Finicity Alternatives (September 2025)

Plaid helps all companies build fintech solutions by making it easy, safe and reliable for people to connect their financial data to apps and services.

Synctera is the banking and payments platform powering financial innovation. Synctera enables companies of all sizes to build, launch, and scale embedded banking and FinTech products

Flinks allows you to connect users' bank accounts, turn data into actionable insights, and deliver a winning open banking program.

MX Technologies helps financial institutions, fintechs, and their consumers to connect financial accounts, surface insights, and build better money experiences.

Cutting-Edge Open Finance Platform from Data to Payment. Over 260 leading financial services institutions trust us.

Q2 creates simple, smart, end-to-end banking and lending experiences that make you an indispensable partner on your customers’ financial journeys

Future-proof your digital banking presence with digital banking solutions featuring best-in-class user experience and powered by data insights.

Transform your financial institution with the innovative nCino platform—built by bankers for bankers.

Supercharge your bank with Finzly’s BankOS, a complete platform for all U.S. domestic rails, embedded banking, international banking, and accounts for seamless transformation and enhanced digital experiences.

We power faster and safer online payments with our open banking payments network. Onboard users, accept payments & make payouts in seconds. Learn more today.

Unit is the embedded finance platform that helps you accelerate growth and unlock new revenue streams by making it easy to build banking and lending into your product.

Explore MeridianLink's industry-leading suite of digital lending solutions for banks, credit unions, fintechs, and more.

One-stop-shop for APIs and embeddable Front-end-modules connected to a smart marketplace for BaaS- and Fintech-Services

FIS is fintech for bold ideas. FIS is behind the financial technology that transforms how we live, work and play.

Lithic's card issuing platform, flexible API, and skilled team provide issuer processing services for customized debit, credit, and prepaid card programs.

The Most Advanced Platform for Embedding Financial Products Accelerate Financial Product Innovation with Productfy

A connected banking platform simplifies business payments and cash flow management. Connect all your bank accounts to pay vendors, track receivables and payables, and reconcile payments online

Component-based, cloud-agnostic, API-first platforms for financial institutions. From legacy to open banking, become digital-first. 1,500 clients globally.

We are the pioneers of Engagement Banking. Our industry-leading platform helps banks and other financial institutions get closer to their customers like…

FintechOS extends your core, letting you innovate banking and insurance products, digital journeys, and back-office workflows without the cost or risk.

CloudBankin's loan origination & management systems for NBFCs, Fintechs, & Banks enables lenders to offer quick, convenient, and secure loans to customers.

Treezor, the European Banking-as-a-Service leader, will support you throughout your payment project, every step of the way with its One-stop shop solution.

Use Swan's APIs and ready-made white-label interfaces to embed banking features like accounts, cards, and payments into your workflows and UX.

Dial up growth, and dial in the experience. Earn primacy by making banking easier, faster, and better.

Building the future of finance. LoanPro is a modern loan management platform that specializes in the servicing of loans but acts as your core for every step in the loan lifecycle.

Strengthen your market position with Solifi’s open finance platform, which scales to meet your business needs as you grow.

Account to account payment infrastructure for the payments industry

Codat's business data APIs connect banks and fintechs to all of the financial systems their customers use.

Bloom Credit is the credit data solution that helps you go to market fast with industry-leading credit products. Tap into the power of a single API.

Own the primary customer relationship and grow business value with the only all-in-one platform for payments, cash management, treasury management, and a B2B payments network.

Finacle for digital-only banks is a comprehensive front to back digital banking solution suite built on advanced architecture to achieve path-breaking digital transformation.

FinScan offers comprehensive KYC & AML solutions from one user-friendly interface, with improved data quality for more accurate screening results.

Seamless & secure white-label banking, digital wallet & loyalty solutions. Discover how Youtap’s empowering banks & financial service providers worldwide.

Spreedly is the world's leading Payments Orchestration Platform that lets you connect to payment services in over 100 countries with a single API connection.

Modulr unlocks incremental revenue, operational efficiencies and way smoother customer experiences

Go further with core banking software designed to enable financial institutions to rapidly launch new products and scale securely with ease.

