Splitit Alternatives (September 2025)

Buy Now Pay Later in installments. Offer customers up to 24 months to pay using their own credit card, no hidden fees or added interest.

4.3/5

19,274+ reviews

Reviewed on:

G2
Capterra
Trustpilot
Softwareadvice
Shopify
Getapp
1.
Buy Now Pay Later with Zip - Shop online or in-store today
https://zi
.co/us/

Buy now pay later with Zip at millions of stores online and in-store. Download the Zip app and split nearly any purchase into 4 installments over 6 weeks.

2.
Shop with Buy Now Pay Later | Pay in 4 Installment Payments
https://sezzl
.com/

Sezzle allows you to buy now and pay later! Shop now, get what you need, and pay later in 4 interest-free installment payments over six weeks. Learn more!

3.
Embedded Payments for SaaS Platforms | Payrix from Worldpay
https://www.payri
.com/

Payrix from Worldpay was built for you to seamlessly monetize payments with our next generation payment infrastructure to fuel the growth and transformation of your software. Check us out here!

4.
White Label Payment Platform Globally Trusted | WLPayments
https://whitelabelpayment
.io/

White-Label Payment Platform, we help you boost your revenues from 5% to 15% using Intelligent Transaction Routing, Cascading, 3DS.

5.
Affirm | Buy now, pay later with no late fees or surprises
https://affir
.com/

With Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love.

6.
2Checkout: Online Payment Processing | Modern Commerce. Simplified.
https://www.2checkou
.com/

Accept payments online, anytime, anywhere. 2Checkout.com is an online payment processing service that helps you accept credit cards, PayPal, and debit cards.

7.
Wisetack | Pay over time for real-life services
https://www.wisetac
.com/

Wisetack is monthly payments for real-life services, like HVAC, plumbing, electrical work, dental, auto repair, and more. With Wisetack, merchants can grow their business by giving their customers a better way to pay in just a few clicks.

8.
Financial Services for Emerging Markets | PayU Global
https://corporate.pay
.com/

PayU enables local and cross-border payments and innovative financial services across 50+ emerging markets.

9.
Global Payments Orchestration Platform | Spreedly
http://www.spreedl
.com/

Spreedly is the world's leading Payments Orchestration Platform that lets you connect to payment services in over 100 countries with a single API connection.

10.
Digital government platform with embedded payments - PayIt
https://payitgo
.com/

PayIt's platform for government services and payments helps agencies streamline operations and deliver a superior customer experience.

11.
Credit Key - Superior B2B credit at point of purchase
https://www.creditke
.com/

Hundreds of leading merchants leverage Credit Key to offer their business customers greater access to capital with fast, flexible payment options including Net Terms and Pay Over Time.

12.
SaaS Funding and B2B Flexible Payments | Capchase
https://www.capchas
.com/

Fast, non-dilutive financing for SaaS and B2B installment and flexible term payment options for your customers to reduce buying friction.

13.
Shift4 | Integrated Payments and Commerce Technology
http://www.shift
.com/

Shift4 is the leader in secure payment processing solutions, including point-to-point encryption, tokenization, EMV technology and point-of-sale (POS) systems.

14.
Online payments for small businesses and platforms | Payment Gateway | Pin Payments
https://pinpayment
.com/

Take card payments online for your small business or platform with Pin Payments. No merchant account is required. Easy setup.

15.
Buy Now Pay Later with Afterpay
https://www.afterpa
.com/

Afterpay is fully integrated with all your favorite stores. Shop as usual, then choose Afterpay as your payment method at checkout. First-time customers complete a quick registration, returning customers simply log in.

16.
CSG Forte | Complete Payments Solutions for Your Business
https://www.fort
.net/

Scale your business and get to market faster with a complete, customizable payments platform with CSG Forte. Speak with our experts today!

17.
White Label Payment Gateway Solution - Akurateco
https://akuratec
.com/

Akurateco - fully brandable white-label payment gateway platform allowing you to own the end-to-end PCI DSS-certified gateway with zero development cost.

18.
Payment Gateway for Platforms | WePay, a Chase Company
https://wepa
.com/

WePay is a payment gateway for secure and fraud-less revenue growth. Using a comprehensive API designed for ISVs and SaaS, the online payment process is secure.

19.
Home - Datacap Systems, Inc. - Any Payment, Any Place, Any Processor
https://datacapsystem
.com/

Datacap Systems develops omnichannel integrated payments for any type of Point of Sale application regardless of OS or industry vertical.

