FlexEarn Alternatives (September 2025)

Earned Wage Access allows your employees to access a portion of their salary in advance. Give your people an employee benefit that builds financial wellbeing and resilience. A perk that is a free company benefit scheme to roll out with no changes to payroll.

4.3/5

3+ reviews

Reviewed on:

G2
1.
ZayZoon | Earned Wage Access | Financial Wellness Platform for SMBs
https://zayzoo
.com/

Win the war for talent with ZayZoon, a platform that measurably improves employee financial wellbeing. Free for businesses. Activation in under 30 minutes.

2.
Tapcheck®: Earned Wage Access | Same Day Pay Made Simple
https://tapchec
.com/

Tapcheck is the first instant pay app designed with both employees and employers in mind. With a no-code integration that fits into existing payroll systems, employers can provide earned wage access without losing control of payroll.

3.
On Demand Pay Provider - DailyPay
https://www.dailypa
.com/

An on-demand pay platform that delivers early access to earned wages and works with all HR/HCM/payroll systems.

4.
Bringing Financial Wellness and Freedom to All - Payactiv
https://www.payacti
.com/

Access earned wages on-demand and achieve financial wellness and freedom with Payactiv's program. Join millions and sign up today!

5.
Giving the Workforce Access to Pay | Immediate
https://joinimmediat
.com/

Immediate is a financial wellness company delivering responsible on-demand pay to the American workforce at no cost to the employer. Learn more and get started today!

6.
Flexible compensation for modern companies | Coverflex
https://coverfle
.com/

The easiest way to award, manage and enjoy flexible benefits and insurance. We give you the tools to reduce your costs and maximise your people’s earnings.

7.
EarnIn | You worked today. Get paid today.
https://www.earni
.com/

EarnIn is an app that gives you access to the pay you've earned - when you want it. Get paid for the hours you've worked without waiting for payday.

8.
Wisely - The Future of Pay | ADP
https://www.ad
.com/what-we-offer/products/wisely-by-adp.aspx/

Turn the way you pay into a competitive advantage. Save time and money. Deliver flexibility and convenience.

10.
Ben | The Best Flexible Employee Benefits Platform
https://www.thanksbe
.com/

Meet Ben, the flexible employee benefits platform that makes it easy to design, implement, and manage your employee benefits scheme. Book a demo today.

11.
Gig Wage - Fast Flexible Payments for your Contractors
https://gigwag
.com/

We put contractors first so that you can focus on your business. That means fast, flexible payments for them. And streamlined, scalable operations for you.

12.
Gusto: Online Payroll & HR Solutions | #1 in Satisfaction Score
https://gust
.com/

Gusto’s people platform helps growing businesses onboard, pay, insure, and support their hardworking teams with payroll, benefits, and more. Try our free demo today.

13.
Zeal | The Modern Payroll Platform
https://www.zea
.com/

Zeal is the modern payroll platform that helps you put payroll on autopilot, handle dynamic work, and build a better worker experience. Companies choose Zeal to deliver payroll that's automated, flexible, and native.

14.
Paychex: Payroll & HR Solutions
https://www.payche
.com/

Paychex has HR and Payroll solutions to fit the needs of any size business. Let Paychex help you take your business where it needs to go.

15.
Global Employee Benefits and Rewards Platform | Perkbox
https://www.perkbo
.com/

Harmonise your employee benefits and rewards globally. Provide benefits, support wellbeing and create a culture of recognition to boost employee engagement.

16.
HR, Talent Management & Payroll Software with UKG Ready
https://www.uk
.com/solutions/hr-software/

Leverage the power of HR, talent, payroll, and time in a single solution that increases efficiency and simplifies compliance.

17.
OnPay | Full-Service Online Payroll, HR and More
https://onpa
.com/

Simplify your payroll, taxes, HR and benefits. OnPay’s top-rated online payroll services bring it all together.

18.
Employee Discount Programs | Employee Perks | Unique Employee Benefits
https://www.accessperk
.com/

Looking for America's best employee discount programs? Learn why Access Perks is rated #1 by employers nationwide. Exclusive discounts. LOCAL providers.

19.
Employee Benefits Administration Solutions | Employee Benefits Solutions
https://www.goempyrea
.com/

Empyrean's benefits administration outsourcing solutions combine the industry's most modern HR benefits technology with world-class service and support.

