Plutus Alternatives (September 2025)

We're revolutionising reward cards. Earn 3-9% in PLU Rewards on card spending, enjoy £10 in rewards back monthly at 50+ Perks, and track your rewards in our finance app with secure swaps.

1.9/5

1,848+ reviews

Reviewed on:

G2
Trustpilot
Producthunt
Facebook
1.
Shopping that loves you back — Monetha
https://www.moneth
.io/

Shop for what you want and earn for something more! Never feel guilty for treating yourself with Monetha cashback shopping. Shop and earn cashback on online purchases.

2.
Bleap - Do more with your crypto
https://www.blea
.finance/

Connect your wallet. Buy crypto easily. Send it to your friends. Pay for dinner. Split bills.

3.
Virtual Credit Cards for Payments with 3% Cashback | Try LinkPay
https://linkpa
.io/

Learn how to get a virtual credit card with 3% cashback for all purchases. Virtual cards suitable for all kinds of payments. No deposit, withdrawal or decline fees 😎

4.
xPortal - Crypto Cash Fun
https://xporta
.com/

Buy, sell, stake, and swap crypto cross-chain. Spend it with xPortal debit cards.Play with blockchain and win rewards.

5.
Credit Cards Built for Small Businesses | Capital on Tap
https://www.capitalonta
.com/

With the Capital on Tap business credit card, get up to £250k to grow your business. No joining or annual fees. Uncapped 1% cashback on all card spend.

6.
Revolut | All-in-one Finance App for your Money | Revolut United Kingdom
https://www.revolu
.com/

Join 45+ million customers globally using Revolut to send money to 160+ countries, hold up-to 36 currencies in app, spend in 150+ currencies, and manage their money.

7.
Crypto.com | Securely Buy, Sell & Trade Bitcoin, Ethereum and 350+ Altcoins
https://crypt
.com/

Over 100 million users buy, sell, and trade Bitcoin, Ethereum, NFTs and more on Crypto.com. Join the World's leading crypto trading platform.

8.
Crypto.com | Securely Buy, Sell & Trade Bitcoin, Ethereum and 350+ Altcoins
https://tax.crypt
.com/

Over 100 million users buy, sell, and trade Bitcoin, Ethereum, NFTs and more on Crypto.com. Join the World's leading crypto trading platform.

9.
Exodus Crypto Wallet
https://www.exodu
.com/

Buy and swap cryptocurrencies with the best Crypto Wallet & Bitcoin Wallet. Secure crypto, access all of Web3 with the multichain Exodus Web3 Wallet.

10.
Starling Bank: Award-winning bank accounts - Starling Bank
https://www.starlingban
.com/

Transform the way you manage your money with Starling Bank. Enjoy personal and business banking online and at your fingertips, always. Apply in minutes.

11.
Fetch | America's Rewards App | Get Free Gift Cards
https://fetc
.com/

With Fetch, you can get free gift cards simply for shopping, snapping all your receipts and playing games on your phone! Try our rewards app today.

12.
Uphold: Buy & Sell Crypto & Metals | Trade Digital Assets | Uphold
https://uphol
.com/en/

Buy & sell crypto, stablecoins and precious metals on the world's leading digital assets trading platform. Sign up today and trade anything to anything at Uphold.com.

13.
ethos | Trading
https://www.etho
.io/

Ethos is your self-custody onchain trading app. Ethos and its 'Magic Keys' ensure secure storage and trading, eliminating worries about wallet access. Trade and earn with your tokens safely in your own wallet, maintaining full control on-chain. Enjoy a worry-free backup for a seamless on-chain experience.

14.
Wise, Formerly TransferWise: Online Money Transfers | International Banking Features
https://wis
.com/

Banks charge a lot for overseas transfers. We don't. Transfer money abroad easily and quickly with our low cost money transfers.

15.
Love your bank | Spend, save, and invest in one app
https://n2
.com/

N26 is the first bank you'll love. Beautifully simple, 100% mobile, and trusted by millions. Open your free bank account in minutes.

16.
Monzo | Your New Favourite Bank
https://monz
.com/

Organise, save & invest with a free UK current account, joint account or business account. Make your money more Monzo.