20.
Amazon Pay for Business | Secure Checkout and Payment Options
https://pay.amazo
.com/business/

Offer shoppers an easy, secure, and fast way to check out on your site using the shipping and payment information stored in their Amazon account.

21.
Global Payment Orchestration Platform to Increase Revenue & Reduce Costs
https://home.bluesna
.com/

BlueSnap's Global Payment Orchestration Platform offers modular tech and payments expertise to help businesses drive an ROI and impact their bottom line.

23.
Flexible Card Issuing Solutions for Developers | Lithic
https://www.lithi
.com/

Lithic's card issuing platform, flexible API, and skilled team provide issuer processing services for customized debit, credit, and prepaid card programs.

24.
Embedded Payments Solutions – Integrate Payments with NMI
https://www.nm
.com/

Discover NMI's embedded online payments platform: streamline your business with secure, integrated payments solutions for a frictionless transaction experience.

25.
Payment Processing for Small Businesses - HitPay
https://www.hitpayap
.com/

Discover solutions for effortless payment processing. From a free online store to POS systems, empower your business with seamless transactions using HitPay.

26.
Digital Wallets, Money Management, and More | PayPal US
https://www.paypa
.com/

PayPal is the faster, safer way to send and receive money or make an online payment. Get started or create a merchant account to accept payments.

27.
Denefits - Complete Payment Options Software for Businesses
https://www.denefit
.com/

Denefits is a complete payment options software to process payments, set up flexible payment plans, and manage your customers, & all transactions.

28.
Stripe Payments | Global Payment Processing Platform
https://strip
.com/payments/

Capture more revenue with a unified payments solution that eliminates the need for one-off merchant account, payment gateway, and processor integrations.

29.
Stripe Connect | Platform and Marketplace Payment Solutions
https://strip
.com/connect/

Stripe Connect is the fastest and easiest way to integrate payments and financial services into your software platform or marketplace.

30.
The Omni Channel Commerce Platform | PredictSpring
http://predictsprin
.com/

Transform your stores with PredictSpring by seamlessly unifying the customer experience. Global brands and retailers have all chosen our platform - find out why.

31.
Digital Banking Platforms & Digital Wallet Solutions | Youtap
https://www.youta
.com/

Seamless & secure white-label banking, digital wallet & loyalty solutions. Discover how Youtap’s empowering banks & financial service providers worldwide.

32.
Loan Processing & Management Solutions | LoanPro
https://www.loanpr
.io/

Building the future of finance. LoanPro is a modern loan management platform that specializes in the servicing of loans but acts as your core for every step in the loan lifecycle.

33.
PayJunction No-code Payment Integration for Easy Payment Processing
https://www.payjunctio
.com/

The PayJunction platform simplifies the integration of payment processing for developers and businesses, enabling them to accept payments with no-code. Request a demo to learn more!

34.
Sopra Banking Software | Banking & Financing Platforms
https://www.soprabankin
.com/

Component-based, cloud-agnostic, API-first platforms for financial institutions. From legacy to open banking, become digital-first. 1,500 clients globally.

35.
Alternative Payments | Payments for service-based businesses
https://www.alternativepayment
.io/

Simplify your customer payments and grow revenue with Alternative Payments. Explore end-to-end B2B account receivable solutions and features.

36.
Stripe | Financial Infrastructure to Grow Your Revenue
https://strip
.com/radar/

Stripe powers online and in-person payment processing and financial solutions for businesses of all sizes. Accept payments, send payouts, and automate financial processes with a suite of APIs and no-code tools.

37.
Payment processing with Square.
https://squareu
.com/us/en/payments/

Process nearly any kind of payment, any way you want. Our future-focused hardware and software syncs with the systems you run on.

38.
Subbly - The Subscription-first Commerce Platform
https://www.subbl
.co/

Subbly is an all-in-one commerce platform allowing you to launch, run, and grow any subscription business model. Start your free 2-week trial today.

39.
Kooomo® Digital Commerce Platform | Cloud Commerce Systems
https://www.kooom
.com/

Make selling easier with Kooomo's® cloud commerce systems. See how our digital commerce platform showcases your products and help reach more...

40.
Unit | Embedded Finance Platform
https://www.uni
.co/

Unit is the embedded finance platform that helps you accelerate growth and unlock new revenue streams by making it easy to build banking and lending into your product.

