Immediate Alternatives (September 2025)

Immediate is a financial wellness company delivering responsible on-demand pay to the American workforce at no cost to the employer. Learn more and get started today!

3.4/5

91+ reviews

Reviewed on:

G2
Facebook
1.
ZayZoon | Earned Wage Access | Financial Wellness Platform for SMBs
https://zayzoo
.com/

Win the war for talent with ZayZoon, a platform that measurably improves employee financial wellbeing. Free for businesses. Activation in under 30 minutes.

2.
Bringing Financial Wellness and Freedom to All - Payactiv
https://www.payacti
.com/

Access earned wages on-demand and achieve financial wellness and freedom with Payactiv's program. Join millions and sign up today!

3.
Tapcheck®: Earned Wage Access | Same Day Pay Made Simple
https://tapchec
.com/

Tapcheck is the first instant pay app designed with both employees and employers in mind. With a no-code integration that fits into existing payroll systems, employers can provide earned wage access without losing control of payroll.

4.
On Demand Pay Provider - DailyPay
https://www.dailypa
.com/

An on-demand pay platform that delivers early access to earned wages and works with all HR/HCM/payroll systems.

5.
Earned Wage Access With FlexEarn
https://www.flexear
.com/

Earned Wage Access allows your employees to access a portion of their salary in advance. Give your people an employee benefit that builds financial wellbeing and resilience. A perk that is a free company benefit scheme to roll out with no changes to payroll.

6.
Modern employee financial wellness benefits that work - Savology
https://savolog
.com/employers/

Savology provides personalized financial planning and modern financial wellness benefits to help employees improve financial wellness.

7.
Your Money Line — Financial Wellness
https://www.yourmoneylin
.com/

Elevating employee well-being by providing a holistic financial wellness benefit that fosters stability and confidence for all.

8.
Wisely - The Future of Pay | ADP
https://www.ad
.com/what-we-offer/products/wisely-by-adp.aspx/

Turn the way you pay into a competitive advantage. Save time and money. Deliver flexibility and convenience.

9.
Questis Financial Wellness
https://www.questi
.co/

Questis Financial Wellness goes beyond other financial wellness benefits and offers a unique blend of coaching and technology.

10.
OnPay | Full-Service Online Payroll, HR and More
https://onpa
.com/

Simplify your payroll, taxes, HR and benefits. OnPay’s top-rated online payroll services bring it all together.

11.
JOON | Wellness & Lifestyle Benefits
https://joo
.io/

JOON is the Lifestyle Spending Account that workforces across the world actually use and appreciate.

12.
EarnIn | You worked today. Get paid today.
https://www.earni
.com/

EarnIn is an app that gives you access to the pay you've earned - when you want it. Get paid for the hours you've worked without waiting for payday.

13.
Paychex: Payroll & HR Solutions
https://www.payche
.com/

Paychex has HR and Payroll solutions to fit the needs of any size business. Let Paychex help you take your business where it needs to go.

14.
#1 Employee Fringe Benefits & Lifestyle Benefits Platform | Fringe
https://www.fring
.us/

With 120+ vendors, Fringe offers an employee lifestyle benefits experience that builds loyalty, productivity, and well-being. Learn more to get started!

15.
Proliant - Payroll Software for the People First Economy
https://www.prolian
.com/

Proliant provides clients with powerful People Tools to simplify their Payroll and HR and delight their employees. Learn how to prepare for the #PeopleFirst Economy.

16.
Flexible compensation for modern companies | Coverflex
https://coverfle
.com/

The easiest way to award, manage and enjoy flexible benefits and insurance. We give you the tools to reduce your costs and maximise your people’s earnings.

17.
Gig Wage - Fast Flexible Payments for your Contractors
https://gigwag
.com/

We put contractors first so that you can focus on your business. That means fast, flexible payments for them. And streamlined, scalable operations for you.

18.
Online HR & Payroll Built for Employees | Paylocity
https://www.paylocit
.com/

Paylocity is the HR & Payroll provider that frees you from the tasks of today, so together, we can spend more time focused on the promise of tomorrow.

19.
Gusto: Online Payroll & HR Solutions | #1 in Satisfaction Score
https://gust
.com/

Gusto’s people platform helps growing businesses onboard, pay, insure, and support their hardworking teams with payroll, benefits, and more. Try our free demo today.

