Credit Key Alternatives (January 2026)

Hundreds of leading merchants leverage Credit Key to offer their business customers greater access to capital with fast, flexible payment options including Net Terms and Pay Over Time.

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1.
SaaS Funding and B2B Flexible Payments | Capchase
https://www.capchas
.com/

Fast, non-dilutive financing for SaaS and B2B installment and flexible term payment options for your customers to reduce buying friction.

2.
B2B Payments Platform, Systems, & Software | Paystand
https://www.paystan
.com/

Make payments your competitive advantage. Eliminate transaction fees, get paid instantly, and put your AR on autopilot. Let us show you how.

4.
Splitit | Installment Buy Now Pay Later Services for Business
https://spliti
.com/

Buy Now Pay Later in installments. Offer customers up to 24 months to pay using their own credit card, no hidden fees or added interest.

5.
Wisetack | Pay over time for real-life services
https://www.wisetac
.com/

Wisetack is monthly payments for real-life services, like HVAC, plumbing, electrical work, dental, auto repair, and more. With Wisetack, merchants can grow their business by giving their customers a better way to pay in just a few clicks.

6.
Credit Data Solutions for the 21st Century | Bloom Credit
https://bloomcredi
.io/

Bloom Credit is the credit data solution that helps you go to market fast with industry-leading credit products. Tap into the power of a single API.

7.
Business Credit Card Program Management Solutions for Banks and Credit Unions | Torpago
https://www.torpag
.com/

We help banks launch cutting-edge business credit card programs. Power growth and strengthen customer relationships with our program management solutions.

8.
Nuvo | Make trade credit your competitive advantage
https://nuv
.com/

The only onboarding platform with native fraud prevention and automated credit risk assessment from a portfolio of credit risk insights.

9.
Zil Money | Pay Bill, Invoice, Payroll By Credit Card For Businesses
https://zilmone
.com/

Pay Rent, Taxes, Inventory, & Other Business Bills With Your Credit Card To Extend Float. ZilMoney - Pay & Get Paid By Credit Card