STARLING Alternatives (September 2025)

Transform the way you manage your money with Starling Bank. Enjoy personal and business banking online and at your fingertips, always. Apply in minutes.

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1.
Monzo | Your New Favourite Bank
https://monz
.com/

Organise, save & invest with a free UK current account, joint account or business account. Make your money more Monzo.

2.
Revolut | All-in-one Finance App for your Money | Revolut United Kingdom
https://www.revolu
.com/

Join 45+ million customers globally using Revolut to send money to 160+ countries, hold up-to 36 currencies in app, spend in 150+ currencies, and manage their money.

3.
Wise, Formerly TransferWise: Online Money Transfers | International Banking Features
https://wis
.com/

Banks charge a lot for overseas transfers. We don't. Transfer money abroad easily and quickly with our low cost money transfers.

4.
Love your bank | Spend, save, and invest in one app
https://n2
.com/

N26 is the first bank you'll love. Beautifully simple, 100% mobile, and trusted by millions. Open your free bank account in minutes.

6.
Square Business Banking | Checking, Savings, & Loans
https://squareu
.com/us/en/banking/

Square now offers business banking for small businesses. ✓Manage Cash Flow ✓Checking & Savings Accounts ✓Small Business Loans

7.
Business Banking Solutions to Grow Your Business | Bluevine
https://www.bluevin
.com/

A powerful business banking platform built for where you are and where you’re going—with lower fees, effortless money movement, and access to working capital.

8.
Consumer banking | Personal banking | U.S. Bank
https://www.usban
.com/

Bank smarter with U.S. Bank and browse personal and consumer banking services including checking and savings accounts, mortgages, home equity loans, and more.

9.
TrueLayer: TrueLayer - Europe's leading open banking platform
https://truelaye
.com/

We power faster and safer online payments with our open banking payments network. Onboard users, accept payments & make payouts in seconds. Learn more today.

10.
Award-winning banking solutions for BaaS, Payments, Treasury & FX - Finzly
https://finzl
.com/

Supercharge your bank with Finzly’s BankOS, a complete platform for all U.S. domestic rails, embedded banking, international banking, and accounts for seamless transformation and enhanced digital experiences.

11.
Digital Banking Solutions for Banks and Credit Unions
https://www.alkam
.com/

Future-proof your digital banking presence with digital banking solutions featuring best-in-class user experience and powered by data insights.

13.
Transform Your Payments with Dwolla | Unified Solutions for Enterprises
http://dwoll
.com/

Transform your payments with Dwolla's unified solution. Streamline operations, save costs, and enhance security. Powering industries like insurance, lending, real estate, healthcare, and manufacturing. Schedule a consultation now.

14.
15.
Rho | Better Business Banking, From Idea to IPO.
https://www.rh
.co/

Apply in minutes and open a Rho account today. Get 24/7 customer support and enterprise-grade spend management – accounts payable, corporate cards, and expense management – with no monthly fees.

16.
Business | bunq
https://www.bun
.com/business/

Mobile banking that makes life easy. Try bunq today with a free 30-day trial of any plan. All you need to open your account is your phone, ID and 5 minutes.

17.
Community Banking Software | Automated Systems, Inc.
https://www.asiwe
.com/

Competitive, cost-effective, and award-winning core banking software, hosted data solutions, and core data processing for community banks nationwide.

18.
Silicon Valley Bank - Banking for Innovation Economy
https://www.sv
.com/

Silicon Valley Bank is the financial partner of the innovation economy; helping individuals and investors in the innovation ecosystem achieve extraordinary outcomes.

19.
Plutus | Earn more from spending
https://www.plutu
.it/

We're revolutionising reward cards. Earn 3-9% in PLU Rewards on card spending, enjoy £10 in rewards back monthly at 50+ Perks, and track your rewards in our finance app with secure swaps.

20.
Touchstone Bank | Personal & Business Banking
https://www.touchston
.bank/

Touchstone Bank is a local community bank headquartered in Prince George, Virginia that is dedicated to providing superior customer service and creating outstanding value for its shareholders and communities.

