Finacle for digital-only banks Alternatives (September 2025)

Finacle for digital-only banks is a comprehensive front to back digital banking solution suite built on advanced architecture to achieve path-breaking digital transformation.

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1.
Finacle Online Banking
https://www.edgeverv
.com/finacle/solutions/finacle-online-banking/

Finacle Online Banking is an advanced, cloud-native internet banking solution that helps banks onboard, sell, service and engage better.

2.
TCS BaNCS Digital: Enhancing End Customer Banking Experience
https://www.tc
.com/what-we-do/products-platforms/tcs-bancs/solution/digital/

TCS BaNCS Digital helps financial institutions to redesign their digital banking strategy to deliver personalized and enhance user experience. Learn more.

3.
TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
https://www.tc
.com/what-we-do/products-platforms/tcs-bancs/

Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.

4.
Award-winning banking solutions for BaaS, Payments, Treasury & FX - Finzly
https://finzl
.com/

Supercharge your bank with Finzly’s BankOS, a complete platform for all U.S. domestic rails, embedded banking, international banking, and accounts for seamless transformation and enhanced digital experiences.

5.
Backbase - The Engagement Banking Platform
https://www.backbas
.com/

We are the pioneers of Engagement Banking. Our industry-leading platform helps banks and other financial institutions get closer to their customers like…

6.
Core Banking | FIS
https://www.fisgloba
.com/banking/core/

FIS®' core banking solutions gives the tools to streamline business processes. Easily upgrade your bank’s legacy core to the future of banking.

7.
Sopra Banking Software | Banking & Financing Platforms
https://www.soprabankin
.com/

Component-based, cloud-agnostic, API-first platforms for financial institutions. From legacy to open banking, become digital-first. 1,500 clients globally.

8.
Digital Banking Solutions | NCR Voyix
https://www.ncrvoyi
.com/banking/digital-banking/

Evolve with our commerce platform. Purpose built for the retail edge; run efficiently with centralized application and infrastructure lifecycle management.

9.
Digital Banking Solutions for Banks and Credit Unions
https://www.alkam
.com/

Future-proof your digital banking presence with digital banking solutions featuring best-in-class user experience and powered by data insights.

10.
Commercial Lending Solution | Commercial Lending Suite| FIS
https://www.fisgloba
.com/products/fis-commercial-lending-suite/

FIS’ commercial lending solution suite is an integrated and modular front-to-back office platform featuring a flexible workflow options and analytics.

11.
Bankingly
https://www.bankingl
.com/

Bankingly provides Digital Banking Channels for financial institutions allowing them to improve customer experience, gain new ones and save costs.

12.
Q2 | Digital Banking Solutions
https://www.q
.com/

Q2 creates simple, smart, end-to-end banking and lending experiences that make you an indispensable partner on your customers’ financial journeys

13.
The Platform for Commercial Digital Banking
https://www.bottomlin
.com/us/digital-banking/

Own the primary customer relationship and grow business value with the only all-in-one platform for payments, cash management, treasury management, and a B2B payments network.

14.
CloudBankin: Your One-Stop Loan Origination and Management Solutions
https://cloudbanki
.com/

CloudBankin's loan origination & management systems for NBFCs, Fintechs, & Banks enables lenders to offer quick, convenient, and secure loans to customers.

15.
Digital Lending for Every Financial Institution - MeridianLink
https://www.meridianlin
.com/

Explore MeridianLink's industry-leading suite of digital lending solutions for banks, credit unions, fintechs, and more.

16.
FintechOS: Meet next generation financial product management
https://fintecho
.com/

FintechOS extends your core, letting you innovate banking and insurance products, digital journeys, and back-office workflows without the cost or risk.

17.
BUSINESSNEXT- Simplify customer experiences|| Digital+ CRM+ Modern Lending
https://www.businessnex
.com/

Accelerate your digital transformation with BUSINESSNEXT's universe of composable platforms and applications. Over 1 million+ bankers trust us worldwide.

18.
Fidelity Information Services - FIS - Fintech Company
https://www.fisgloba
.com/

FIS is fintech for bold ideas. FIS is behind the financial technology that transforms how we live, work and play.

19.
Megasol Technologies - Core Banking Systems without borders
https://www.megaso
.se/

Core banking from Megasol Technologies - Corniche SaaS, On-premises or in the Cloud.Corniche offers POWERFUL API´s, scalability and rapid customizations.Join

20.
Celusion - Easier finance for all
https://www.celusio
.com/

Simple, smart and compliant technology for digital financial services. Our products deliver better experiences that drive growth for banks and financial services.