21.
Voluntary Benefits Technology | Double Employee Tenure | Corestream
https://www.corestrea
.com/

Corestream makes it easy for companies to connect their employees with voluntary benefits through a customizable and user-friendly platform.

22.
Employee Discount Programs | Employee Perks | Unique Employee Benefits
https://www.accessperk
.com/

Looking for America's best employee discount programs? Learn why Access Perks is rated #1 by employers nationwide. Exclusive discounts. LOCAL providers.

23.
Betterment at Work | Financial Wellness Benefits | 401(k) Plans
https://www.bettermen
.com/work/

From a better 401(k) to student loan management, financial wellness benefits are the new way to attract world-class talent. Invest in your employees today.

24.
Sprout | Health technology solutions for employers and global brands
https://www.sproutatwor
.com/

Sprout is a health technology company that empowers organizations to embrace wellbeing and improve the health and happiness of every user.

26.
Recruitment Process Outsourcing (RPO) | ADP
https://www.ad
.com/what-we-offer/talent/recruitment-process-outsourcing.aspx/

Compete for top talent with ADP’s Recruitment Process Outsourcing and gain expertise in strategy, insights, technology, training and process.

27.
HealthEquity - Industry's #1 HSA Administrator
https://healthequit
.com/

HealthEquity and WageWorks empower Americans to connect health and wealth by providing health savings accounts (HSAs) and offering a true total solution for benefits.

28.
HR & Payroll Solutions For Retail, Restaurants & Hospitality — Fourth
https://www.fourt
.com/solution/human-capital-management/hr-payroll/

Grow your business, not your administrative burden. Fourth gives you flexible, scalable HR and payroll solutions designed for you and your employees.

29.
Paperless Payroll | Netspend Paycard Program
https://www.netspen
.com/business/paycard/

Go paper-free with Netspend's practically paperless payroll solutions. Offer your employees the benefits of direct deposit with our prepaid paycards.

30.
Benefitfocus | A Single Solution for Benefits Management
https://www.tangohealt
.com/

Benefitfocus (NASDAQ: BNFT) unifies the entire benefits industry through innovative technology solutions that bring efficiency, cost savings and simplicity to employee benefits administration.

31.
HR, Talent Management & Payroll Software with UKG Ready
https://www.uk
.com/solutions/hr-software/

Leverage the power of HR, talent, payroll, and time in a single solution that increases efficiency and simplifies compliance.

32.
Payworks - Payroll, HR, Employee Self Service, Time & Absence and More
https://www.paywork
.ca/

Payworks is a leading expert in the field of total workforce management solutions, providing cloud-based Payroll, Human Resources, Employee Time and Absence Management to businesses across Canada.

33.
Horizons - The Global Workforce Payment Platform
https://joinhorizon
.com/

Flexible Employment Solutions. Hire, Onboard, and Pay your Remote Teams with Horizons. Save Time, Costs & Maintain Legal Compliance. Hire Globally. Today.

34.
Payroll Services Made Easy | ADP
https://www.ad
.com/what-we-offer/payroll.aspx/

Fast, easy and affordable payroll services that automate tax filings and integrate with HR and benefits. See why more than 1,000,000 businesses choose ADP.

36.
Employee Health Insurance and Benefits Platform | Nova Benefits
http://novabenefit
.com/

We help companies find affordable health insurance and wellness benefits that their employees can trust.

37.
The Modern Retirement and Savings Platform | Vestwell
https://vestwel
.com/

Vestwell is a digital savings platform redefining the way workplace plans are powered today for the benefit of advisors, employers, and employees alike.

38.
SurePayroll By Paychex | Online Payroll & HR Services
https://www.surepayrol
.com/

SurePayroll By Paychex is a small business payroll company providing easy online payroll services and hr solutions. Learn about our services for small businesses.

39.
Nayya: The New Era in Employee Benefits
http://nayy
.com/

Interacting with benefits is confusing. Transform open enrollment. Personalize decisions. Welcome to the benefit experience your employees deserve.

40.
ThrivePass
https://thrivepas
.com/

ThrivePass empowers employees to thrive, using technology to foster employee well-being from on-boarding to off-boarding—all from a single log in.