21.
Credit Cards Built for Small Businesses | Capital on Tap
https://www.capitalonta
.com/

With the Capital on Tap business credit card, get up to £250k to grow your business. No joining or annual fees. Uncapped 1% cashback on all card spend.

22.
Nubank - Finalmente você no controle do seu dinheiro
https://nubank.co
.br/

Você finalmente no controle do seu dinheiro. Controle total do cartão de crédito e da conta 100% digital

23.
The Platform for Commercial Digital Banking
https://www.bottomlin
.com/us/digital-banking/

Own the primary customer relationship and grow business value with the only all-in-one platform for payments, cash management, treasury management, and a B2B payments network.

24.
Powens - Open Finance Platform
https://www.powen
.com/

Cutting-Edge Open Finance Platform from Data to Payment. Over 260 leading financial services institutions trust us.

25.
Q2 | Digital Banking Solutions
https://www.q
.com/

Q2 creates simple, smart, end-to-end banking and lending experiences that make you an indispensable partner on your customers’ financial journeys

26.
Digital Banking Solutions | NCR Voyix
https://www.ncrvoyi
.com/banking/digital-banking/

Evolve with our commerce platform. Purpose built for the retail edge; run efficiently with centralized application and infrastructure lifecycle management.

27.
Zil Money | Pay Bill, Invoice, Payroll By Credit Card For Businesses
https://zilmone
.com/

Pay Rent, Taxes, Inventory, & Other Business Bills With Your Credit Card To Extend Float. ZilMoney - Pay & Get Paid By Credit Card

28.
Your One-stop shop for embedded finance - Treezor
https://www.treezo
.com/

Treezor, the European Banking-as-a-Service leader, will support you throughout your payment project, every step of the way with its One-stop shop solution.

29.
The Best Budget App & Expense Tracker for 2024 | Track your income, expenses, savings & investments | Buxfer
https://www.buxfe
.com/

Online money management software for tracking expenses, budgets, bill reminders, investments, forecasting, financial planning & more. Join millions of users taking control of their financial future.

30.
Free Invoice Software with No Monthly Fee Business Banking
https://quickbooks.intui
.com/get-money/

QuickBooks Money provides high-yield savings, no monthly fees, and seamless payments without a subscription. Sign up for free today.

31.
The All-In-One Cloud Banking Platform
https://www.ncin
.com/

Transform your financial institution with the innovative nCino platform—built by bankers for bankers.

32.
A Not-for-Profit Credit Union | Ascend Federal Credit Union
https://ascen
.org/

Low rates, convenient locations, ATMs near you, and service beyond compare. At Ascend, you get all the benefits of banking without the hassle of a bank.

33.
Razorpay - Best Payment Solution for Online Payments India
https://razorpa
.com/

Online Payments India: Start Accepting Payments Instantly with Razorpay's Payment suite, which Supports Netbanking, Credit card & Debit Cards, UPI, etc.

34.
Home - Veem
https://www.vee
.com/

Veem makes global payments simple, with competitive exchange rates and no hidden fees. Send and receive payments to over 100 countries in 70+ currencies. Sign up for free and streamline your payments today.

35.
Flinks - Financial Data Tools Powering Innovation
https://flink
.com/

Flinks allows you to connect users' bank accounts, turn data into actionable insights, and deliver a winning open banking program.

36.
Modulr - Embedded Payments for every business
https://www.modulrfinanc
.com/

Modulr unlocks incremental revenue, operational efficiencies and way smoother customer experiences

37.
SumUp: Payment Solutions and Point of Sale Systems
https://sumu
.com/

4 million small businesses use SumUp to run their business. Explore our affordable payment solutions and easy to use point-of-sale solutions.

38.
Remitly - Send and receive money online from the United States
https://www.remitl
.com/us/en/

Transfer money internationally to 170+ countries and 100+ currencies with no hidden fees. Receive funds securely using convenient delivery options.

39.
ICONOMI: The Best Crypto Investment App
https://www.iconom
.com/

Discover the best crypto investment platform with more than 100 crypto investment Strategies and advanced crypto portfolio management features

40.
Stripe Issuing | Virtual and Physical Card Issuing Platform
https://strip
.com/issuing/

Build card programmes that scale by offering your own virtual and physical cards online in seconds using the Stripe Issuing API and just a few lines of code.