41.
Credit Data Solutions for the 21st Century | Bloom Credit
https://bloomcredi
.io/

Bloom Credit is the credit data solution that helps you go to market fast with industry-leading credit products. Tap into the power of a single API.

42.
Modulr - Embedded Payments for every business
https://www.modulrfinanc
.com/

Modulr unlocks incremental revenue, operational efficiencies and way smoother customer experiences

43.
Stripe Issuing | Virtual and Physical Card Issuing Platform
https://strip
.com/issuing/

Build card programmes that scale by offering your own virtual and physical cards online in seconds using the Stripe Issuing API and just a few lines of code.

45.
PayPal Credit | Your Always-on Credit Line | PayPal US
https://www.paypa
.com/us/digital-wallet/ways-to-pay/credit-services/paypal-credit/

Shop in confidence with PayPal Credit. Your reusable credit line even features no interest if paid in full in 6 months. Check out the details and apply here.

46.
Stripe Terminal | Unified Commerce Platform
https://strip
.com/terminal/

Stripe Terminal allows businesses to offer seamless and custom in-person payments for a unified commerce experience.

47.
Unified B2B Commerce Solution for B2B Sales | Pepperi
https://www.pepper
.com/

Pepperi provides a unified commerce solution for companies to plan, execute & analyze their B2B sales. Used by the most innovative brands in the retail industry

48.
Solifi | Technology that unleashes potential
https://www.solif
.com/

Strengthen your market position with Solifi’s open finance platform, which scales to meet your business needs as you grow.

49.
Enabling the embedded banking revolution
https://www.aazzu
.com/

One-stop-shop for APIs and embeddable Front-end-modules connected to a smart marketplace for BaaS- and Fintech-Services

50.
Business Credit Card Program Management Solutions for Banks and Credit Unions | Torpago
https://www.torpag
.com/

We help banks launch cutting-edge business credit card programs. Power growth and strengthen customer relationships with our program management solutions.

51.
Cashfree Payments - Complete Payment and Banking Platform for India
https://www.cashfre
.com/

Built for your business payment needs - Collect payments, send payouts, manage international payments, launch your next neo banking product and do a lot more.

52.
Your One-stop shop for embedded finance - Treezor
https://www.treezo
.com/

Treezor, the European Banking-as-a-Service leader, will support you throughout your payment project, every step of the way with its One-stop shop solution.

53.
Transform Your Payments with Dwolla | Unified Solutions for Enterprises
http://dwoll
.com/

Transform your payments with Dwolla's unified solution. Streamline operations, save costs, and enhance security. Powering industries like insurance, lending, real estate, healthcare, and manufacturing. Schedule a consultation now.

54.
Backbase - The Engagement Banking Platform
https://www.backbas
.com/

We are the pioneers of Engagement Banking. Our industry-leading platform helps banks and other financial institutions get closer to their customers like…

55.
Braintree Direct | Braintree Payments
https://www.braintreepayment
.com/products/braintree-direct/

Get Braintree’s end-to-end payment solution for selling directly to customers on web, mobile, and native app experiences. Accept credit and debit cards, PayPal, and more.

56.
Sunbit | Pay-over-time technology for everyday needs
https://sunbi
.com/

View the stories of customers and merchants Sunbit has helped with its pay-over-time technology for everyday needs.

57.
Home - X-Payments
https://www.x-payment
.com/

Payments Orchestration Platform Start Using X-Payments Start using X-Payments for your business and automatically get access to ready-made integrations with various payment providers and systems, fraud screening apps and other integrations and features through a single API. It’s PSD2/SCA ready and PCI DSS Level 1 Certified. Using X-Payments allows you to integrate it once and […]

58.
BridgerPay | Payment Operations Platform
https://bridgerpa
.com/

BridgerPay is the world’s first payment operations platform, built to automate ALL payment flows with a Lego-like interface, empowering ANY business to scale their payments, insights, and revenue with a codeless, unified, and agnostic software.

59.
Partial.ly - Payment Plan Software
https://partia
.ly/

Partial.ly payment plan software lets businesses offer customizable payment plans to their customers. Free signup and no monthly fees.

60.
MeaWallet | Home
https://www.meawalle
.com/

Enhance your digital payment solutions with MeaWallet's secure tokenization. Join businesses that have seen remarkable results with our 10+ years of industry experience. Try our demo now!