41.
Employee Wellness Programs and Health Content | Wellable
https://www.wellabl
.co/home/

Wellable's wellness platform helps organizations build engaging employee wellness programs, elevate employee experience, and transform cultures

42.
Zeal | The Modern Payroll Platform
https://www.zea
.com/

Zeal is the modern payroll platform that helps you put payroll on autopilot, handle dynamic work, and build a better worker experience. Companies choose Zeal to deliver payroll that's automated, flexible, and native.

43.
Home | Rellevate
https://rellevat
.com/

Financial services company dedicated to empowering consumers to access, move and use their money anytime, anywhere.

44.
Modern HCM Software for People-Centric Business
http://primepa
.com/

PrimePay offers payroll, HR, & benefits solutions for small to mid-sized businesses. Simplify your business operations with our software.

45.
Payroll Services | Online Payroll Software | Square
https://squareu
.com/us/en/payroll/

Square offers comprehensive payroll services, automated tax filings, and more all in one place to help your business thrive in-store and online.

46.
Payroll Services for Small Businesses | QuickBooks
https://quickbooks.intui
.com/payroll/

Streamline payroll and access powerful tools for your small business with QuickBooks Payroll. Start your payroll services today with a free trial today.

47.
Modern 401(k) Plans + Crypto for Startups & Small Business | ForUsAll
https://www.forusal
.com/

Built for startups and small businesses, ForUsAll is a modern 401(k) provider that provides access to crypto, financial wellness, low fees and more.

48.
HR and workforce management solutions | UKG
https://www.uk
.com/

Our purpose is people™ and we provide HR, payroll, and workforce management solutions that inspire your people and elevate the work experience.

49.
Employee Wellness Programs | Wellness Platform | Wellness 360
https://www.wellness36
.co/

Wellness360 is an highly customizable employee wellness platform that promotes employee wellbeing and create a positive workplace culture.Our wellness platform support a holistic approach to build a healthy workplace.

50.
Payroll, HR and Tax Services | ADP Official Site
https://www.ad
.com/

ADP offers industry-leading online payroll and HR solutions, plus tax, compliance, benefit administration and more.

51.
Ben | The Best Flexible Employee Benefits Platform
https://www.thanksbe
.com/

Meet Ben, the flexible employee benefits platform that makes it easy to design, implement, and manage your employee benefits scheme. Book a demo today.

52.
Employee Benefits Administration Solutions | Employee Benefits Solutions
https://www.goempyrea
.com/

Empyrean's benefits administration outsourcing solutions combine the industry's most modern HR benefits technology with world-class service and support.

53.
Workforce Management Solution to Hire and Pay Staff Globally – Atlas HXM
https://www.atlashx
.com/

Hire and Pay Top Talent on a Flexible Workforce Management Solution that helps you navigate the new world of work.

54.
Benefits Enrollment & Administration for Employers | bswift
https://www.bswif
.com/

bswift provides benefits administration solutions to help companies and their employees get the most out of their health and welfare benefits

55.
Home - Execupay Payroll and HR Services
https://www.execupa
.com/

Execupay is the leader in providing full service Payroll and HR Services for over 40 years. Build, pay, manage and retain your team, with our low prices.

56.
Employee Benefits Management | Jellyvision
https://www.jellyvisio
.com/

ALEX by Jellyvision helps make sense of employee benefits management. The result? Happier, healthier employees that make the most of your benefits investment.

58.
Flexible Employee Benefits and HSA for Brokers and Businesses | Lively
https://livelym
.com/

Best Health Savings Account and flexible benefits provider for individuals, brokers, and employers.

59.
Castlight Health – Health Navigation PlatformCastlight Health - Health Navigation Platform
https://www.castlighthealt
.com/

It's about time we simplify the complexities of healthcare Cut through the noise and guide your members to better health and wellbeing with a proven,

60.
Aspen HR: Comprehensive HR Solutions, Payroll, Benefits
https://aspenh
.com/

Aspen HR delivers a complete HR solution enabling startups to growing companies the ability to focus on core services, compete, attract and retain talent.

