Capital on Tap Alternatives (January 2026)

With the Capital on Tap business credit card, get up to £250k to grow your business. No joining or annual fees. Uncapped 1% cashback on all card spend.

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1.
Business Banking Solutions to Grow Your Business | Bluevine
https://www.bluevin
.com/

A powerful business banking platform built for where you are and where you’re going—with lower fees, effortless money movement, and access to working capital.

2.
Working Capital Loans for Small Businesses | Fundbox
https://fundbo
.com/

Fundbox offers fast, easy access to business financing, up to $150,000. Learn how our line of credit and term loan options can unlock growth for your business.

3.
Alaan l UAE's #1 Smart Corporate Card
https://www.alaa
.com/

All-in-one corporate card and spend management platform in the UAE. Unlimited Visa Corporate cards | Up to 2% cashback | No setup fee

4.
Flexible business loans from €5k to €1M – Silvr
https://www.silv
.co/

We make financing more accessible: Business loans for all SMEs and any purpose, applied for in 5 minutes & paid out in 48 hours. Fees from 1%.

5.
Square Business Banking | Checking, Savings, & Loans
https://squareu
.com/us/en/banking/

Square now offers business banking for small businesses. ✓Manage Cash Flow ✓Checking & Savings Accounts ✓Small Business Loans

6.
Plutus | Earn more from spending
https://www.plutu
.it/

We're revolutionising reward cards. Earn 3-9% in PLU Rewards on card spending, enjoy £10 in rewards back monthly at 50+ Perks, and track your rewards in our finance app with secure swaps.

7.
Lendio: Apply For Small Business Loans Online
https://www.lendi
.com/

Lendio makes the business financing process simple and easy. Find the right lender to meet your small business’s needs with our online application.

8.
Credit Key - Superior B2B credit at point of purchase
https://www.creditke
.com/

Hundreds of leading merchants leverage Credit Key to offer their business customers greater access to capital with fast, flexible payment options including Net Terms and Pay Over Time.

9.
Virtual Credit Cards for Payments with 3% Cashback | Try LinkPay
https://linkpa
.io/

Learn how to get a virtual credit card with 3% cashback for all purchases. Virtual cards suitable for all kinds of payments. No deposit, withdrawal or decline fees 😎