Rho Alternatives (September 2025)

Apply in minutes and open a Rho account today. Get 24/7 customer support and enterprise-grade spend management – accounts payable, corporate cards, and expense management – with no monthly fees.

4.7/5

181+ reviews

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1.
Spend Management, Corporate Cards & Accounts Payable Solutions | Ramp
https://www.ram
.com/

Make expense management easy with Ramp’s spend management platform. Combine global corporate cards, travel, expenses and accounts payable to automate finance operations and improve efficiency.

2.
Brex: The AI-powered spend management platform. | Brex
https://bre
.com/

Take control of your spending with Brex's business credit cards, automated bill pay, and spend management tools. Make your money work as hard as you do.

3.
Business Banking Solutions to Grow Your Business | Bluevine
https://www.bluevin
.com/

A powerful business banking platform built for where you are and where you’re going—with lower fees, effortless money movement, and access to working capital.

4.
Smarter spending for your business - Pleo
https://www.ple
.io/en/

The business expenses solution that empowers your people to do more. Join the thousands of companies that trust Pleo to make paying for stuff at work easier

5.
One Platform to Easily Manage & Control Global Business Spend | Payhawk
https://payhaw
.io/

Get 100% real-time visibility & control on operational spend and cut manual work by 50% with a spend management platform designed with financial teams in mind.

6.
Square Business Banking | Checking, Savings, & Loans
https://squareu
.com/us/en/banking/

Square now offers business banking for small businesses. ✓Manage Cash Flow ✓Checking & Savings Accounts ✓Small Business Loans

7.
Clara: Latin America’s leading end-to-end spend management platform.
https://www.clar
.com/

The most complete solution for your company's expense management. Control spends with Clara's Corporate Credit Card and Management Platform.

8.
Zeni: The #1 AI Bookkeeping Software | Automated Accounting
https://www.zen
.ai/

Set your business up for financial success with Zeni AI Bookkeeping. A team of accounting experts is here to help every step of the way. Schedule a free demo!

9.
10.
BILL Spend & Expense (Formerly Divvy)
https://www.bil
.com/product/spend-and-expense/

BILL Spend & Expense, formerly Divvy, offers credit limits from $500-$5M* and automated expense management software that's free.

11.
Free company expense cards is a Business Revolution | Wallester
https://business.walleste
.com/

Start issuing free virtual or physical business cards, manage company’s spending in one place. Register now and get access to VISA IBAN account in a day for Free!

12.
TravelBank | Corporate Travel Management & Expenses for Your Team
https://travelban
.com/

TravelBank is the top all-in-one solution for everything your business needs to manage travel and expenses seamlessly from agent support to tracking.

14.
Award-winning banking solutions for BaaS, Payments, Treasury & FX - Finzly
https://finzl
.com/

Supercharge your bank with Finzly’s BankOS, a complete platform for all U.S. domestic rails, embedded banking, international banking, and accounts for seamless transformation and enhanced digital experiences.

15.
Silicon Valley Bank - Banking for Innovation Economy
https://www.sv
.com/

Silicon Valley Bank is the financial partner of the innovation economy; helping individuals and investors in the innovation ecosystem achieve extraordinary outcomes.

16.
17.
Hotel Engine: Corporate Lodging Solutions [Without a Catch]
https://www.hotelengin
.com/

Corporate lodging. Simplified. Access 750,000+ hotels at exclusive rates (up to 60% off) with no annual fees or contracts. Sign up for Hotel Engine today!

18.
Synctera | Everything You Need to Build and Scale Banking Products
https://syncter
.com/

Synctera is the banking and payments platform powering financial innovation. Synctera enables companies of all sizes to build, launch, and scale embedded banking and FinTech products

19.
Center® | Real-Time Expense Management
https://getcente
.com/

Center is expense management reimagined and is the leading expense management software + corporate credit card. Center delivers real-time visibility and control, and full visibility of the entire spend process.