21.
Finflux | Lending Made Easy
https://www.finflu
.co/

The best API-driven loan origination system and loan management system for NBFCs, banks and fintechs.

22.
Oracle Banking Digital Experience Cloud Service | Oracle
https://www.oracl
.com/financial-services/banking/digital-experience/

A cloud native SaaS immersive digital banking engagement and experience platform designed with an API- and mobile-first approach and baked-in AI/ML intelligence to offer persona-centric, configurable lifestyle banking experiences across the retail, business, corporate, and Islamic banking segments.

23.
Asset Finance Software | Odessa
https://www.odessain
.com/

Odessa's cross-platform workflow brings efficiency to your asset finance operations. Get started with your digital transformation journey today.

24.
The All-In-One Cloud Banking Platform
https://www.ncin
.com/

Transform your financial institution with the innovative nCino platform—built by bankers for bankers.

25.
Digital Banking Platforms & Digital Wallet Solutions | Youtap
https://www.youta
.com/

Seamless & secure white-label banking, digital wallet & loyalty solutions. Discover how Youtap’s empowering banks & financial service providers worldwide.

26.
Transform Customer Experience and Engagement with AI | Exotel | Exotel
https://exote
.in/

AI transformation partner for enterprises, driving increased revenue, reduced costs, and enhanced customer experience with Exotel solutions.

27.
Open Banking | Fintech Solutions | Finicity
https://www.finicit
.com/

Finicity's open banking solutions deliver consumer-permissioned financial data that empowers innovation and unlocks possibilities for you and your customers.

28.
Oradian | Modern Core Banking Platform
https://www.oradia
.com/

Go further with core banking software designed to enable financial institutions to rapidly launch new products and scale securely with ease.

29.
Synctera | Everything You Need to Build and Scale Banking Products
https://syncter
.com/

Synctera is the banking and payments platform powering financial innovation. Synctera enables companies of all sizes to build, launch, and scale embedded banking and FinTech products

30.
Online Banking Software Solution - NexorONE®
https://nexoron
.com/

NexorONE® - The Online Banking Software Solution - is the worldwide leading provider for Internet Banking Systems – for a broad variety of financial sectors such as Online and Private Banks, Savings and Loans, Credit Unions, Funds, Trusts & Asset Management Companies

31.
Community Banking Software | Automated Systems, Inc.
https://www.asiwe
.com/

Competitive, cost-effective, and award-winning core banking software, hosted data solutions, and core data processing for community banks nationwide.

32.
Consumer Loan Origination System for Financial Institutions
https://www.meridianlin
.com/products/consumer/

See how credit unions, banks, and mortgage lenders can streamline the digital lending process with MeridianLink Consumer®'s complete loan origination system.

33.
nCino's Mortgage Suite for Modern Lenders
https://www.ncin
.com/en-US/mortgage/

nCino offers a range of mortgage and home lending solutions based on where you are in the world. Discover our solutions today.

34.
Enabling the embedded banking revolution
https://www.aazzu
.com/

One-stop-shop for APIs and embeddable Front-end-modules connected to a smart marketplace for BaaS- and Fintech-Services

36.
EnableX.io | Omnichannel Customer Engagement Platform and APIs
https://www.enable
.io/

Build your very own omnichannel customer engagement platform with a no-code builder or customize it with Video, Voice, SMS, and chatbot APIs from EnableX.

37.
Blend — Deposit account origination you can bank on
https://blen
.com/

Dial up growth, and dial in the experience. Earn primacy by making banking easier, faster, and better.

38.
Nomis Solutions - Customer-centric Pricing and Profitability Management
https://nomissolution
.com/

End-to-end pricing and profitability management enables banks and mortgage lenders to achieve customer-centric pricing via granular insights and actionable analytics.

39.
Productfy | The Most Advanced Platform for Embedding Financial Products
https://www.productf
.io/

The Most Advanced Platform for Embedding Financial Products Accelerate Financial Product Innovation with Productfy

40.
Revolutionary Bank Management System for banks and non-bank lenders
https://www.getbankpoin
.com/

BankPoint is an intuitive banking platform that enhances your core system and provides dramatic improvements in efficiency. Supercharge your core system.