20.
JOON | Wellness & Lifestyle Benefits
https://joo
.io/

JOON is the Lifestyle Spending Account that workforces across the world actually use and appreciate.

21.
Online HR, Payroll, & Benefits Services Provider | Inova Payroll
https://inovapayrol
.com/

Inova provides businesses with online payroll, HR services, benefits, and people management solutions. Experience the best payroll and HR services platform all in one. See Inova in Action!

22.
Employee Scheduling Software & App. Try It Free! | WhenToWork
https://www.whentowor
.com/

Employee Scheduling the fast, easy & affordable way - unique advanced employee scheduling system keeps your employees happy and saves you time and money. Try it free.

23.
Complete HR & Payroll Software | Keka
https://www.kek
.com/

Keka is the complete HR and Payroll Software, offering a best HRMS for businesses of all sizes and industries. Sign up for 7-day free trial!

24.
BambooHR: The Complete HR Software for People, Payroll & Benefits
https://www.bambooh
.com/

BambooHR makes it easy to simplify HR, with award-winning solutions for everything from hire to retire. Learn more with a free demo today.

25.
Best HR software for SMB's | Try HRnest solution | 30 days for free
https://hrnes
.io/

Best HR software for your business | Leave management, time, and attendance solution for companies of all sizes | Available on every device.

26.
Hrmony: Benefits, die sich wirklich auszahlen
https://www.hrmon
.de/

Motivieren Sie Ihr Team & punkten Sie bei Bewerbenden mit Mitarbeitervorteilen, von denen alle profitieren – einfach & sicher mit der Hrmony Benefit-Plattform.

27.
Online Payroll Services | HR Payroll Software | Paycom
https://www.payco
.com/

Paycom offers online payroll services and HR software solutions for both big and small businesses to manage the entire employment life cycle, from recruitment to retirement.

28.
Sage People | Elevate your talent management with Sage HR software | Sage US
https://www.sag
.com/en-us/sage-business-cloud/people/

Sage People helps you manage your global workforce and respond to changing priorities with a cloud HR system designed for multinational organisations.

29.
Payroll Services Made Easy | ADP
https://www.ad
.com/what-we-offer/payroll.aspx/

Fast, easy and affordable payroll services that automate tax filings and integrate with HR and benefits. See why more than 1,000,000 businesses choose ADP.

30.
Payroll Services | Online Payroll Software | Square
https://squareu
.com/us/en/payroll/

Square offers comprehensive payroll services, automated tax filings, and more all in one place to help your business thrive in-store and online.

31.
Voluntary Benefits Technology | Double Employee Tenure | Corestream
https://www.corestrea
.com/

Corestream makes it easy for companies to connect their employees with voluntary benefits through a customizable and user-friendly platform.

33.
Paperless Payroll | Netspend Paycard Program
https://www.netspen
.com/business/paycard/

Go paper-free with Netspend's practically paperless payroll solutions. Offer your employees the benefits of direct deposit with our prepaid paycards.

34.
HR & Payroll Solutions For Retail, Restaurants & Hospitality — Fourth
https://www.fourt
.com/solution/human-capital-management/hr-payroll/

Grow your business, not your administrative burden. Fourth gives you flexible, scalable HR and payroll solutions designed for you and your employees.

35.
The Best Platform to Find and Manage Hourly Workers | Nowsta
https://www.nowst
.com/

Source, hire, manage, and analyze multiple sources of the flex workforce in one platform— from W-2s and 1099s to gig or hourly workers.

36.
Online HR & Payroll Built for Employees | Paylocity
https://www.paylocit
.com/

Paylocity is the HR & Payroll provider that frees you from the tasks of today, so together, we can spend more time focused on the promise of tomorrow.

37.
Horizons - The Global Workforce Payment Platform
https://joinhorizon
.com/

Flexible Employment Solutions. Hire, Onboard, and Pay your Remote Teams with Horizons. Save Time, Costs & Maintain Legal Compliance. Hire Globally. Today.

38.
Streamlined Employee Benefits Administration Software | PeopleKeep
https://www.peoplekee
.com/

PeopleKeep's benefits administration software allows employers to offer health reimbursement arrangements (HRAs) and employee stipends.

