Credit Key Alternatives (September 2025)

Fast, non-dilutive financing for SaaS and B2B installment and flexible term payment options for your customers to reduce buying friction.

Fundbox offers fast, easy access to business financing, up to $150,000. Learn how our line of credit and term loan options can unlock growth for your business.

Buy Now Pay Later in installments. Offer customers up to 24 months to pay using their own credit card, no hidden fees or added interest.

Simplify your customer payments and grow revenue with Alternative Payments. Explore end-to-end B2B account receivable solutions and features.

End-to-end lending automation platform with the fastest time-to-market and auto-pilot intelligence.

Customer Financing Made EASY. The Financial Win-Win for Business Owners & Customers...

Wisetack is monthly payments for real-life services, like HVAC, plumbing, electrical work, dental, auto repair, and more. With Wisetack, merchants can grow their business by giving their customers a better way to pay in just a few clicks.

Make payments your competitive advantage. Eliminate transaction fees, get paid instantly, and put your AR on autopilot. Let us show you how.

Denefits is a complete payment options software to process payments, set up flexible payment plans, and manage your customers, & all transactions.

Bloom Credit is the credit data solution that helps you go to market fast with industry-leading credit products. Tap into the power of a single API.

Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 550,000 verified businesses.

Metaprise offers business owners, professionals, and freelancers multiple ways to Pay & Get paid online to global clients

We make financing more accessible: Business loans for all SMEs and any purpose, applied for in 5 minutes & paid out in 48 hours. Fees from 1%.

Intelligent, easy and free accounts payable software. Pay & get paid with Melio B2B payment solutions.

Velocity offers financing to D2C and eCommerce brands in India. Get flexible growth capital upto Rs.3 Crore for your business in just 7 days. Apply today!

Sezzle allows you to buy now and pay later! Shop now, get what you need, and pay later in 4 interest-free installment payments over six weeks. Learn more!

We help banks launch cutting-edge business credit card programs. Power growth and strengthen customer relationships with our program management solutions.

Best corporate credit card in India for startups & growing businesses. Avail higher credit limit and save up with rewards, credits and dynamic Add-on Cards.

Lendio makes the business financing process simple and easy. Find the right lender to meet your small business’s needs with our online application.

Take control of your payments stack with Evervaults powerful encryption model, secure your data while maintaining full control and flexibility of your payment experience.

Pepperi provides a unified commerce solution for companies to plan, execute & analyze their B2B sales. Used by the most innovative brands in the retail industry

The only onboarding platform with native fraud prevention and automated credit risk assessment from a portfolio of credit risk insights.

Decorum is a comprehensive B2B commerce solution that helps transform your order workflows, seamlessly & efficiently. It brings all orders and order-related information in one place, creating a better experience for both the business & its customers.

PayPal is the faster, safer way to send and receive money or make an online payment. Get started or create a merchant account to accept payments.

Join 14,000+ Fashion Brands & 600,000+ Buyers on JOOR's B2B E-commerce Platform. Boost your wholesale business – book a free demo today

D&B Finance Analytics is the complete AI-driven credit-to-cash platform from Dun & Bradstreet, a global leader and data, analytics, and risk management.

Own the primary customer relationship and grow business value with the only all-in-one platform for payments, cash management, treasury management, and a B2B payments network.

Authorize.net supports payment processing by helping small businesses accept credit card and eCheck payments online, in person, via mobile devices, and more.

Comprehensive intelligence to drive your company growth while protecting you from financial risk with our B2B Data, Compliance and Credit Risk platform

BR-DGE offers innovative payment orchestration solutions, empowering merchants, payment providers, and platforms.

Essential financial tools and continuous working capital for Amazon, Shopify, and Walmart sellers to thrive worldwide. Get funded today!

Pay Rent, Taxes, Inventory, & Other Business Bills With Your Credit Card To Extend Float. ZilMoney - Pay & Get Paid By Credit Card

Offer shoppers an easy, secure, and fast way to check out on your site using the shipping and payment information stored in their Amazon account.