41.
Alfa - Evolving asset finance software
https://www.alfasystem
.com/#/

Alfa is the premium provider of software to market-leading auto, equipment and wholesale finance businesses across the globe.

42.
Complete Loan Management Software
https://www.vergentlm
.com/

Complete Loan Management Software - Proven origination, servicing, and end-to-end solutions to power your success.

43.
GTreasury | Treasury Management Software
https://gtreasur
.com/

A single source of truth and tools finance teams need to create connections, enabling growth and make informed business decisions.

44.
360 View | A CRM for Banks & Credit Unions
https://www.360vie
.com/

See a holistic view of your customers and the means to serve them better with a CRM software made by bankers, for bankers. Let's chat today!

45.
White Labeled Fintech Software Solutions | Centrex
https://www.centrexsoftwar
.com/

Centrex is a full suite of white labeled fintech solutions built and designed for brokers, lenders, banks, investors, fintechs, and more.

46.
inGain | inGain Loan Management System
https://www.ingai
.com/

Discover inGain, the no-code SaaS loan management system designed to empower lenders and businesses. Scale your operation effortlessly with our innovative solutions.

47.
TrueLayer: TrueLayer - Europe's leading open banking platform
https://truelaye
.com/

We power faster and safer online payments with our open banking payments network. Onboard users, accept payments & make payouts in seconds. Learn more today.

48.
Powens - Open Finance Platform
https://www.powen
.com/

Cutting-Edge Open Finance Platform from Data to Payment. Over 260 leading financial services institutions trust us.

49.
Optimal Blue – Industry-Leading Secondary Marketing Automation
https://www2.optimalblu
.com/

We automate functions like pricing, hedging, trading, and social media for mortgage brokers. Actionable data bolsters operational and competitive strategies.

50.
Loan Processing & Management Solutions | LoanPro
https://www.loanpr
.io/

Building the future of finance. LoanPro is a modern loan management platform that specializes in the servicing of loans but acts as your core for every step in the loan lifecycle.

51.
Commercial loan origination system | Abrigo
https://www.abrig
.com/software/lending-and-credit-risk/sageworks-lending-software/

The Sageworks commercial loan origination system from Abrigo is business lending software that automates origination through boarding to help book loans faster.

52.
Omnichannel communications that maximize engagement
https://www.doxi
.com/

Select omnichannel communications that maximize engagement & revenue but reduce cost. Read on for industry specific solutions that support your business goals

53.
Cloud-Based Payments & Cash Forecasting Solutions | TIS
https://tispayment
.com/

TIS provides an award-winning cloud platform for treasury and finance teams to manage global payments, cash forecasting, BAM, and more!

54.
Infobip - The best omnichannel marketing platform
http://www.infobi
.com/

Engage your customers and prospects with simple drag and drop email, SMS, chatbot or build custom solutions with the best in class APIs

55.
Infobip - The best omnichannel marketing platform
https://www.infobi
.com/

Engage your customers and prospects with simple drag and drop email, SMS, chatbot or build custom solutions with the best in class APIs

56.
Investment Operations – Investment Operations Suite | FIS
https://www.fisgloba
.com/products/fis-investment-operations-suite/

FIS® Investment Operations Suite - Multi-asset Edition services the full liquidity spectrum across traditional and digital asset classes.

57.
Customer Engagement for Digital Channels | Verint
https://www.verin
.com/telephony-and-digital-channels/digital-channels/

Engage with your customers at scale on digital channels, including private messaging, communities, email, live chat, and voice self-service.

58.
Digital Retail Solutions: Personalization, CDP & Analytics - Algonomy
https://algonom
.com/

Algonomy's AI-powered personalization solution and real-time CDP help retail brands deliver individualized experiences across channels. Learn more.

59.
Mortgage Solutions Software, Support & Education | ICE Mortgage Technology
https://www.icemortgagetechnolog
.com/

ICE Mortgage Technology is a leading cloud-based platform provider for the mortgage finance industry. Our technology solutions enable lenders to originate more loans, reduce origination costs, and shorten the time to close, all while ensuring the highest levels of compliance, quality and efficiency.

60.
Financial Consolidation, Analytics Management Reporting Software
https://finalyze
.ai/

FinAlyzer automates all aspects of Financial Consolidation, Analytics, Management & Statutory Reporting and MIS Dashboards

61.
Omnichannel User Engagement & Retention Platform | Wigzo
https://www.wigz
.com/

Wigzo offers the best customer retention solution to drive user engagement with email, SMS, and WhatsApp marketing. Increase repeat orders with mobile marketing strategies.