61.
Online Payroll Services | HR Payroll Software | Paycom
https://www.payco
.com/

Paycom offers online payroll services and HR software solutions for both big and small businesses to manage the entire employment life cycle, from recruitment to retirement.

62.
Wellhub | Daily Wellbeing Options for Every Employee
https://wellhu
.com/

Wellhub makes every company a wellness company, offering the best all-in-one platform to support fitness, mindfulness, therapy, nutrition, and sleep.

63.
Credit Key - Superior B2B credit at point of purchase
https://www.creditke
.com/

Hundreds of leading merchants leverage Credit Key to offer their business customers greater access to capital with fast, flexible payment options including Net Terms and Pay Over Time.

64.
Hrmony: Benefits, die sich wirklich auszahlen
https://www.hrmon
.de/

Motivieren Sie Ihr Team & punkten Sie bei Bewerbenden mit Mitarbeitervorteilen, von denen alle profitieren – einfach & sicher mit der Hrmony Benefit-Plattform.

65.
Paycor | Payroll Perfected
https://go.payco
.com/hcm-payroll-services/

Paycor delivers a unified, Human Capital Management platform, with payroll at its core, that streamlines and optimizes nearly every aspect of your organization.

66.
Employee Engagement Platform | Workforce Engagement Software/Tool
https://www.advantageclu
.ai/

Enhance staff engagement with our cutting-edge platforms and tools. Boost team productivity and morale effortlessly. Explore now!

67.
Benefitfocus | A Single Solution for Benefits Management
https://www.benefitfocu
.com/

Benefitfocus (NASDAQ: BNFT) unifies the entire benefits industry through innovative technology solutions that bring efficiency, cost savings and simplicity to employee benefits administration.

68.
EAT Club
https://www.eatclu
.com/

EAT Club takes the guesswork out of lunchtime at work. As the leader in individual meal delivery to offices, EAT Club brings teams together by giving employees more time in their day to connect with one another. Infinitely scalable, endlessly delicious. Join the club today!

69.
The mental health platform for companies - nilo.health
http://nilohealt
.com/

Workplace mental health care that employees love. High-quality, personalized, on-demand mental health support for your entire workforce

70.
Ease.com - Ease Benefits Administration for the Modern Broker | Ease
https://www.eas
.com/

Ease is a purpose-built benefits administration system making the enrollment experience easy from start to finish. Because benefits matter.

71.
LearnLux Financial Wellbeing
https://learnlu
.com/

Trusted financial wellbeing for your entire workforce. LearnLux is creating a world where having a financial plan is never out of reach.

72.
RUN Powered by ADP® Payroll Software | ADP
https://www.ad
.com/what-we-offer/products/run-powered-by-adp.aspx/

RUN Powered by ADP® is a small business payroll software solution that handles the nitty-gritty, so you can focus on running your business.

73.
HR Solutions, Payroll, and HR Outsourcing | TriNet
https://www.trine
.com/

TriNet provides businesses with HR solutions including payroll, benefits, risk management and compliance — all in one place. Incredible starts here.

74.
Global Payroll - Secure, compliant, accurate and touchless- Immedis
http://immedi
.com/

The world's leading cloud-based, global payroll platform, supported with AI and RPA, underpinned with deep compliance and tax expertise.

76.
Highway Benefits | Employer Student Loan Repayments & Educational Assistance
https://www.highwaybenefit
.com/

Quickly and easily offer your employees tax-free employer student loan repayment and tuition reimbursement benefits with Highway. Get started today.

77.
Wingspan - Automate the business of flexible work.
https://www.wingspa
.app/

Wingspan is the first payroll platform purpose-built for contingent work. Bill clients, onboard and pay workers, and stay compliant -- all in one place.

78.
Square Business Banking | Checking, Savings, & Loans
https://squareu
.com/us/en/banking/

Square now offers business banking for small businesses. ✓Manage Cash Flow ✓Checking & Savings Accounts ✓Small Business Loans

79.
TeamSeer | The Access Group
https://www.theaccessgrou
.com/en-gb/products/teamseer/

Over 100,000 people use Access TeamSeer to improve absence management and to free up time to focus on their employees.

80.
Vantage Fit- A Global Employee Wellness Platform for Corporates
https://www.vantagefi
.io/

Motivate corporate employees with easy-to-use wellness challenges, health insights and rewards. Foster a healthy, productive workplace with seamless integrations.