FIS®' core banking solutions gives the tools to streamline business processes. Easily upgrade your bank’s legacy core to the future of banking.

Address all the needs of API providers with the ‘Management Portal’ and API users with the ‘Developer Portal’. Start opening your APIs to finance ecosystem in seconds and easily implement your API Business Model.

Powered by AI and machine learning, Effectiv is the real-time fraud and risk management platform for financial institutions and fintechs.

Global customer identity verification & fraud prevention for the payments, ecommerce and financial services industries. Trusted by 2,000+ companies worldwide.

The best API-driven loan origination system and loan management system for NBFCs, banks and fintechs.

A platform that helps create seamless customer journeys performs Enhanced Due Diligence Checks and Risk-Based Underwriting.

Power your applications with real-time payment data. Build innovative card-linking applications by connecting Visa, Mastercard and Amex cards to loyalty and marketing services all in one place.

See how credit unions, banks, and mortgage lenders can streamline the digital lending process with MeridianLink Consumer®'s complete loan origination system.

Simplify credit risk decisioning to get new products to market faster, using AI for data-driven, instant decisions.

Embed VGS into your technology stack to manage the complexities of payment tokenization.

With our banking APIs you can integrate your business with our financial services and make it grow. Find the right API and solution for your business here.

Accelerate your digital transformation with BUSINESSNEXT's universe of composable platforms and applications. Over 1 million+ bankers trust us worldwide.

Transform your payments with Dwolla's unified solution. Streamline operations, save costs, and enhance security. Powering industries like insurance, lending, real estate, healthcare, and manufacturing. Schedule a consultation now.

Finacle Online Banking is an advanced, cloud-native internet banking solution that helps banks onboard, sell, service and engage better.

We automate functions like pricing, hedging, trading, and social media for mortgage brokers. Actionable data bolsters operational and competitive strategies.

Pre-built integrations and an expansive partner ecosystem allow you to focus on what’s most important.

Surpass consumer expectations and meet the challenge of modern enterprise payments with our full suite of end-to-end payment solutions.

A secure & powerful way for business lenders to access their customers' financial data - Quickbooks, Stripe, Salesforce & more... in minutes

Centrex is a full suite of white labeled fintech solutions built and designed for brokers, lenders, banks, investors, fintechs, and more.

The all-in-one platform that empowers your whole team to accelerate wider data usage and generate value in your ecosystems.

We help banks launch cutting-edge business credit card programs. Power growth and strengthen customer relationships with our program management solutions.

Simple, smart and compliant technology for digital financial services. Our products deliver better experiences that drive growth for banks and financial services.

End-to-end lending automation platform with the fastest time-to-market and auto-pilot intelligence.

Know Your Customer is an award-winning SaaS ecosystem and APls designed to revolutionise the compliance, corporate onboarding and periodic review process.

End-to-end pricing and profitability management enables banks and mortgage lenders to achieve customer-centric pricing via granular insights and actionable analytics.

Bankingly provides Digital Banking Channels for financial institutions allowing them to improve customer experience, gain new ones and save costs.

NexorONE® - The Online Banking Software Solution - is the worldwide leading provider for Internet Banking Systems – for a broad variety of financial sectors such as Online and Private Banks, Savings and Loans, Credit Unions, Funds, Trusts & Asset Management Companies

ICE Mortgage Technology is a leading cloud-based platform provider for the mortgage finance industry. Our technology solutions enable lenders to originate more loans, reduce origination costs, and shorten the time to close, all while ensuring the highest levels of compliance, quality and efficiency.

Evolve with our commerce platform. Purpose built for the retail edge; run efficiently with centralized application and infrastructure lifecycle management.

A powerful business banking platform built for where you are and where you’re going—with lower fees, effortless money movement, and access to working capital.

BR-DGE offers innovative payment orchestration solutions, empowering merchants, payment providers, and platforms.

Unit21 helps protect businesses against adversaries through a simple API and dashboard for detecting and managing money laundering, fraud, and other sophisticated risks across multiple industries.