41.
Cash App - Do more with your money
https://cas
.app/

Cash App is the #1 finance app in the App Store. Pay anyone instantly. Save when you spend. Bank like you want to. Buy stocks or bitcoin with as little as $1.

42.
Bankingly
https://www.bankingl
.com/

Bankingly provides Digital Banking Channels for financial institutions allowing them to improve customer experience, gain new ones and save costs.

44.
Online Banking Software Solution - NexorONE®
https://nexoron
.com/

NexorONE® - The Online Banking Software Solution - is the worldwide leading provider for Internet Banking Systems – for a broad variety of financial sectors such as Online and Private Banks, Savings and Loans, Credit Unions, Funds, Trusts & Asset Management Companies

45.
Unit | Embedded Finance Platform
https://www.uni
.co/

Unit is the embedded finance platform that helps you accelerate growth and unlock new revenue streams by making it easy to build banking and lending into your product.

46.
Home | Rellevate
https://rellevat
.com/

Financial services company dedicated to empowering consumers to access, move and use their money anytime, anywhere.

47.
Virtual Wallet for Money Transfers & Online Payments | Skrill
https://www.skril
.com/en-us/

Make fast and secure payments with a virtual wallet. From betting and trading to shopping and gaming, Skrill makes managing your money simple.

48.
BUSINESSNEXT- Simplify customer experiences|| Digital+ CRM+ Modern Lending
https://www.businessnex
.com/

Accelerate your digital transformation with BUSINESSNEXT's universe of composable platforms and applications. Over 1 million+ bankers trust us worldwide.

49.
Kraken Crypto Exchange | Buy crypto with peace of mind
https://www.krake
.com/

Kraken is more than just a Bitcoin trading platform. Come see why our cryptocurrency exchange is the best place to buy, sell, trade and learn about crypto.

50.
Free company expense cards is a Business Revolution | Wallester
https://business.walleste
.com/

Start issuing free virtual or physical business cards, manage company’s spending in one place. Register now and get access to VISA IBAN account in a day for Free!

51.
Stripe | Financial Infrastructure to Grow Your Revenue
https://strip
.com/radar/

Stripe powers online and in-person payment processing and financial solutions for businesses of all sizes. Accept payments, send payouts, and automate financial processes with a suite of APIs and no-code tools.

52.
Uphold: Buy & Sell Crypto & Metals | Trade Digital Assets | Uphold
https://uphol
.com/en/

Buy & sell crypto, stablecoins and precious metals on the world's leading digital assets trading platform. Sign up today and trade anything to anything at Uphold.com.

53.
MoonClerk | Recurring & One Time Payments Online | MoonClerk
https://www.mooncler
.com/

You're just 5 minutes away from accepting recurring payments and one-time payments online. Explore for Free. No credit card required.

55.
Business account for solopreneurs and teams | Holvi Europe
https://holv
.com/

Online business banking ✔︎ Invoicing ✔︎ Bookkeeping ✔︎ Debit, credit and virtual cards ✔︎ Receipt scanning ✔︎ Expense management. Simplify work life.

56.
Viably - Your Strategic Financial Partner in Ecommerce
https://www.runviabl
.com/

Essential financial tools and continuous working capital for Amazon, Shopify, and Walmart sellers to thrive worldwide. Get funded today!

58.
Zeni: The #1 AI Bookkeeping Software | Automated Accounting
https://www.zen
.ai/

Set your business up for financial success with Zeni AI Bookkeeping. A team of accounting experts is here to help every step of the way. Schedule a free demo!

59.
BILL Spend & Expense (Formerly Divvy)
https://www.bil
.com/product/spend-and-expense/

BILL Spend & Expense, formerly Divvy, offers credit limits from $500-$5M* and automated expense management software that's free.

60.
Online Payment Processing Platform for Digital Businesses | Payoneer
https://www.payonee
.com/

Pay and get paid with multiple payment methods everywhere with Payoneer. Send business payments to vendors & receive funds from global clients and marketplaces.