Shop in confidence with PayPal Credit. Your reusable credit line even features no interest if paid in full in 6 months. Check out the details and apply here.

Visa B2B Connect’s network delivers B2B cross-border payments that are predictable, secure and cost-effective for financial institutions and their clients.

Surpass consumer expectations and meet the challenge of modern enterprise payments with our full suite of end-to-end payment solutions.

With the Capital on Tap business credit card, get up to £250k to grow your business. No joining or annual fees. Uncapped 1% cashback on all card spend.

A powerful business banking platform built for where you are and where you’re going—with lower fees, effortless money movement, and access to working capital.

We power faster and safer online payments with our open banking payments network. Onboard users, accept payments & make payouts in seconds. Learn more today.

Online Payments India: Start Accepting Payments Instantly with Razorpay's Payment suite, which Supports Netbanking, Credit card & Debit Cards, UPI, etc.

Power your profits, scale revenue, connect with multiple payment providers, and keep chargebacks low leveraging sticky.io's high risk payments and billing.

Modulr unlocks incremental revenue, operational efficiencies and way smoother customer experiences

Recur Club specializes in debt capital solutions for new age startups and large enterprise companies. Connect with us to raise funds today.

Reduce friction in accounts receivable and perfect function AI with Billtrust’s AR platform and move finance forward today and accelerate cash flow tomorrow.

Collaborative accounts receivable automation software that transforms your AR department by connecting them with customers over the cloud to drive efficiency and accelerate cash flow.

Credit Management & AR Automation Cloud-Software zur Automatisierung im Debitorenmanagement & Order-to-Cash Prozess

PayU enables local and cross-border payments and innovative financial services across 50+ emerging markets.

EMoney offers businesses cost-effective credit card processing. Easy credit card processing and complete solutions for every type of business. Get started for free today.

Stripe powers online and in-person payment processing and financial solutions for businesses of all sizes. Accept payments, send payouts, and automate financial processes with a suite of APIs and no-code tools.

View the stories of customers and merchants Sunbit has helped with its pay-over-time technology for everyday needs.

Scale your business and get to market faster with a complete, customizable payments platform with CSG Forte. Speak with our experts today!

Quadient AR by YayPay is an accounts receivable automation solution that helps businesses collect cash faster while reducing workload by three times.

Accelerate your business with a commerce platform that's engineered for B2B. Easily bring complex processes online, unburden your team and drive value faster.

WePay is a payment gateway for secure and fraud-less revenue growth. Using a comprehensive API designed for ISVs and SaaS, the online payment process is secure.

Leverage your B2B customer data to reduce churn and increase revenue in your accounts.

The PayJunction platform simplifies the integration of payment processing for developers and businesses, enabling them to accept payments with no-code. Request a demo to learn more!

Partial.ly payment plan software lets businesses offer customizable payment plans to their customers. Free signup and no monthly fees.

Seamlessly connect to trading partners to orchestrate modern dropship and marketplace programs that grow revenue.

Treezor, the European Banking-as-a-Service leader, will support you throughout your payment project, every step of the way with its One-stop shop solution.

Save time and grow sales with a trusted small business credit card processor. Get a $450 statement credit when you buy Station, Mini, or Flex.

CloudBankin's loan origination & management systems for NBFCs, Fintechs, & Banks enables lenders to offer quick, convenient, and secure loans to customers.

Payrix from Worldpay was built for you to seamlessly monetize payments with our next generation payment infrastructure to fuel the growth and transformation of your software. Check us out here!

Buy now pay later with Zip at millions of stores online and in-store. Download the Zip app and split nearly any purchase into 4 installments over 6 weeks.

HCL Commerce Cloud is the best enterprise e-commerce platform with the richest set of B2B, B2C, B2B2C capabilities for digital commerce solutions.

B2B and B2C software companies around the globe use Paddle to offload operational complexities so they can focus on growth. Paddle provides more than just the plumbing for your revenue. As a merchant of record, we take care of fraud, sales tax compliance, billing support and more.

Connect your e-commerce systems, operations, and platforms with leading B2B software for order, warehouse, and delivery management.

With Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love.

Process nearly any kind of payment, any way you want. Our future-focused hardware and software syncs with the systems you run on.

Accelerate innovation with a mobile commerce and engagement platform designed to connect more channels, vendors, and customers.

Transform your subscription management with AdvantageCS. Our powerful payment processing solutions streamline your business operations. Contact us today.

Our Cash Flow Acceleration PlatformTM illuminates insights that allow for smarter choices – so you can unlock the power of your working capital.

Learn how BigCommerce powers your business with enterprise ecommerce capabilities—with lower cost and complexity.

Expand the reach of your organization with our cross-border payments solution. Accelerate your payments business globally with real-time settlement now.

Bring down your underwriting time from days to minutes. Decrease time-to-decision with this automated underwriting solution that fits in seamlessly to your tech stack.

Extend Product Protection and Shipping Protection give brands a new source of revenue while increasing customer loyalty and trust. Zero cost. Pure profit.

Route transactions, analyze and report on your entire payment ecosystem and switch on providers in one click. Trusted by leading brands.

SalesIn is the ultimate platform to manage your incoming sales.The all-in-one solution for your Sales Reps, Showroom and B2B e-commerce needs.

Get Braintree’s end-to-end payment solution for selling directly to customers on web, mobile, and native app experiences. Accept credit and debit cards, PayPal, and more.

The AP, AR, and spend & expense solution that lets you create and pay bills, manage expenses, control budgets, and get the credit your business/firm needs to grow.

AI-powered data analytics solutions for businesses. We offer data integration, predictive analytics, and machine learning to help you make informed decisions.

Discover NMI's embedded online payments platform: streamline your business with secure, integrated payments solutions for a frictionless transaction experience.

QArt solutions revolutionizes apparel manufacturing and supply chain with its tech-driven B2B platform, simplifying ordering for Preview & Regular stock-based orders.

Learn how to increase customer engagement by leveraging buyer signals. Quickly boost online sales and create innovative brand experiences designed to meet the unique demands of your business.

Explore MeridianLink's industry-leading suite of digital lending solutions for banks, credit unions, fintechs, and more.

Transform your payments with Dwolla's unified solution. Streamline operations, save costs, and enhance security. Powering industries like insurance, lending, real estate, healthcare, and manufacturing. Schedule a consultation now.

Strengthen your market position with Solifi’s open finance platform, which scales to meet your business needs as you grow.

Discover the power of Integration Labs' Unified API for accounting, payments, and e-commerce integrations. Test, launch, and scale API integrations faster with a Unified API.

Plooto is the leader of end-to-end accounts payable and receivable software. With our fast, easy payment solutions, businesses can get paid faster and securely.

Intelligent Sales Automation increases lead-to-order conversion and helps close more deals to create an entirely new sales experience for greater business benefits.

Simplify the way you connect with the global marketplace. Our world-class trading platform and integrated payment solutions can be customized to your unique business requirements.

Pair the administrative control you want with the security you need through a single, centralized database with PointCentral.

From small time lenders to financial institutions, our secure loan management software will help you automate processes across the entire loan lifecycle

Manage your business messages with Qvalia. B2B, B2G & B2C. Peppol & EDI. Get connected via developer-friendly integrations or online tools.

Implement an ERP-integrated software solution, with PunchOut catalogues, personalised pricing, mobile sales and automation. Designed and built for B2B.

Revenue Cloud makes B2B buying fast, flexible, and simple for customers without sacrificing compliance and accuracy When COVID-19 hit, many business’

Building the future of finance. LoanPro is a modern loan management platform that specializes in the servicing of loans but acts as your core for every step in the loan lifecycle.

Boost profit with easy and on-time payments with Notch Financial. Accounts receivable, accounts payable, and inventory automation software.

Own your payment data to control your growth and reduce the scope of your PCI audit by 90% with TokenEx tokenization solutions.

Ordergroove powers subscriptions and recurring revenue for serious brands. Turn one-time transactions into lasting relationships. Find out how.