17.
Bitcoin & Cryptocurrency Exchange - Buy & Sell Crypto - CEX.IO
https://ce
.io/

The leading cryptocurrency exchange platform offers different trading options, provides 24/7 customer support, high level of security, and stable deposits and withdrawals. Buy & sell crypto & bitcoin online with CEX.IO

18.
Buy Bitcoin & Crypto | Crypto Exchange, App & Wallet | OKX
https://www.ok
.com/

Buy BTC, ETH, XRP and more on OKX, a leading crypto exchange – explore Web3, invest in DeFi and NFTs. Register now and experience the future of finance.

19.
Freewallet | Multi-currency Online Crypto Wallet for BTC, ETH, XMR and more
https://freewalle
.org/

Store and manage multiple cryptocurrencies in a smart and beautiful online crypto wallet with a built-in exchange developed by Freewallet. Enjoy fee-free instant transactions between Freewallet users

22.
Coinbase Wallet - Your key to the world of crypto
https://www.coinbas
.com/wallet/

Coinbase Wallet is your key to what’s next. It is the most user-friendly self-custody experience, unlocking the entire world of crypto, including collecting NFTs, earning yield on your crypto, play-to-earn gaming, participating in DAOs, and more.

23.
PrimeXBT - Online Trading, Investments & Crypto
https://primexb
.com/

Start with $1. Join millions in trading Crypto, Indices, Commodities, and Forex. Explore Futures & Copy Trading with low fees via our App or Website.

24.
Electroneum offers a new way to earn, send and pay
https://electroneu
.com/

Electroneum is using the power of blockchain to unlock the global digital economy for the world’s unbanked with a revolutionary new digital ecosystem.

25.
Bitso - Invest, trade and make borderless payments using crypto.
https://bits
.com/

Open a personal or business account and begin using the power of crypto. Thanks to Bitso, over 7 million people own Bitcoin, Ether and Digital Dollars.

26.
Buy Bitcoin, Ethereum, XRP and Altcoins securely with GBP | Luno
https://www.lun
.com/

Available in over 40 countries. Luno is a secure cryptocurrency platform that lets you buy, sell, store and trade BTC and ETH.

28.
Affirm | Buy now, pay later with no late fees or surprises
https://affir
.com/

With Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love.

29.
Upgrade - Personal Loans, Cards and Rewards Checking | Home
https://www.upgrad
.com/

Check your rate for a fixed-rate personal loan and borrow up to $50,000. Or get started with Upgrade Card in just minutes. Check out Rewards Checking with cash back rewards and more. We're here to help you build the future you want.

30.
CoinAvatar: Enhance Your Crypto Value
https://coinavata
.com/

CoinAvatar adds a unique value layer to your crypto assets, making them more valuable. Simplify your DeFi experience while increasing your returns without additional risks.

31.
Allset: Food Pickup & Rewards
https://allsetno
.com/

Get breakfast, lunch, dinner and more from your favorite restaurants. Pick up taco 🌮, burger 🍔, or pizza 🍕 super-fast. Reward your dining and enjoy savings on every order.

32.
Bitget Exchange: Crypto Trading Platform | Buy and Sell Bitcoin, Ethereum
https://web3.bitge
.com/

Bitget is a leading crypto exchange and Web3 company to buy, sell, hold and earn cryptocurrencies. It supports Bitcoin, Ethereum, over 500 altcoins.

33.
1inch Network | Leading high capital efficient DeFi protocols
https://1inc
.io/

The 1inch Network unites decentralized protocols whose synergy enables the most lucrative, fastest and protected operations in the DeFi space.

34.
ICONOMI: The Best Crypto Investment App
https://www.iconom
.com/

Discover the best crypto investment platform with more than 100 crypto investment Strategies and advanced crypto portfolio management features

35.
36.
Coinbase Institutional
https://www.coinbas
.com/institutional/

Coinbase Institutional offers solutions, products, and research for institutional crypto investors

37.
Cash App - Do more with your money
https://cas
.app/

Cash App is the #1 finance app in the App Store. Pay anyone instantly. Save when you spend. Bank like you want to. Buy stocks or bitcoin with as little as $1.

38.
Kraken Crypto Exchange | Buy crypto with peace of mind
https://www.krake
.com/

Kraken is more than just a Bitcoin trading platform. Come see why our cryptocurrency exchange is the best place to buy, sell, trade and learn about crypto.