39.
Employer of Record (EoR) Services | Global Expansion
https://www.globalexpansio
.com/

Quickly and compliantly hire, pay and manage a global workforce with Global Expansion. Our award-winning platform

40.
Wingspan - Automate the business of flexible work.
https://www.wingspa
.app/

Wingspan is the first payroll platform purpose-built for contingent work. Bill clients, onboard and pay workers, and stay compliant -- all in one place.

41.
Dayforce - Global HCM Software | Dayforce
https://www.dayforc
.com/

Dayforce is the global people platform that delivers simplicity at scale, with payroll, HR, benefits, talent, and workforce management all in one place. Learn more.

42.
Home - Employee Navigator
https://www.employeenavigato
.com/

Employee Navigator builds benefit administration and HR software for health insurance brokers to manage benefits, onboarding, ACA and more.

43.
Payroll Management System | SAP SuccessFactors Employee Central Payroll
https://www.sa
.com/products/hcm/employee-central-payroll.html/

Simplify payroll management for your business by automating payroll processing and reducing risk with SAP SuccessFactors Employee Central Payroll software.

44.
Your Money Line — Financial Wellness
https://www.yourmoneylin
.com/

Elevating employee well-being by providing a holistic financial wellness benefit that fosters stability and confidence for all.

45.
Payworks - Payroll, HR, Employee Self Service, Time & Absence and More
https://www.paywork
.ca/

Payworks is a leading expert in the field of total workforce management solutions, providing cloud-based Payroll, Human Resources, Employee Time and Absence Management to businesses across Canada.

46.
The Modern Retirement and Savings Platform | Vestwell
https://vestwel
.com/

Vestwell is a digital savings platform redefining the way workplace plans are powered today for the benefit of advisors, employers, and employees alike.

47.
Workfeed | Employee Scheduling Software
https://workfee
.io/

Workfeed helps you save up to 90% of the time you spend on employee scheduling, time tracking and payroll.

48.
PlanSource | Employee Benefits Administration Software
https://www.plansourc
.com/

See how the PlanSource benefits management platform can help you save time, reduce benefit costs & maximize employee engagement w/ end-to-end benefits solutions

49.
Home – Self-Serve Employee Portals & Digital Solutions - InStaff
https://instaf
.org/

The simple secure way to go paperless. Digitalize everything from timesheets to paystubs with InStaff's employee portal. Get Started Proudly serving over 200,000+ users across every industry Explore InStaff's Solution Modules Manage your employee's timesheets, documents, communications & more through InStaff's secured employee portal. Paystubs and Taxforms Send & host paystubs and tax forms from

50.
HR Software & All-In-One HR Technology | Namely
https://www.namel
.com/

Unlock your business’ potential with our all-in-one HR software. Simplify payroll, compliance, benefits, and analytics with our complete HR platform.

51.
Employee Onboarding Software | New Hire Onboarding Software
https://www.emptrus
.com/

Looking for the best employee onboarding software? We offer easy-to-use onboarding software for hourly and salaried workers. Get a FREE trial now!

52.
Rippling: #1 Workforce Management System | HR, IT, Finance
https://www.ripplin
.com/

Rippling eliminates the friction from running a business, combining HR, IT, and Finance apps on a unified data platform.

53.
Proliant - Payroll Software for the People First Economy
https://www.prolian
.com/

Proliant provides clients with powerful People Tools to simplify their Payroll and HR and delight their employees. Learn how to prepare for the #PeopleFirst Economy.

54.
Questis Financial Wellness
https://www.questi
.co/

Questis Financial Wellness goes beyond other financial wellness benefits and offers a unique blend of coaching and technology.

55.
HR and workforce management solutions | UKG
https://www.uk
.com/

Our purpose is people™ and we provide HR, payroll, and workforce management solutions that inspire your people and elevate the work experience.

56.
All-in-One Software for HR & Payroll | Resourceinn™
https://resourcein
.com/

Cloud-based HRMS software - Resourceinn HRMS is an all-in-one HR software empowering businesses across the world. Book a free Demo

57.
Payroll Services for Small Businesses | QuickBooks
https://quickbooks.intui
.com/payroll/

Streamline payroll and access powerful tools for your small business with QuickBooks Payroll. Start your payroll services today with a free trial today.

58.
Wagepoint - Payroll Software in Canada
http://wagepoin
.com/

Payroll software for small businesses in Canada helps you pay your employees and independent contractors easily. CRA compliant.