20.
Alaan l UAE's #1 Smart Corporate Card
https://www.alaa
.com/

All-in-one corporate card and spend management platform in the UAE. Unlimited Visa Corporate cards | Up to 2% cashback | No setup fee

21.
Rydoo - Smart Expense Management
https://www.rydo
.com/

Rydoo is a business expense management solution that automates expense flows, simplifies reimbursement cycles, and enables better expense control and efficiency

22.
Spenmo | Leading Spend Management | Accounts Payables Automation SaaS
https://www.spenm
.com/

Spenmo is a spend management software with smart corporate cards and AP automation to help businesses gain control and visibility over spending.

23.
Business Credit Card Program Management Solutions for Banks and Credit Unions | Torpago
https://www.torpag
.com/

We help banks launch cutting-edge business credit card programs. Power growth and strengthen customer relationships with our program management solutions.

24.
Kyriba: Optimize Liquidity Performance & Transform Your Cash Flow
https://www.kyrib
.com/

The Kyriba platform enhances liquidity performance, empowering CFOs and treasurers to navigate hurdles with confidence.

25.
Airbase - The Best Procure-to-Pay Software Solution for your Business
https://www.airbas
.com/

Automate invoice processing, improve compliance & expense management while gaining more visibility into daily spend with real-time reporting throughout the procure-to-pay cycle.

26.
Business Payments Platform: Connected Banking for Simplified Finances | OPEN
http://ope
.money/

A connected banking platform simplifies business payments and cash flow management. Connect all your bank accounts to pay vendors, track receivables and payables, and reconcile payments online

27.
Monzo | Your New Favourite Bank
https://monz
.com/

Organise, save & invest with a free UK current account, joint account or business account. Make your money more Monzo.

28.
Best Travel and Expense Management Software - Zoho Expense
https://www.zoh
.com/us/expense/

Looking for the best travel and expense management software? Try Zoho Expense to streamline T&E end to end, control spending, ensure compliance & more!

29.
Origin - Budget, Track Spend, Invest, and Get Advice
https://www.useorigi
.com/

Origin is the all-in-one solution to build wealth. Tools to help you budget, invest, earn in a high-yield cash account, and receive personalized financial guidance.

30.
Q2 | Digital Banking Solutions
https://www.q
.com/

Q2 creates simple, smart, end-to-end banking and lending experiences that make you an indispensable partner on your customers’ financial journeys

31.
Business | bunq
https://www.bun
.com/business/

Mobile banking that makes life easy. Try bunq today with a free 30-day trial of any plan. All you need to open your account is your phone, ID and 5 minutes.

32.
Coast | Fuel Cards & Gas Cards for Fleets Of All Sizes
https://coastpa
.com/

Coast is a Visa fleet fuel and gas card plus expense management solution that helps fleets control and track employee spending on fuel and other expenses.

33.
Powens - Open Finance Platform
https://www.powen
.com/

Cutting-Edge Open Finance Platform from Data to Payment. Over 260 leading financial services institutions trust us.

34.
Online Bookkeeping Services for Small Businesses - Bench Accounting
https://www.benc
.co/

America’s largest cloud-based bookkeeping solution for business owners. Start a free trial today and we’ll do one month of your bookkeeping.

35.
Travel & Expense Management Solution For Global Enterprises | Mesh Payments
https://www.meshpayment
.com/

Mesh is a global travel & expense management platform for modern enterprises, combining total travel flexibility, real-time expense control & automation.

36.
Push payments simplified | Checkbook
https://www.checkboo
.io/

Our all-in-one push payments platform offers everything you need to disburse payments at scale. No hassle. No percentages. No hidden fees.

37.
Your One-stop shop for embedded finance - Treezor
https://www.treezo
.com/

Treezor, the European Banking-as-a-Service leader, will support you throughout your payment project, every step of the way with its One-stop shop solution.

38.
The Platform for Commercial Digital Banking
https://www.bottomlin
.com/us/digital-banking/

Own the primary customer relationship and grow business value with the only all-in-one platform for payments, cash management, treasury management, and a B2B payments network.