39.
Crypto Payment Gateway You Can Rely On
http://cryptomu
.com/

Best Bitcoin & Crypto payment gateway with low fees for your needs. ★ Accept cryptocurrency payments within your app or website with our convenient crypto processing solution

40.
Custody | Coinbase Prime
https://www.coinbas
.com/prime/custody/

Coinbase is a secure online platform for buying, selling, transferring, and storing cryptocurrency.

41.
ShopBack: Shop smarter. For the wins.
https://corporate.shopbac
.com/

ShopBack enables shoppers to discover the best prices and offers, pay easily and get rewards for shopping. Find out about job and partnership opportunities, the latest news from ShopBack, as well as our products and features.

43.
Origin - Budget, Track Spend, Invest, and Get Advice
https://www.useorigi
.com/

Origin is the all-in-one solution to build wealth. Tools to help you budget, invest, earn in a high-yield cash account, and receive personalized financial guidance.

45.
SumUp: Payment Solutions and Point of Sale Systems
https://sumu
.com/

4 million small businesses use SumUp to run their business. Explore our affordable payment solutions and easy to use point-of-sale solutions.

46.
Home | Rellevate
https://rellevat
.com/

Financial services company dedicated to empowering consumers to access, move and use their money anytime, anywhere.

47.
Sunbit | Pay-over-time technology for everyday needs
https://sunbi
.com/

View the stories of customers and merchants Sunbit has helped with its pay-over-time technology for everyday needs.

48.
WAX Blockchain - The Everything Chain
https://www.wa
.io/

From gaming and advanced bridge technology to tokens and NFTs, WAX handles it all. Whatever you want to create or trade, you can make it happen on WAX.

49.
Flexible Card Issuing Solutions for Developers | Lithic
https://www.lithi
.com/

Lithic's card issuing platform, flexible API, and skilled team provide issuer processing services for customized debit, credit, and prepaid card programs.

50.
Getting Started
https://docs.sendwyr
.com/

Welcome to Wyre! Wyre offers powerful APIs that support a range of financial, cryptocurrency, and identity services. It can move money around, broker exchanges, validate KYC/AML information, and transfer to/from traditional banking systems all while remaining compliant. First, you will need a Wyre a...

51.
Paysera: Transferir y recaudar pagos. Cambio de divisa.
https://www.payser
.com/

Obtenga una cuenta IBAN privada o negocio, recaude pagos, cambie divisa a precio favorble, pago con Paysera Visa, descargue Paysera App y más.

52.
Coinify.com - Start accepting the future of payments today
https://www.coinif
.com/

Coinify offers a plug'n'play solution for your business to accept crypto currency payments and have it settled in your local currency (or in crypto). We also offer a widget which enables your customers to buy and sell crypto seamlessly. We even take care of everything backstage like liquidity, ch

53.
Best Crypto Payment Gateway for Businesses | Coinremitter
http://coinremitte
.com/

Accept crypto payments for your business with Coinremitter, the world’s most affordable crypto payment gateway with just 0.23% crypto processing fees.

54.
Credit scores and much more - Intuit Credit Karma
https://www.creditkarm
.com/

See your free credit scores, reports and personalized tips and tools to help you achieve your financial goals. Start making progress today.

55.
YNAB
https://www.youneedabudge
.com/

Working hard with nothing to show for it? Use your money more efficiently and control your spending and saving with the YNAB app.

56.
Dash - Dash is Digital Cash You Can Spend Anywhere
https://www.das
.org/

Dash gives you the freedom to move your money any way you want. Dash moves money anywhere, to anyone, instantly, for less than a cent.

57.
Business Banking Solutions to Grow Your Business | Bluevine
https://www.bluevin
.com/

A powerful business banking platform built for where you are and where you’re going—with lower fees, effortless money movement, and access to working capital.

59.
Buy/Sell Bitcoin, Ethereum | Cryptocurrency Exchange | Gate.io
https://www.gat
.io/

Leading cryptocurrency exchange with over 1700+ cryptocurrencies & stablecoins such as Bitcoin ✓ Ethereum ✓ Dogecoin ✓ Start trading crypto with Gate.io now!