61.
Business Credit Card Program Management Solutions for Banks and Credit Unions | Torpago
https://www.torpag
.com/

We help banks launch cutting-edge business credit card programs. Power growth and strengthen customer relationships with our program management solutions.

62.
Your flexible & secure Bank Integration Solution | AccessPay
https://accesspa
.com/

AccessPay is the UK’s leading payment automation & data transformation platform for the Office of the CFO and Treasury teams.

63.
Finacle Offerings For Digital - Only Propositions
https://www.edgeverv
.com/finacle/solutions/digital-only-business/

Finacle for digital-only banks is a comprehensive front to back digital banking solution suite built on advanced architecture to achieve path-breaking digital transformation.

64.
Blend — Deposit account origination you can bank on
https://blen
.com/

Dial up growth, and dial in the experience. Earn primacy by making banking easier, faster, and better.

65.
Digital work instructions and training software - Starling
https://starlingsolutions.c
.uk/

Digital work instructions are becoming the new standard. Manage your work instructions and training the easy way with Starling. Book a software demo today.

66.
Paysera: Transferir y recaudar pagos. Cambio de divisa.
https://www.payser
.com/

Obtenga una cuenta IBAN privada o negocio, recaude pagos, cambie divisa a precio favorble, pago con Paysera Visa, descargue Paysera App y más.

67.
Oradian | Modern Core Banking Platform
https://www.oradia
.com/

Go further with core banking software designed to enable financial institutions to rapidly launch new products and scale securely with ease.

68.
Upgrade - Personal Loans, Cards and Rewards Checking | Home
https://www.upgrad
.com/

Check your rate for a fixed-rate personal loan and borrow up to $50,000. Or get started with Upgrade Card in just minutes. Check out Rewards Checking with cash back rewards and more. We're here to help you build the future you want.

69.
Chartered Accountants & CFOs for Startups & SMEs | Accountancy Cloud
https://accountancyclou
.com/

Grow your business with your tech-powered, outsourced finance team. Award-winning accountiing for startups & small businesses. Contact us today.

70.
Virtual Credit Cards for Payments with 3% Cashback | Try LinkPay
https://linkpa
.io/

Learn how to get a virtual credit card with 3% cashback for all purchases. Virtual cards suitable for all kinds of payments. No deposit, withdrawal or decline fees 😎

71.
Beyond Cart - Mobile App & Powerful Engagement Platform
http://www.beyondcar
.com/

Transform your eCommerce to a mobile app instantly and build customers for life! Analyze their behavior and drive repeat sales with targeted push notifications

72.
Backbase - The Engagement Banking Platform
https://www.backbas
.com/

We are the pioneers of Engagement Banking. Our industry-leading platform helps banks and other financial institutions get closer to their customers like…

73.
Brex: The AI-powered spend management platform. | Brex
https://bre
.com/

Take control of your spending with Brex's business credit cards, automated bill pay, and spend management tools. Make your money work as hard as you do.

74.
Bleap - Do more with your crypto
https://www.blea
.finance/

Connect your wallet. Buy crypto easily. Send it to your friends. Pay for dinner. Split bills.

75.
Digital Banking Platforms & Digital Wallet Solutions | Youtap
https://www.youta
.com/

Seamless & secure white-label banking, digital wallet & loyalty solutions. Discover how Youtap’s empowering banks & financial service providers worldwide.

76.
Home – Valor Bank
https://valo
.bank/

Valor Bank has a history of family legacy and commitment. Valor Bank offers a full range of business, personal, and mortgage banking products and services.

77.
EarnIn | You worked today. Get paid today.
https://www.earni
.com/

EarnIn is an app that gives you access to the pay you've earned - when you want it. Get paid for the hours you've worked without waiting for payday.

78.
Origin - Budget, Track Spend, Invest, and Get Advice
https://www.useorigi
.com/

Origin is the all-in-one solution to build wealth. Tools to help you budget, invest, earn in a high-yield cash account, and receive personalized financial guidance.

79.
Accounts Receivable & Payable Automation Software | Notch
https://www.notc
.financial/

Boost profit with easy and on-time payments with Notch Financial. Accounts receivable, accounts payable, and inventory automation software.