59.
Payce - Transform Your Payroll Experience
https://www.ramc
.com/products/payce/

Discover Payce, the top payroll software transforming your payroll experience. Simplify and enhance your payroll process with our cutting-edge solutions.

60.
When I Work | Employee Scheduling & Time Tracking Software
https://www.wheniwor
.com/

When I Work is easy-to-use employee scheduling, time tracking, and payroll software. Simplify the shift and start your free 14-day trial today!

61.
Online rota software & staff management · RotaCloud
https://rotaclou
.com/

Easy to use online rota software. Plan rotas, manage leave requests, monitor time & attendance — with free apps for your staff. Try it free today!

62.
TimeWellScheduled | Employee Time Clock Software
https://www.timewellschedule
.com/

Time clock software for retail businesses of all sizes. Easily track employee hours with our time clock software and create staff schedules that work for you.

63.
Vantage HCM®: Large Business HCM Software | ADP
https://www.ad
.com/what-we-offer/products/vantage.aspx/

ADP's all-in-one human capital management (HCM) software offers expert guidance for talent, payroll, time, benefits, and more for large businesses.

64.
Flexible Crypto & Fiat Payouts
https://www.reques
.finance/

The all-in-one platform that empowers CFOs and freelancers to flexibly manage any payable and receivable in crypto and fiat.

65.
Modern employee financial wellness benefits that work - Savology
https://savolog
.com/employers/

Savology provides personalized financial planning and modern financial wellness benefits to help employees improve financial wellness.

66.
RUN Powered by ADP® Payroll Software | ADP
https://www.ad
.com/what-we-offer/products/run-powered-by-adp.aspx/

RUN Powered by ADP® is a small business payroll software solution that handles the nitty-gritty, so you can focus on running your business.

67.
Highway Benefits | Employer Student Loan Repayments & Educational Assistance
https://www.highwaybenefit
.com/

Quickly and easily offer your employees tax-free employer student loan repayment and tuition reimbursement benefits with Highway. Get started today.

68.
Auction Flex | Auction Management Software | Start Free Today
http://www.auctionfle
.com/

Auction Flex combines powerful live auction management software with an online platform that reaches millions of bidders. Start a free trial today!

69.
Betterment at Work | Financial Wellness Benefits | 401(k) Plans
https://www.bettermen
.com/work/

From a better 401(k) to student loan management, financial wellness benefits are the new way to attract world-class talent. Invest in your employees today.

70.
AccessOwl
http://www.accessow
.io/

AccessOwl is an Access Governance ans SaaS management tool. Allowing customers to automate user account provisioning, access requests, approvals and reviews as well as Shadow IT detection.

71.
Time Tracking Software for Field Service and Construction | ClockShark
https://www.clockshar
.com/

ClockShark is the easiest way to track employees. Save money by eliminating paper timesheets, expensive software, and complicated procedures. Try it free today.

72.
Sage 300 Business Management Software | Sage US
https://www.sag
.com/en-us/products/sage-300/

Sage 300 can help you prepare your business for growth and manage your finances, operations, and inventory. Simplify your financials and get paid faster.

73.
#1 Employee Fringe Benefits & Lifestyle Benefits Platform | Fringe
https://www.fring
.us/

With 120+ vendors, Fringe offers an employee lifestyle benefits experience that builds loyalty, productivity, and well-being. Learn more to get started!

74.
Accounting Software and Payroll Software for Small Businesses
https://www.patriotsoftwar
.com/

Affordable and easy-to-use online accounting and payroll software for businesses with up to 500 employees. Try Patriot Software for free!

75.
Your flexible & secure Bank Integration Solution | AccessPay
https://accesspa
.com/

AccessPay is the UK’s leading payment automation & data transformation platform for the Office of the CFO and Treasury teams.

76.
Modern HCM Software for People-Centric Business
http://primepa
.com/

PrimePay offers payroll, HR, & benefits solutions for small to mid-sized businesses. Simplify your business operations with our software.

77.
Recruitment Process Outsourcing (RPO) | ADP
https://www.ad
.com/what-we-offer/talent/recruitment-process-outsourcing.aspx/

Compete for top talent with ADP’s Recruitment Process Outsourcing and gain expertise in strategy, insights, technology, training and process.