MicroBilt Reduce the time needed for loan decisioning. Instant Bank Verification provides transactional data from over 15,000 financial institutions worldwide.

nCino offers a range of mortgage and home lending solutions based on where you are in the world. Discover our solutions today.

Stripe powers online and in-person payment processing and financial solutions for businesses of all sizes. Accept payments, send payouts, and automate financial processes with a suite of APIs and no-code tools.

Covercy is the first real estate investment management software that combines banking with investment management.

Harness the power of APIs with Noda's online payment platform. Streamline transactions and elevate your business operations effortlessly.

Enable the fast and secure delivery of PSD2-compliant APIs with Apigee open banking APIx.

EMoney offers businesses cost-effective credit card processing. Easy credit card processing and complete solutions for every type of business. Get started for free today.

Bank smarter with U.S. Bank and browse personal and consumer banking services including checking and savings accounts, mortgages, home equity loans, and more.

Realist is professional-grade real estate agent software offering public property records and comprehensive property intelligence.

Apply in minutes and open a Rho account today. Get 24/7 customer support and enterprise-grade spend management – accounts payable, corporate cards, and expense management – with no monthly fees.

Biz4x is an integrated platform that provides AML compliance, financial market data, rate boards, wholesale trading and business management features.

Affinity Solutions is the leading consumer purchase data and insight solution, helping financial companies and brands analyze customer behavior for growth.

Vendor management, governance, risk, and compliance solutions built exclusively for Fintech and financial institutions. Book a demo to know more.

From signing to filing, it's never been easier or more affordable to engage customers with API toolkits from the leader in online legal services.

Timely, analyst reviewed commercial lease comps, sale comps, and property details.

Receive an average of $813 in savings and operational improvement per loan. See why lenders across the industry trust our Encompass® Digital Mortgage Software to help them originate more loans, lower costs, reduce time to close, and make smarter decisions.

Cinchy removes data silos, data complexity, integration, liberates data for data collaboration across teams, spreadsheets, SaaS apps, AI, legacy systems.

DataVisor delivers a powerful fraud and risk management platform that enables organizations to respond to fraud attacks in real time.

Square now offers business banking for small businesses. ✓Manage Cash Flow ✓Checking & Savings Accounts ✓Small Business Loans

Industry-leading digital trust and safety powered by real-time AI/ML: fraud prevention, chargeback management, identity verification, and compliance solutions.

Morningstar Direct is a comprehensive investment platform that helps asset and wealth managers build their assets and manage their portfolios.

Mit finway gehen Finanzprozesse klar! Holistisches Ausgabenmanagement, smarte Firmenkarten, Liquiditätsplanung, vorbereitende Buchhaltung uvm.

Payments Orchestration Platform Start Using X-Payments Start using X-Payments for your business and automatically get access to ready-made integrations with various payment providers and systems, fraud screening apps and other integrations and features through a single API. It’s PSD2/SCA ready and PCI DSS Level 1 Certified. Using X-Payments allows you to integrate it once and […]

Finly is an Intelligent and scalable Accounts Payable Automation Software for Enterprises. It is designed and developed for CFOs and the finance team

Ocrolus' advanced Document AI platform is designed to accelerate financial decision-making. Leverage the power of AI to transform unstructured documents into actionable insights, facilitating faster and more precise analysis for enhanced efficiency and accuracy.

CData provides real-time data access across enterprise apps & infrastructure with the industry's most comprehensive connectivity platform. Get started today!

Alessa is a fraud management and AML compliance software solution for banks, casinos and gaming industry, fintechs, lenders and more.

The Glia unified interaction platform transforms how financial institutions connect with their customers using Messaging, Video, Voice, CoBrowsing, and AI.

Stripe Connect is the fastest and easiest way to integrate payments and financial services into your software platform or marketplace.

Seamless and secure online experiences are built with BioCatch behavioral biometrics. We’re more than just fraud prevention. Our solution powers your digital growth.

Our all-in-one push payments platform offers everything you need to disburse payments at scale. No hassle. No percentages. No hidden fees.