61.
Retail Media Platform | Omnichannel Advertising Solution
https://gowi
.com/

Unlock your retail media potential with GoWit’s omnichannel Retail Media Advertising platform. Expand your audience reach, optimize bidding, and leverage first-party data for maximum conversions and privacy protection.

62.
The Monetization Platform | CloudBlue
https://www.cloudblu
.com/

The leading platform to effortlessly scale and optimize your subscription business. Unlock new revenue streams and monetize with CloudBlue.

63.
Shippit | Multi-carrier Shipping software for Ecommerce Companies.
https://www.shippi
.com/

Shippit is Australia's leading multi-carrier shipping software. Connect to all the leading couriers in Australia. Send parcels at discounted shipping rates now. Advanced logistics fulfilment software and shipping automation. Courier service in Australia.

64.
PlanSplit Subscription Management & Recurring Billing
https://www.planspli
.com/

Use PlanSplit to regularly offer your services and products as a subscription to accelerate your business growth!

65.
The Platform for Commercial Digital Banking
https://www.bottomlin
.com/us/digital-banking/

Own the primary customer relationship and grow business value with the only all-in-one platform for payments, cash management, treasury management, and a B2B payments network.

66.
Celusion - Easier finance for all
https://www.celusio
.com/

Simple, smart and compliant technology for digital financial services. Our products deliver better experiences that drive growth for banks and financial services.

67.
Teamwork Commerce | Omnichannel Enterprise Retail Solution
https://www.teamworkcommerc
.com/

Frictionless commerce for the next generation of retail, enabling transactions and fulfillment from anywhere at any time. Mobile point of sale and omnichannel order management.

68.
World's Leader in Payment Tokenization - VGS
https://www.verygoodsecurit
.com/

Embed VGS into your technology stack to manage the complexities of payment tokenization.

69.
Streamlined, leading payment orchestration solution - BR-DGE
https://www.br-dg
.to/

BR-DGE offers innovative payment orchestration solutions, empowering merchants, payment providers, and platforms.

70.
Open Banking | Fintech Solutions | Finicity
https://www.finicit
.com/

Finicity's open banking solutions deliver consumer-permissioned financial data that empowers innovation and unlocks possibilities for you and your customers.

71.
Omnichat: Asia's Premier Omnichannel Chat Commerce Platform
https://www.omnicha
.ai/

Integrate WhatsApp, FB, IG, LINE, WeChat and Website Live Chat to meet customer service, marketing and sales needs in one stop. Trusted by over 5,000 brands worldwide, Omnichat offers advanced conversational commerce solutions with enhanced efficiency, user behaviour analysis and remarketing strategy development, thus creating 5x conversion rate.

72.
TrueLayer: TrueLayer - Europe's leading open banking platform
https://truelaye
.com/

We power faster and safer online payments with our open banking payments network. Onboard users, accept payments & make payouts in seconds. Learn more today.

73.
The Best Post-purchase Experience Software Platform | Narvar
https://corp.narva
.com/

Discover the best post-purchase experience software platform powering exceptional, personalized experiences for e-commerce and omnichannel customers.

74.
Magento 2 Partial Payment Extension
https://meetansh
.com/magento-2-partial-payment.html/

Magento 2 Partial Payment Extension allows the store owners to sell products on part payment, layaway or installment payment plans for customers' convenience.

75.
Unless - conversational AI for regulated industries
https://unles
.com/

No-code, omnichannel, AI assistance to boost customer success in compliance-driven markets… with an almost trivial implementation effort.

76.
Zil Money | Pay Bill, Invoice, Payroll By Credit Card For Businesses
https://zilmone
.com/

Pay Rent, Taxes, Inventory, & Other Business Bills With Your Credit Card To Extend Float. ZilMoney - Pay & Get Paid By Credit Card

77.
Communications APIs | Vonage
https://www.vonag
.com/communications-apis/

Vonage APIs (formerly Nexmo) offers communications APIs, a global platform and expert support—empowering you to create exceptional customer experiences.

78.
B2B Payments Platform, Systems, & Software | Paystand
https://www.paystan
.com/

Make payments your competitive advantage. Eliminate transaction fees, get paid instantly, and put your AR on autopilot. Let us show you how.

79.
Fidelity Information Services - FIS - Fintech Company
https://www.fisgloba
.com/

FIS is fintech for bold ideas. FIS is behind the financial technology that transforms how we live, work and play.