78.
Workforce Management Solution to Hire and Pay Staff Globally – Atlas HXM
https://www.atlashx
.com/

Hire and Pay Top Talent on a Flexible Workforce Management Solution that helps you navigate the new world of work.

79.
Online Survey Software and Questionnaire Tool - SmartSurvey
https://www.smartsurvey.c
.uk/

Create and distribute surveys with our user-friendly yet advanced online survey tool, then analyse results graphically. UK-based team.

80.
ThrivePass
https://thrivepas
.com/

ThrivePass empowers employees to thrive, using technology to foster employee well-being from on-boarding to off-boarding—all from a single log in.

81.
Home | Rellevate
https://rellevat
.com/

Financial services company dedicated to empowering consumers to access, move and use their money anytime, anywhere.

82.
All-In-One HR, Payroll & Benefits Platform | Employment Hero
https://www.employmenther
.com/

Employment Hero is Australia's top cloud-based HR, payroll and benefits platform for employers & employees. FREE trial for...

83.
Save time on HR admin and build a highly-engaged team
https://charlieh
.com/

With Charlie, you can automate your HR tasks and build a high-performing team that drives your business forward.

84.
OfficeRnD - Flex Space and Hybrid Work Software
https://www.officern
.com/

OfficeRnD products help you manage coworking, flex spaces, and hybrid workplaces and provide outstanding workplace experience to people.

85.
Flex Catering Software | CRM & Online Ordering
https://www.flexcateringh
.com/

Next-generation catering software with online ordering. Complete solution for events, restaurants, and drop-off.

87.
Justworks: PEO & Payroll Solutions for Small Businesses - Justworks
https://www.justwork
.com/

Justworks offers solutions for your domestic and global team to help you run payroll, access benefits, and stay compliant with HR software and human support.

88.
Online Employee Time Tracking - Access Anywhere! | Clockin Portal
https://www.clockinporta
.com/

Our employee time tracking software is an easy to use, cost effective, and secure online time clock - the Clock In Clock Out app that employees love!

89.
Stand-Out Employee Experiences With Workleap Officevibe
https://worklea
.com/officevibe/

Workleap Officevibe — the simplest employee experience solution for driving employee engagement, retention, and performance. Try it for free today.

90.
NoahFace | Facial Recognition Time Clock for iPad
https://www.noahfac
.com/

Transform a standard iPad into a powerful facial recognition time clock through NoahFace, the leader in time & attendance using accurate facial clocking.

91.
TeamSeer | The Access Group
https://www.theaccessgrou
.com/en-gb/products/teamseer/

Over 100,000 people use Access TeamSeer to improve absence management and to free up time to focus on their employees.

92.
Creating a More Human Workplace | Workhuman
https://www.workhuma
.com/

Workhuman® has been pioneering the human workplace for over 20 years. Discover how we help businesses reduce employee turnover and increase satisfaction.

93.
Open Decision Intelligence Platform - FlexRule
https://www.flexrul
.com/

The leading Open Decision Intelligence Platform that unifies Business Rules, Data, Machine Learning & Orchestration.

96.
Home - BIO-key
https://www.bio-ke
.com/

The State of Passkey Authentication Live Webinar: Wednesday, June 19 at 2pm ET / 11am PT Register for the webinar PortalGuard IDaaS: Flexible, powerful identity security for employees & customers. Free Trial Contact Us Identity-Bound Biometrics are a great investment. Invest in BIO-key Give us a hand. Try a different way to authenticate with MobileAuth™. Learn

97.
LearnLux Financial Wellbeing
https://learnlu
.com/

Trusted financial wellbeing for your entire workforce. LearnLux is creating a world where having a financial plan is never out of reach.

98.
PerkSpot® Official Site - Exclusive Employee Discount Program
https://www.perkspo
.com/

PerkSpot is the trusted employee discount platform that provides personalized savings on the things that matter most. Our approach is simple, inspiring others to love where they work by offering the steepest, most intentional discounts on over 10,000 reputable brands. With Premium Perks, provide exclusive access to offers verified to be the best available discounts on the market by your PerkSpot team.

99.
Employer Of Record (EOR) | Easily Outsource Payroll, Tax & Compliance
https://www.foxhir
.com/

Our Employer of Record (EOR) platform lets you easily hire contractors or employees, anywhere. Perfect for recruiting firms & employers.