Immediate Alternatives (January 2026)

Access earned wages on-demand and achieve financial wellness and freedom with Payactiv's program. Join millions and sign up today!

Win the war for talent with ZayZoon, a platform that measurably improves employee financial wellbeing. Free for businesses. Activation in under 30 minutes.

Tapcheck is the first instant pay app designed with both employees and employers in mind. With a no-code integration that fits into existing payroll systems, employers can provide earned wage access without losing control of payroll.

Earned Wage Access allows your employees to access a portion of their salary in advance. Give your people an employee benefit that builds financial wellbeing and resilience. A perk that is a free company benefit scheme to roll out with no changes to payroll.

An on-demand pay platform that delivers early access to earned wages and works with all HR/HCM/payroll systems.

Savology provides personalized financial planning and modern financial wellness benefits to help employees improve financial wellness.

We put contractors first so that you can focus on your business. That means fast, flexible payments for them. And streamlined, scalable operations for you.

EarnIn is an app that gives you access to the pay you've earned - when you want it. Get paid for the hours you've worked without waiting for payday.

Turn the way you pay into a competitive advantage. Save time and money. Deliver flexibility and convenience.