial systems their customers use.

Request Network provides Web3 infrastructure for payments, invoices, accounting apps.

The all-in-one platform that empowers your whole team to accelerate wider data usage and generate value in your ecosystems.

iObeya digitizes the obeya experience, providing an easy, powerful and secure way to connect Lean & Agile teams-of-teams in the new work environment.

Particle helps the world's most innovative companies power their connected machines, vehicles, and products.

Clerk.io powers personalization and relevance for 2,500+ stores worldwide to grow sales across site search, product recommendations, emails, social media & ads

Flinks allows you to connect users' bank accounts, turn data into actionable insights, and deliver a winning open banking program.

We power tomorrow’s private markets by providing the end-to-end digital infrastructure to issue, manage, buy & sell digital asset securities

With Software AG’s webMethods.io B2B, learn how to simplify how you exchange your B2B documents in the cloud—and avoid infrastructure headaches and costs.

AI transformation partner for enterprises, driving increased revenue, reduced costs, and enhanced customer experience with Exotel solutions.

Start issuing free virtual or physical business cards, manage company’s spending in one place. Register now and get access to VISA IBAN account in a day for Free!

From the first alert to the final follow-up, incident.io integrates on-call, incident response, and status pages into one powerful incident management platform.

Build your very own omnichannel customer engagement platform with a no-code builder or customize it with Video, Voice, SMS, and chatbot APIs from EnableX.

Look to Informatica’s AI-powered Intelligent Data Management Cloud for a full range of innovative solutions to your company’s data challenges.

Connect, develop, & deliver IoT apps quickly & easily with state-of-the-art Cloud IoT Application Enablement Platform

Spenmo is a spend management software with smart corporate cards and AP automation to help businesses gain control and visibility over spending.

Rev.io offers billing & PSA solutions to help Service Providers grow revenue efficiently. Learn more.

AccessPay is the UK’s leading payment automation & data transformation platform for the Office of the CFO and Treasury teams.

Increase recurring revenue. Opencell's platform simplifies launch, scales with your business, and streamlines billing. Optimize sales cycles, improve customer experience, and gain valuable revenue insights. Start today!

Get Braintree’s end-to-end payment solution for selling directly to customers on web, mobile, and native app experiences. Accept credit and debit cards, PayPal, and more.

Your customers are on 8+ platforms - but it doesn't mean you have to be. Reach and engage your customers from a single workflow with Smartly.io.

Enhance your digital payment solutions with MeaWallet's secure tokenization. Join businesses that have seen remarkable results with our 10+ years of industry experience. Try our demo now!

Accept crypto payments for your business with Coinremitter, the world’s most affordable crypto payment gateway with just 0.23% crypto processing fees.

The easy way for merchants to accept payments from around the world. Instant settlement, low fees, and broad asset support.

Bankingly provides Digital Banking Channels for financial institutions allowing them to improve customer experience, gain new ones and save costs.

Accept, send, and convert crypto with BoomFi's secure, compliant crypto payment gateway. One-time to recurring payments, crypto, or fiat settlement. Start today.

We are J2 Innovations! The creators of FIN Framework (FIN), an open software platform for smart buildings, smart equipment & IoT

Smarter commerce experience management with AI-fueled personalization, merchandising, and site search

The most complete solution for your company's expense management. Control spends with Clara's Corporate Credit Card and Management Platform.

Fast, non-dilutive financing for SaaS and B2B installment and flexible term payment options for your customers to reduce buying friction.

We provide all the tools and resources builders need to create incredible products — all backed by unparalleled, globally-balanced infrastructure, guaranteed reliability and security, a user-friendly interface, and end-to-end customer support.

Stellar Network: Discover an open-source blockchain platform equipped for DeFi with a secure smart contract platform, fast and affordable payments and enterprise-grade asset tokenization. Join our vibrant ecosystem of developers, entrepreneurs, and enterprises to pioneer the future of blockchain technology

WePay is a payment gateway for secure and fraud-less revenue growth. Using a comprehensive API designed for ISVs and SaaS, the online payment process is secure.