39.
Best Expense Management Software in India | Happay
http://happa
.com/

India's largest Travel, Expense,and Payments platform. Best spend management software & solution in India. No.1 Travel & Expense Management...

40.
Powerful Accounting Software for Your Business | Zoho Books
https://www.zoh
.com/us/books/

Transform your accounting with Zoho Books, an online accounting software trusted by businesses & accountants worldwide. Invoicing | Payments | Banking | Tax | Reports | Inventory.

41.
Viably - Your Strategic Financial Partner in Ecommerce
https://www.runviabl
.com/

Essential financial tools and continuous working capital for Amazon, Shopify, and Walmart sellers to thrive worldwide. Get funded today!

42.
Betterment at Work | Financial Wellness Benefits | 401(k) Plans
https://www.bettermen
.com/work/

From a better 401(k) to student loan management, financial wellness benefits are the new way to attract world-class talent. Invest in your employees today.

43.
Unit | Embedded Finance Platform
https://www.uni
.co/

Unit is the embedded finance platform that helps you accelerate growth and unlock new revenue streams by making it easy to build banking and lending into your product.

44.
The Business & Corporate Travel Management Platform | Roomex
https://www.roome
.com/

Want to make business travel easier? Search, book, manage, and pay for all your business hotel bookings in one place. The solution to corporate travel!

45.
Fincent Bookkeeping: With Personalized Financial Solutions
https://fincen
.com/

Effortlessly manage your finances. Simplify ✓ Bookkeeping Services ✓ 1099 Tax filing ✓ Invoicing & Payments ✓ Expense tracking, and beyond. Schedule a Demo!

46.
RazorpayX Corporate Card - Business Credit Cards for startups and growing businesses
https://razorpa
.com/x/corporate-cards/

Best corporate credit card in India for startups & growing businesses. Avail higher credit limit and save up with rewards, credits and dynamic Add-on Cards.

47.
Decimal | We Solve Financial Operations
https://www.decima
.com/

Decimal is fully outsourced financial operations for small businesses: bookkeeping, technology setup/support, bill pay, payroll, and more.

48.
Your Go-To Business Travel Management Tool - Routespring
https://routesprin
.com/

The travel management tool for business travelers. Automate bookings, centralize payments, and gain visibility for all your trips.

49.
Starling Bank: Award-winning bank accounts - Starling Bank
https://www.starlingban
.com/

Transform the way you manage your money with Starling Bank. Enjoy personal and business banking online and at your fingertips, always. Apply in minutes.

50.
BILL | Financial Operations Platform for Businesses & Firms
https://www.bil
.com/

The AP, AR, and spend & expense solution that lets you create and pay bills, manage expenses, control budgets, and get the credit your business/firm needs to grow.

51.
Productfy | The Most Advanced Platform for Embedding Financial Products
https://www.productf
.io/

The Most Advanced Platform for Embedding Financial Products Accelerate Financial Product Innovation with Productfy

52.
Embedded Small Business Accounting Software
https://www.hurdl
.com/

Increase customer retention, boost revenue, and empower your small business customers to sustain and grow with our white-labeled embedded accounting solutions and more

53.
Finly Accounts Payable Automation Software Solutions for Enterprises
https://www.finlyh
.com/

Finly is an Intelligent and scalable Accounts Payable Automation Software for Enterprises. It is designed and developed for CFOs and the finance team

54.
Integrated Finance Suite for Businesses | Zoho Finance Plus
https://www.zoh
.com/us/financeplus/

Zoho Finance offers you a comprehensive suite of online apps - invoicing, inventory, accounting, and more from a unified platform. Sign up for a free trial!

56.
Firstbase | Start and grow a US business from anywhere
https://www.firstbas
.io/

Firstbase helps anyone to build a US business. Start a company, set up banking, payments, and payroll, and manage a business — online, from anywhere.

57.
Planergy Spend Management & Accounts Payable Automation Software
https://planerg
.com/

Create and track purchase orders, analyze spend, and automate your accounts payable process with the easiest to use Procure-to-Pay platform. Manage spend in the cloud, anywhere and anytime with our software. Sign up for a free demo of Planergy today and increase your profits with better spend management and process efficiency.