80.
Accounting Software – Do Beautiful Business | Xero
https://www.xer
.com/

Xero online accounting software for your business connects you to your bank, accountant, bookkeeper, and other business apps. Start a free trial today.

81.
Flexible business loans from €5k to €1M – Silvr
https://www.silv
.co/

We make financing more accessible: Business loans for all SMEs and any purpose, applied for in 5 minutes & paid out in 48 hours. Fees from 1%.

82.
Cross Border-Payments Solution for Settlements | Ripple
https://rippl
.com/solutions/cross-border-payments/

Expand the reach of your organization with our cross-border payments solution. Accelerate your payments business globally with real-time settlement now.

83.
YNAB
https://www.youneedabudge
.com/

Working hard with nothing to show for it? Use your money more efficiently and control your spending and saving with the YNAB app.

84.
Cardlytics | Transform Marketing with Purchase Intelligence
https://www.cardlytic
.com/

Cardlytics Purchase Intelligence helps marketers identify opportunity, reach real people with relevant ads, then precisely measure the results. Learn more.

85.
Spenmo | Leading Spend Management | Accounts Payables Automation SaaS
https://www.spenm
.com/

Spenmo is a spend management software with smart corporate cards and AP automation to help businesses gain control and visibility over spending.

86.
Synctera | Everything You Need to Build and Scale Banking Products
https://syncter
.com/

Synctera is the banking and payments platform powering financial innovation. Synctera enables companies of all sizes to build, launch, and scale embedded banking and FinTech products

87.
Transform Network Buying & Selling
https://www.connectbas
.com/

We give the connectivity industry location insights & automated tools to help them win more deals. Transform your network buying & selling.

88.
Stripe Payments | Global Payment Processing Platform
https://strip
.com/payments/

Capture more revenue with a unified payments solution that eliminates the need for one-off merchant account, payment gateway, and processor integrations.

89.
Award Force - Recognise excellence - Awards Management Software
https://awardforc
.com/

Award Force is an award-winning awards management software for organisers of awards, grants, scholarships and pitch competitions to manage entry, judging and award of results, online.

90.
Electroneum offers a new way to earn, send and pay
https://electroneu
.com/

Electroneum is using the power of blockchain to unlock the global digital economy for the world’s unbanked with a revolutionary new digital ecosystem.

91.
92.
Digital Lending for Every Financial Institution - MeridianLink
https://www.meridianlin
.com/

Explore MeridianLink's industry-leading suite of digital lending solutions for banks, credit unions, fintechs, and more.

93.
Bitcoin & Cryptocurrency Exchange - Buy & Sell Crypto - CEX.IO
https://ce
.io/

The leading cryptocurrency exchange platform offers different trading options, provides 24/7 customer support, high level of security, and stable deposits and withdrawals. Buy & sell crypto & bitcoin online with CEX.IO

94.
Swan - The easiest way to embed banking features
https://swa
.io/

Use Swan's APIs and ready-made white-label interfaces to embed banking features like accounts, cards, and payments into your workflows and UX.

95.
Crypto Exchange | Bitcoin Exchange | Bitcoin Trading | KuCoin
https://www.kucoi
.com/

KuCoin is a secure cryptocurrency exchange that allows you to buy, sell, and trade Bitcoin, Ethereum, and 700+ altcoins. The leader in driving Web 3.0 adoption.

96.
BillDesk | Integrated Payment Solutions
https://www.billdes
.com/

Making payments simple, secure, and convenient. Our payment solutions help businesses, small and large, to accelerate their growth and digital transformation.

97.
Accounts Receivable Automation – Cash Flow Management
https://www.cashboo
.com/

Reduce time spent on cash management by 70%. Accounts receivable automation and cash flow management. Trusted, tailored software from cashflow specialists.

98.
Payment processing with Square.
https://squareu
.com/us/en/payments/

Process nearly any kind of payment, any way you want. Our future-focused hardware and software syncs with the systems you run on.

99.
Firstbase | Start and grow a US business from anywhere
https://www.firstbas
.io/

Firstbase helps anyone to build a US business. Start a company, set up banking, payments, and payroll, and manage a business — online, from anywhere.