60.
EarnIn | You worked today. Get paid today.
https://www.earni
.com/

EarnIn is an app that gives you access to the pay you've earned - when you want it. Get paid for the hours you've worked without waiting for payday.

61.
Business | bunq
https://www.bun
.com/business/

Mobile banking that makes life easy. Try bunq today with a free 30-day trial of any plan. All you need to open your account is your phone, ID and 5 minutes.

62.
Binance - Cryptocurrency Exchange for Bitcoin, Ethereum & Altcoins
https://www.binanc
.com/en/

Binance is the largest cryptocurrency exchange by trading volume, serving 185M+ users across 180+ countries. With over 350 listed Altcoins, it is the world’s leading crypto exchange.

63.
Save money & earn rewards by using electricity efficiently
https://synerg
.so/

Synergi app features smart charging, smart climate, solar charging, and more to help you use electricity when it's cheap and good for the planet. Start saving and earning with smart electricity use!

64.
Ramp | Web3 financial infrastructure | Buy & sell crypto
https://ram
.network/

Allow users to buy and sell crypto without leaving your app or wallet. Buy and sell crypto directly on our website.

65.
Employee Discount Programs | Employee Perks | Unique Employee Benefits
https://www.accessperk
.com/

Looking for America's best employee discount programs? Learn why Access Perks is rated #1 by employers nationwide. Exclusive discounts. LOCAL providers.

66.
Digital E-Gift Cards, Prepaid Virtual Visa | BHN Rewards, formerly Rybbon
https://www.bhnreward
.com/

Send digital e-gift cards as marketing incentives & rewards. Prepaid Virtual Visa, Mastercard, & more. Integrates with Marketo, HubSpot, SurveyMonkey, & Qualtrics.

67.
Altify: Your Gateway to Diversified Crypto Investments
https://altif
.app/

Altify offers a secure investing platform for alternative assets. Grow your wealth with private credit, gold, cryptocurrency, and ETF-style Crypto Bundles.

68.
The Ultimate Crypto Wallet for DeFi, Web3 Apps, and NFTs | MetaMask
https://metamas
.io/

Secure and User-Friendly Crypto Wallet for NFTs and Digital Tokens. Dive into DeFi and Blockchain Seamlessly.

70.
Digital Incentives & Payments Platform | Virtual Incentives
https://www.virtualincentive
.com/

Buy, send, track & manage digital incentives & payments for clients, customers, employees & survey respondents with the leading global platform.

71.
Best Bitcoin & Crypto Payment Gateway & Processor | CoinGate
https://coingat
.com/

Accept Bitcoin and crypto in your business with the best crypto-to-fiat payment processor | Buy & sell 250+ cryptos | Buy gift cards.

72.
Nubank - Finalmente você no controle do seu dinheiro
https://nubank.co
.br/

Você finalmente no controle do seu dinheiro. Controle total do cartão de crédito e da conta 100% digital

73.
LearnLux Financial Wellbeing
https://learnlu
.com/

Trusted financial wellbeing for your entire workforce. LearnLux is creating a world where having a financial plan is never out of reach.

74.
Gift Card Rewards & Virtual Visa | eGifter Rewards™
https://egifterreward
.com/

Digital Gift Card Rewards with No Fees: Redefine gifting with Visa® and over 1,000 global gift card brands. Sign up for free!

75.
Satispay: app di pagamento semplice e piattaforma welfare
https://www.satispa
.com/

Satispay: l'app per i pagamenti di tutti i giorni. Scopri i servizi per pagare e risparmiare, gli strumenti per il Business e i prodotti Welfare per aziende.

76.
Kryptex
https://www.krypte
.com/

Get paid for the computing power of your PC. Kryptex mines cryptocurrency and pays you bitcoins or real-world money, be it dollars, rubles or any other currency.

77.
Celusion - Easier finance for all
https://www.celusio
.com/

Simple, smart and compliant technology for digital financial services. Our products deliver better experiences that drive growth for banks and financial services.

78.
Stripe Issuing | Virtual and Physical Card Issuing Platform
https://strip
.com/issuing/

Build card programmes that scale by offering your own virtual and physical cards online in seconds using the Stripe Issuing API and just a few lines of code.