80.
Azira: Know your Market. Reach your Customer.
https://azir
.com/

Azira is the leading provider of privacy-safe global consumer behavior data to enable actionable insights for business decisions. Learn more.

81.
Stackline - Connected Commerce Platform
https://www.stacklin
.com/

Stackline is fueling the future of commerce by bringing brands and customers closer together. Stackline tools and teams help leading brands sell products across an ecosystem spanning online marketplaces, retail stores, social media, and direct-to-consumer.

82.
Full-Stack Programmatic Ad Tech Company - SmartyAds
https://smartyad
.com/demand-side-platform/

SmartyAds is a full-stack programmatic ad tech company which offers the best-in-class profitable ad monetization and media buying solutions for advertisers and publishers in the digital marketing industry

83.
Omnichannel E-commerce Growth Platform | Sellercloud
https://www.sellerclou
.com/

Control your catalog, inventory, orders, purchasing, fulfillment and shipping. Expand, sell and grow. Your way. Request Demo now.

84.
Infobip - The best omnichannel marketing platform
http://www.infobi
.com/

Engage your customers and prospects with simple drag and drop email, SMS, chatbot or build custom solutions with the best in class APIs

85.
Infobip - The best omnichannel marketing platform
https://www.infobi
.com/

Engage your customers and prospects with simple drag and drop email, SMS, chatbot or build custom solutions with the best in class APIs

86.
Accounts Receivable Automation Software | BlueSnap
https://www.bluesna
.com/accounts-receivable-automation/

Get paid faster, gain efficiencies and reduce DSO with Accounts Receivable Automation software and integrated global payments from BlueSnap. Learn more.

87.
Webcasting Solutions that Inspire & Connect Audiences | GlobalMeet
https://www.globalmee
.com/

Plan, manage, and execute your business’s important moments using GlobalMeet, the most secure and reliable webcasting platform.

88.
Q2 | Digital Banking Solutions
https://www.q
.com/

Q2 creates simple, smart, end-to-end banking and lending experiences that make you an indispensable partner on your customers’ financial journeys

90.
The Most Powerful Financial Product Suite in the Industry | EMoney
https://emone
.com/

EMoney offers businesses cost-effective credit card processing. Easy credit card processing and complete solutions for every type of business. Get started for free today.

91.
Omnichannel communications that maximize engagement
https://www.doxi
.com/

Select omnichannel communications that maximize engagement & revenue but reduce cost. Read on for industry specific solutions that support your business goals

92.
SE Asia's #1 E-commerce Enabler | aCommerce Making E-commerce Easy
https://www.acommerc
.asia/

aCommerce, the largest e-commerce enabler in Southeast Asia. End-to-end e-commerce management services trusted by top global brands.

93.
Paytient® - Give Your People the Power to Pay for Healthcare
http://paytien
.com/

Unlock access to care for the whole family with a Paytient Health Payment Account. No interest, no fees, and no credit check to open an account.

94.
Headless eCommerce | PIM | GraphQL API | Subscription eCommerce | Crystallize
https://crystalliz
.com/

Superfast headless commerce for product-obsessed brands and agencies. Craft unique and memorable product experiences and sell your products on any channel, at any scale, in any way you dream it.

95.
Omnichannel User Engagement & Retention Platform | Wigzo
https://www.wigz
.com/

Wigzo offers the best customer retention solution to drive user engagement with email, SMS, and WhatsApp marketing. Increase repeat orders with mobile marketing strategies.

96.
Payment Analytics & Routing Platform
https://www.processou
.com/

Route transactions, analyze and report on your entire payment ecosystem and switch on providers in one click. Trusted by leading brands.

97.
Support Solutions for Better Business Communications - LiveHelpNow
http://www.livehelpno
.net/

LiveHelpNow offers comprehensive support solutions that will make your employees' lives easier and your customers’ experience with your brand better.

98.
Gofrugal | ERP Software for Retail, Restaurant, & Distribution Industries
https://www.gofruga
.com/

Gofrugal ERP system is a comprehensive billing to balance sheet solution scalable to meet the needs of any business. Our growing customers across 70+ countries and more than 1000+ partners across the world enjoy the lowest total cost of ownership with our ERP software.

99.
sticky.io, Formerly Limelight | High Risk Payments & Billing
https://www.stick
.io/

Power your profits, scale revenue, connect with multiple payment providers, and keep chargebacks low leveraging sticky.io's high risk payments and billing.