63.
Financial Crime and Compliance, Anti–Money Laundering | Oracle
https://www.oracl
.com/financial-services/aml-financial-crime-compliance/

The Oracle Financial Crime and Compliance Management solution suite—with AI/ML and analytics at its core—modernizes and bolsters your AML, KYC, and sanctions compliance programs.

64.
Swan - The easiest way to embed banking features
https://swa
.io/

Use Swan's APIs and ready-made white-label interfaces to embed banking features like accounts, cards, and payments into your workflows and UX.

65.
GrowMaxBI | 360° Business intelligence Platform
https://growmaxb
.com/

Make faster and wiser decisions by digitally transforming your business. Engage your brand with advanced data analytics using Business Intelligence Platform.

66.
World-Class Treasury, Risk & Trade Finance Management Solution
https://ibsfintec
.com/

Globally recognized enterprise treasury management solution. Automation of Cashflow & Liquidity,Treasury, Trade Finance & Supply Chain Finance

67.
Your One-stop shop for embedded finance - Treezor
https://www.treezo
.com/

Treezor, the European Banking-as-a-Service leader, will support you throughout your payment project, every step of the way with its One-stop shop solution.

68.
Glia Digital Customer Service Technology for Financial Services and Beyond
https://www.gli
.com/

The Glia unified interaction platform transforms how financial institutions connect with their customers using Messaging, Video, Voice, CoBrowsing, and AI.

69.
Unicommerce | E-commerce Enablement SaaS Platform
http://www.unicommerc
.com/

An integrated e-commerce enablement SaaS platform designed to fulfill the needs of Sellers, D2C brands, and Retailers to streamline business operations.

70.
Velocify - Lead Management & Sales Software | ICE Mortgage Technology
https://www.icemortgagetechnolog
.com/products/velocify/

Engage and convert borrowers faster with Velocify, the mortgage industry's top lead management software.

71.
TransactionTree - Personalized Customer Experience via Digital Receipts
https://www.transactiontre
.com/

Discover TransactionTree's innovative solutions for enhancing customer engagement. Offering digital receipt services and data management tools for businesses.

72.
Locobuzz : A Unified Customer Experience Management Platform
https://www.locobuz
.com/

A new-generation digital unified CX management platform that helps you transform your business online & build lasting relationships with your customers

73.
SMA Technologies | Home
https://smatechnologie
.com/

OpCon delivers the power of Enterprise Workload Automation and Orchestration with ease for financial services, retail and other transactional businesses.

75.
klink.cloud - Contact Center Platform
https://www.klin
.cloud/

Omnichannel Contact Center Platform. Connect Southeast Asia Virtual Phone Numbers

76.
PCI Compliance - PCI Pal
https://www.pcipa
.com/

Secure contact centre payments, boost CX, and achieve PCI compliance. Choose from our range of solutions, trusted by major companies.

77.
BriteCore: The Modern Core Platform for P&C Insurers
https://britecor
.com/

BriteCore is a cloud-native platform for P&C insurers that unlocks business growth, delivers greater productivity and efficiency, and provides a modern customer experience.

78.
Open Source, Fully Supported OpenJDK | Azul Platform Core
https://www.azu
.com/products/core/

Get the world's best supported build of OpenJDK with Azul. See how Azul Platform Core can help you deliver secure & stable Java with 90% lower licensing costs.

79.
Kooomo® Digital Commerce Platform | Cloud Commerce Systems
https://www.kooom
.com/

Make selling easier with Kooomo's® cloud commerce systems. See how our digital commerce platform showcases your products and help reach more...

80.
SaaS Commerce Data Management Solutions | Syndigo
https://www.syndig
.com/

Syndigo offers PIM, MDM, syndication, analytics, and the largest two-sided network for product content distribution for brands, retailers, and distributors.

81.
Loan Management/ Origination Software & System For Lenders
https://www.creditonlin
.eu/

From small time lenders to financial institutions, our secure loan management software will help you automate processes across the entire loan lifecycle

82.
JD Edwards EnterpriseOne | Oracle
https://www.oracl
.com/applications/jd-edwards-enterpriseone/

Oracle's JD Edwards EnterpriseOne is an integrated applications suite of comprehensive enterprise resource planning software that combines business value, standards-based technology, and deep industry experience into a business solution with a low total cost of ownership.