58.
Chartered Accountants & CFOs for Startups & SMEs | Accountancy Cloud
https://accountancyclou
.com/

Grow your business with your tech-powered, outsourced finance team. Award-winning accountiing for startups & small businesses. Contact us today.

59.
Flexible Card Issuing Solutions for Developers | Lithic
https://www.lithi
.com/

Lithic's card issuing platform, flexible API, and skilled team provide issuer processing services for customized debit, credit, and prepaid card programs.

60.
Lazo One
https://www.laz
.us/

Lazo's Augmented Ops™ uses AI to streamline bookkeeping, taxes, & fundraising. Get actionable insights & connect with investors - all on one platform. Sign up for free!

61.
Online Check Writer: Check Print, eChecks, Mail Check, ACH, Wire
https://onlinecheckwrite
.com/

Pay & Get Paid By Credit Card, Digital Checks, Printable Checks, ACH, Wire. All In One Payments Platform. Payroll Funding By Credit Card

63.
All-in-One Cash Management and Business Banking Software | Centime
https://www.centim
.com/

Centime offers all-in-one accounts payable, accounts receivable, and cash management for growing businesses. Take a tour today!

64.
Peakflo - Accounts Payable and Receivable Automation Solution
https://peakfl
.co/

Streamline your finance process with Peakflo's AP & AR automation software. Automate bill payments & invoice collections for better cashflow. Get a demo now!

65.
Corporate Travel Management & Business Travel Services
https://www.travelper
.com/

TravelPerk offers the freedom travelers want, and the control companies need. Enjoy an industry-leading travel inventory, 24/7 support and easy booking.

66.
Credit Cards Built for Small Businesses | Capital on Tap
https://www.capitalonta
.com/

With the Capital on Tap business credit card, get up to £250k to grow your business. No joining or annual fees. Uncapped 1% cashback on all card spend.

68.
Manage your finance in all currencies in one place with HedgeFlows
https://hedgeflow
.com/

Multi-currency automation for busy finance teams who want to focus on interesting business initiatives instead: payment, cash & risk management automation

69.
Lendio: Apply For Small Business Loans Online
https://www.lendi
.com/

Lendio makes the business financing process simple and easy. Find the right lender to meet your small business’s needs with our online application.

71.
409A Valuation Services | Carta
https://cart
.com/equity-management/cap-table/409a-valuations/

Carta's 409A valuation services are trusted with more than 15,000 valuations per year. Get fast, audit-ready valuations for your startup or private company.

72.
MainStreet Small Business Tax Savings
https://mainstree
.com/

When it comes to claiming tax credits, MainStreet does the heavy lifting for you, so you can focus on your business. Get started today.

73.
Start Your Business in the United States - Clemta
https://clemt
.com/

From anywhere in the world, start a business in the United States, smoothly with Clemta. Establish your LLC or C-Corp in Delaware or Wyoming within a few minutes, all online!

74.
Love your bank | Spend, save, and invest in one app
https://n2
.com/

N26 is the first bank you'll love. Beautifully simple, 100% mobile, and trusted by millions. Open your free bank account in minutes.

75.
Corporate Expense Management Software from Certify - Emburse - Emburse
https://www.emburs
.com/products/certify/expense/

Experience the remarkably easy-to-use Emburse Certify Expense, an application that increases expense policy compliance and expedites reimbursements. Designed for all users, empower your finance controllers and admins to gain deep data visibility into their T&E spending.

76.
Home | Paro - Professional Business Finance and Accounting Solutions
https://par
.ai/

Paro matches your business or accounting firm with uniquely skilled finance experts to help you reinforce, grow and optimize faster.

77.
Flexible business loans from €5k to €1M – Silvr
https://www.silv
.co/

We make financing more accessible: Business loans for all SMEs and any purpose, applied for in 5 minutes & paid out in 48 hours. Fees from 1%.