81.
401(K) Solved! Convient to start, simple to use, wildly affordable.
https://www.saveda
.com/

Making the 401(k) simpler and more affordable, so more people can have one. Give employees the retirement they deserve, at no cost to you.

82.
Increase Productivity. Improve Retention. Drive Engagement.
https://www.workja
.com/

The most complete and modular suite of productivity tools for frontline employees. Trusted by global brands and loved by their employees.

83.
Your flexible & secure Bank Integration Solution | AccessPay
https://accesspa
.com/

AccessPay is the UK’s leading payment automation & data transformation platform for the Office of the CFO and Treasury teams.

84.
Guideline | Affordable 401(k) Plans and IRAs for any Company
https://www.guidelin
.com/

Guideline's full-service 401(k) plans make it easier and more affordable for growing businesses to offer their employees the retirement benefits they deserve.

85.
Online HR, Payroll, & Benefits Services Provider | Inova Payroll
https://inovapayrol
.com/

Inova provides businesses with online payroll, HR services, benefits, and people management solutions. Experience the best payroll and HR services platform all in one. See Inova in Action!

86.
Avionté Staffing Platform
https://www.aviont
.com/

Avionté is the only true end-to-end staffing solution in one platform. We make it easier than ever to connect recruiters to candidates.

87.
HealthJoy – Where Benefits Come to Life
https://healthjo
.com/

HealthJoy simplifies the healthcare experience through a platform that connects employees to the care they need to make staying healthy easy.

88.
Employee Engagement Platform to Empower Your Workforce
https://www.empul
.io/

Employee engagement platform to improve workplace satisfaction and productivity. Foster collaboration, recognition, and communication to empower your team.

89.
Welcome to the Everyone Benefits Platform | pirkx
https://www.pirkx.co
.au/

Launch your workforce wellbeing programme in seconds that is perfect for business owners, the self-employed, contractors and gig workers. Reward, retain and engage your staff.

90.
Staffing, Recruitment & Job Search | Robert Half
https://www.roberthal
.com/us/en/

Robert Half connects employers & job seekers to staff positions in finance, law, technology & more. Contact a recruiter today to get started.

91.
Employer of Record (EoR) Services | Global Expansion
https://www.globalexpansio
.com/

Quickly and compliantly hire, pay and manage a global workforce with Global Expansion. Our award-winning platform

92.
Payroll Management System | SAP SuccessFactors Employee Central Payroll
https://www.sa
.com/products/hcm/employee-central-payroll.html/

Simplify payroll management for your business by automating payroll processing and reducing risk with SAP SuccessFactors Employee Central Payroll software.

93.
Locally-supported Payroll, HR, Workers Compensation and Health Benefits | BBSI
https://www.bbs
.com/

Payroll, workers’ compensation, HR, risk, and business consulting services designed to help you and your business prosper.

94.
ConnectSmart Kitchen | QSR Automations | The Global Leader in Restaurant Technology
https://qsrautomation
.com/connectsmart-kitchen/

A back-of-house solution to improve kitchen workflow and communication. Keep pace during peak hours, with lower ticket times and faster table turns, providing an overall stress-free kitchen.

95.
Home - X0PA AI
https://x0p
.com/

Looking to improve hiring efficiency? X0PA AI uses patented algorithms to find the best candidates bias-free, while reducing cost and time.

96.
Rippling: #1 Workforce Management System | HR, IT, Finance
https://www.ripplin
.com/

Rippling eliminates the friction from running a business, combining HR, IT, and Finance apps on a unified data platform.

97.
Justworks: PEO & Payroll Solutions for Small Businesses - Justworks
https://www.justwork
.com/

Justworks offers solutions for your domestic and global team to help you run payroll, access benefits, and stay compliant with HR software and human support.

98.
Sunbit | Pay-over-time technology for everyday needs
https://sunbi
.com/

View the stories of customers and merchants Sunbit has helped with its pay-over-time technology for everyday needs.

99.
Total HR and Payroll Management Solution Company
https://www.coastalpayrol
.com/

Coastal Payroll offers efficient HR and payroll solutions and workforce management services for businesses of all sizes. Explore our services now!