83.
Commerce Cloud | Oracle
https://www.oracl
.com/cx/ecommerce/

Learn how to increase customer engagement by leveraging buyer signals. Quickly boost online sales and create innovative brand experiences designed to meet the unique demands of your business.

84.
Front Office | Middle Office | Back Office Software | Akken Cloud
https://www.akkenclou
.com/

Experience the future of financial operations with our cutting-edge Front office, Middle office, and Back office software. Contact now!!

85.
RELAYTO Digital Content Experience & Analytics
https://relayt
.com/

RELAYTO converts your PDFs, presentations, videos & other content into interactive web experiences with instant branding, analytics & more

86.
The Duck Creek Suite is a complete end-to-end insurance offering
https://www.duckcree
.com/duck-creek-suite-detail/

Our Suite includes full-featured policy, rating, billing, and claims solutions that are essential to P&C insurers. Learn more about the Duck Creek Suite.

87.
Adenza | Platform to Opportunity
https://adenz
.com/

End-to-end trading, treasury, risk management and regulatory compliance solutions that consolidate and streamline operations, optimize investment, unlock value and drive growth. Adenza give financial institutions confidence by solving today’s challenges, whilst unlocking opportunities for their futures.

88.
Alpharank - No Code E-Branch Sales Guidance System
https://www.alpharan
.ai/

Trusted by Banks and Credit Unions Nationwide - Our customers outperform their peers in online loans and deposits. See the proof with your own data. Alpharank seamlessly & instantly integrates with your existing loan origination and account opening processes delivering full funnel visibility and data-driven guidance guaranteed to improve performance.

89.
Solutions - DigitalRoute
https://www.digitalrout
.com/solutions/

Our software is purpose-built to deliver value and insights from usage data at any scale. Explore how we can add value to your business.

90.
Financial Services Operations – FSO – ServiceNow
https://www.serviceno
.com/products/financial-services-operations.html/

Connect your entire financial institution with one platform. Provide efficient, resilient financial services operations for enhanced customer and employee experiences.

91.
Highly Trusted & Advanced Order Management, Call Center Solutions
http://orderlogi
.com/

Take the Omnichannel Approach to Order Management. Manage your Customers' Experience "In One Place". Automate the Flow of New Orders.

92.
Kooltra - Modernize your FX business end-to-end
https://www.kooltr
.com/

Improve your margins, strengthen compliance, enhance your customer experience, and accelerate your growth. Consolidate your FX team, workflows, and customers into a single digital platform built by world class engineers with deep domain expertise.

93.
Cegid Retail - Omnichannel BtoC Platform
https://www.cegi
.com/global/products/cegid-retail/

The unified retail platform for specialty chains and luxury brands, to manage your retail activities and deliver an exceptional, agile shopping experience—anywhere in the world.

94.
Life and Annuity Software | Accenture
https://www.accentur
.com/us-en/services/insurance/accenture-software-life-annuity/

Accenture Life and Annuity Software delivers modern software solutions to help clients meet evolving market demands and advance their digital agenda. Read more.

95.
Retail Planning and Optimization | Oracle
https://www.oracl
.com/retail/planning-optimization/

Oracle's Retail Planning and Optimization is trusted by retail buyer and planning teams to maximize sales, margin, and inventory across omnichannel journeys.

96.
Email API: Powerful Solutions for Developers - Netcore Cloud
https://netcoreclou
.com/email/email-api/

Integrate seamlessly with Netcore's Email API for scalability, high deliverability, & real-time analytics. Designed for developers.

97.
Webtel WEBGST Software Updates: Optimize Your GST Filing Process
https://webte
.in/softwareupdate/webgst.aspx/

Stay updated with the latest WEBGST software enhancements from Webtel. Improve your GST filing accuracy and compliance with our newest features and updates.

98.
RazorpayX Corporate Card - Business Credit Cards for startups and growing businesses
https://razorpa
.com/x/corporate-cards/

Best corporate credit card in India for startups & growing businesses. Avail higher credit limit and save up with rewards, credits and dynamic Add-on Cards.

99.
Support Solutions for Better Business Communications - LiveHelpNow
http://www.livehelpno
.net/

LiveHelpNow offers comprehensive support solutions that will make your employees' lives easier and your customers’ experience with your brand better.