79.
A Not-for-Profit Credit Union | Ascend Federal Credit Union
https://ascen
.org/

Low rates, convenient locations, ATMs near you, and service beyond compare. At Ascend, you get all the benefits of banking without the hassle of a bank.

80.
TrueLayer: TrueLayer - Europe's leading open banking platform
https://truelaye
.com/

We power faster and safer online payments with our open banking payments network. Onboard users, accept payments & make payouts in seconds. Learn more today.

81.
Trezor Hardware Wallet (Official) | Bitcoin & Crypto Security
https://trezo
.io/

The safest cold storage wallets for crypto security and financial independence. Easily use, store, and protect Bitcoins.

82.
Free company expense cards is a Business Revolution | Wallester
https://business.walleste
.com/

Start issuing free virtual or physical business cards, manage company’s spending in one place. Register now and get access to VISA IBAN account in a day for Free!

83.
Kigo | Tokenized Loyalty Experiences
https://kig
.io/

Kigo is the intelligent operating system for modern loyalty—elevating existing loyalty ecosystems through dynamic tokenized rewards and personalized experiences.

84.
Modulr - Embedded Payments for every business
https://www.modulrfinanc
.com/

Modulr unlocks incremental revenue, operational efficiencies and way smoother customer experiences

85.
Virtual Wallet for Money Transfers & Online Payments | Skrill
https://www.skril
.com/en-us/

Make fast and secure payments with a virtual wallet. From betting and trading to shopping and gaming, Skrill makes managing your money simple.

86.
Evervault — Flexible Payments Security
https://evervaul
.com/

Take control of your payments stack with Evervaults powerful encryption model, secure your data while maintaining full control and flexibility of your payment experience.

87.
88.
Cardlytics | Transform Marketing with Purchase Intelligence
https://www.cardlytic
.com/

Cardlytics Purchase Intelligence helps marketers identify opportunity, reach real people with relevant ads, then precisely measure the results. Learn more.

89.
On Demand Pay Provider - DailyPay
https://www.dailypa
.com/

An on-demand pay platform that delivers early access to earned wages and works with all HR/HCM/payroll systems.

90.
Flexible business loans from €5k to €1M – Silvr
https://www.silv
.co/

We make financing more accessible: Business loans for all SMEs and any purpose, applied for in 5 minutes & paid out in 48 hours. Fees from 1%.

91.
Square Business Banking | Checking, Savings, & Loans
https://squareu
.com/us/en/banking/

Square now offers business banking for small businesses. ✓Manage Cash Flow ✓Checking & Savings Accounts ✓Small Business Loans

92.
Carta UK | Equity Management Solutions
https://cart
.com/

Carta is an ownership and equity management platform trusted by thousands of founders, investors, and employees. Learn more.

93.
White Label Payment Platform Globally Trusted | WLPayments
https://whitelabelpayment
.io/

White-Label Payment Platform, we help you boost your revenues from 5% to 15% using Intelligent Transaction Routing, Cascading, 3DS.

94.
Tremendous Gift Cards. Rewards & payouts & more | Tremendous
https://www.tremendou
.com/

Send digital payments internationally at scale with Tremendous gift cards. Buy, send, track, manage & brand your payouts on our easy-to-use platform. Learn more

95.
Unit | Embedded Finance Platform
https://www.uni
.co/

Unit is the embedded finance platform that helps you accelerate growth and unlock new revenue streams by making it easy to build banking and lending into your product.

96.
Business Email Services - Amazon WorkMail - AWS
https://aws.amazo
.com/workmail/

Amazon WorkMail provides secure, managed business email and calendaring with support for existing desktop and mobile email client applications.

97.
Modern 401(k) Plans + Crypto for Startups & Small Business | ForUsAll
https://www.forusal
.com/

Built for startups and small businesses, ForUsAll is a modern 401(k) provider that provides access to crypto, financial wellness, low fees and more.

98.
MeaWallet | Home
https://www.meawalle
.com/

Enhance your digital payment solutions with MeaWallet's secure tokenization. Join businesses that have seen remarkable results with our 10+ years of industry experience. Try our demo now!

99.
Ambire Wallet: Secure & Self-Custodial Smart Wallet for Web3
https://www.ambir
.com/

Experience the best of Web3 with Ambire's self-custodial smart wallet—secure, feature-rich, and easy to use. Create an account now!