78.
The Fastest Growing Corporate Travel Management Software
https://itilit
.com/

All-in-one software for corporate travel management, expense management & corporate cards that simplifies travel & expense and saves costs

79.
Nomentia | Cash & Treasury Management Solutions
https://www.nomenti
.com/

Nomentia provides a modern SaaS-based cash and treasury management system for the optimization of all treasury management processes.

80.
Zil Money | Pay Bill, Invoice, Payroll By Credit Card For Businesses
https://zilmone
.com/

Pay Rent, Taxes, Inventory, & Other Business Bills With Your Credit Card To Extend Float. ZilMoney - Pay & Get Paid By Credit Card

81.
The All-In-One Cloud Banking Platform
https://www.ncin
.com/

Transform your financial institution with the innovative nCino platform—built by bankers for bankers.

82.
All-in-one SaaS management platform for SaaS spend management
https://www.spendbas
.co/

SaaS management software to track expenses and control spending | Procurement and vendor management system | Corporate credit cards for business

83.
Backbase - The Engagement Banking Platform
https://www.backbas
.com/

We are the pioneers of Engagement Banking. Our industry-leading platform helps banks and other financial institutions get closer to their customers like…

84.
Abacus is now Emburse Spend! - Emburse
https://www.emburs
.com/products/abacus/

Abacus is now Emburse Spend! Real-time expense management without expense reports, instantly create virtual cards with proactive control, and effortlessly close the books at the end of the month.

85.
Home - Veem
https://www.vee
.com/

Veem makes global payments simple, with competitive exchange rates and no hidden fees. Send and receive payments to over 100 countries in 70+ currencies. Sign up for free and streamline your payments today.

86.
World-Class Treasury, Risk & Trade Finance Management Solution
https://ibsfintec
.com/

Globally recognized enterprise treasury management solution. Automation of Cashflow & Liquidity,Treasury, Trade Finance & Supply Chain Finance

88.
Expense Management Software & App | Webexpenses
https://www.webexpense
.com/

Easily track, manage & report business expenses online with our top user-rated expenses system. Complete your spend management with AP automation.

90.
Digital Banking Solutions for Banks and Credit Unions
https://www.alkam
.com/

Future-proof your digital banking presence with digital banking solutions featuring best-in-class user experience and powered by data insights.

92.
Accounts Receivable Automation Software by YayPay
https://www.quadien
.com/en/ar-automation/

Quadient AR by YayPay is an accounts receivable automation solution that helps businesses collect cash faster while reducing workload by three times.

93.
Shareworks | Morgan Stanley at Work
https://www.morganstanle
.com/atwork/shareworks/

Learn about Shareworks, a complete equity compensation platform. Explore our full suite of private and public equity solutions at Morgan Stanley at Work.

94.
Gestion des dépenses des employés et cartes de paiement | Expensya
http://www.expensy
.com/

Remplacez le stress et les frictions liés à la gestion des dépenses et des notes de frais des employés par la clarté et la simplicité : voici Expensya, le logiciel intelligent de gestion des dépenses pour les équipes financières modernes.

95.
Start & Grow Your Business with the ZenBusiness Platform
https://www.zenbusines
.com/

ZenBusiness is a company that provides an easy, all-in-one platform and trusted guidance for small business owners.

96.
TrueLayer: TrueLayer - Europe's leading open banking platform
https://truelaye
.com/

We power faster and safer online payments with our open banking payments network. Onboard users, accept payments & make payouts in seconds. Learn more today.

97.
The Most Powerful Financial Product Suite in the Industry | EMoney
https://emone
.com/

EMoney offers businesses cost-effective credit card processing. Easy credit card processing and complete solutions for every type of business. Get started for free today.

98.
Wise, Formerly TransferWise: Online Money Transfers | International Banking Features
https://wis
.com/

Banks charge a lot for overseas transfers. We don't. Transfer money abroad easily and quickly with our low cost money transfers.

99.
No. 1 Business Travel and Expense Management App | Navan
https://nava
.com/

Navan makes business travel and expense management easy. Gain visibility, savings, and control with the all-in-one super app — rated No. 1 by users.