Ascend Alternatives (September 2025)

Low rates, convenient locations, ATMs near you, and service beyond compare. At Ascend, you get all the benefits of banking without the hassle of a bank.

4.4/5

912+ reviews

Reviewed on:

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2.
Digital Banking Solutions for Banks and Credit Unions
https://www.alkam
.com/

Future-proof your digital banking presence with digital banking solutions featuring best-in-class user experience and powered by data insights.

3.
Consumer banking | Personal banking | U.S. Bank
https://www.usban
.com/

Bank smarter with U.S. Bank and browse personal and consumer banking services including checking and savings accounts, mortgages, home equity loans, and more.

4.
Q2 | Digital Banking Solutions
https://www.q
.com/

Q2 creates simple, smart, end-to-end banking and lending experiences that make you an indispensable partner on your customers’ financial journeys

5.
Silicon Valley Bank - Banking for Innovation Economy
https://www.sv
.com/

Silicon Valley Bank is the financial partner of the innovation economy; helping individuals and investors in the innovation ecosystem achieve extraordinary outcomes.

6.
Square Business Banking | Checking, Savings, & Loans
https://squareu
.com/us/en/banking/

Square now offers business banking for small businesses. ✓Manage Cash Flow ✓Checking & Savings Accounts ✓Small Business Loans

7.
Touchstone Bank | Personal & Business Banking
https://www.touchston
.bank/

Touchstone Bank is a local community bank headquartered in Prince George, Virginia that is dedicated to providing superior customer service and creating outstanding value for its shareholders and communities.

8.
Blend — Deposit account origination you can bank on
https://blen
.com/

Dial up growth, and dial in the experience. Earn primacy by making banking easier, faster, and better.

9.
Upgrade - Personal Loans, Cards and Rewards Checking | Home
https://www.upgrad
.com/

Check your rate for a fixed-rate personal loan and borrow up to $50,000. Or get started with Upgrade Card in just minutes. Check out Rewards Checking with cash back rewards and more. We're here to help you build the future you want.

10.
The All-In-One Cloud Banking Platform
https://www.ncin
.com/

Transform your financial institution with the innovative nCino platform—built by bankers for bankers.

11.
Business Banking Solutions to Grow Your Business | Bluevine
https://www.bluevin
.com/

A powerful business banking platform built for where you are and where you’re going—with lower fees, effortless money movement, and access to working capital.

12.
Digital Lending for Every Financial Institution - MeridianLink
https://www.meridianlin
.com/

Explore MeridianLink's industry-leading suite of digital lending solutions for banks, credit unions, fintechs, and more.

13.
Love your bank | Spend, save, and invest in one app
https://n2
.com/

N26 is the first bank you'll love. Beautifully simple, 100% mobile, and trusted by millions. Open your free bank account in minutes.

14.
Community Banking Software | Automated Systems, Inc.
https://www.asiwe
.com/

Competitive, cost-effective, and award-winning core banking software, hosted data solutions, and core data processing for community banks nationwide.

15.
Celusion - Easier finance for all
https://www.celusio
.com/

Simple, smart and compliant technology for digital financial services. Our products deliver better experiences that drive growth for banks and financial services.

16.
Monzo | Your New Favourite Bank
https://monz
.com/

Organise, save & invest with a free UK current account, joint account or business account. Make your money more Monzo.

17.
Home | Rellevate
https://rellevat
.com/

Financial services company dedicated to empowering consumers to access, move and use their money anytime, anywhere.

18.
Starling Bank: Award-winning bank accounts - Starling Bank
https://www.starlingban
.com/

Transform the way you manage your money with Starling Bank. Enjoy personal and business banking online and at your fingertips, always. Apply in minutes.

19.
360 View | A CRM for Banks & Credit Unions
https://www.360vie
.com/

See a holistic view of your customers and the means to serve them better with a CRM software made by bankers, for bankers. Let's chat today!

20.
Wise, Formerly TransferWise: Online Money Transfers | International Banking Features
https://wis
.com/

Banks charge a lot for overseas transfers. We don't. Transfer money abroad easily and quickly with our low cost money transfers.

21.
Nubank - Finalmente você no controle do seu dinheiro
https://nubank.co
.br/

Você finalmente no controle do seu dinheiro. Controle total do cartão de crédito e da conta 100% digital

22.
Consumer Loan Origination System for Financial Institutions
https://www.meridianlin
.com/products/consumer/

See how credit unions, banks, and mortgage lenders can streamline the digital lending process with MeridianLink Consumer®'s complete loan origination system.

23.
BeSmartee - Deliver a Complete Digital Mortgage Experience
https://www.besmarte
.com/

See the most innovative mortgage technology platform for banks, credit unions, and non-bank mortgage lenders to help them operate efficiently, close more loans, and scale without manual effort.

25.
The Platform for Commercial Digital Banking
https://www.bottomlin
.com/us/digital-banking/

Own the primary customer relationship and grow business value with the only all-in-one platform for payments, cash management, treasury management, and a B2B payments network.

26.
EarnIn | You worked today. Get paid today.
https://www.earni
.com/

EarnIn is an app that gives you access to the pay you've earned - when you want it. Get paid for the hours you've worked without waiting for payday.

27.
Lexop | Empower Past-Due Members With Digital Collections Software
https://lexo
.com/

Maximize recovery rates and member satisfaction while minimizing loan servicing costs with Lexop's digital collections software.

28.
Alpharank - No Code E-Branch Sales Guidance System
https://www.alpharan
.ai/

Trusted by Banks and Credit Unions Nationwide - Our customers outperform their peers in online loans and deposits. See the proof with your own data. Alpharank seamlessly & instantly integrates with your existing loan origination and account opening processes delivering full funnel visibility and data-driven guidance guaranteed to improve performance.

29.
Your FICO Score, from FICO | myFICO
https://www.myfic
.com/

90% of top lenders use FICO Scores. Get credit scores, credit reports, credit monitoring & identity theft monitoring in one place. Whether you're applying for a mortgage, auto loan or new credit, myFICO gives you access to the score you need to apply with confidence.

30.
Digital Wallets, Money Management, and More | PayPal US
https://www.paypa
.com/

PayPal is the faster, safer way to send and receive money or make an online payment. Get started or create a merchant account to accept payments.

31.
Rho | Better Business Banking, From Idea to IPO.
https://www.rh
.co/

Apply in minutes and open a Rho account today. Get 24/7 customer support and enterprise-grade spend management – accounts payable, corporate cards, and expense management – with no monthly fees.

32.
Online Banking Software Solution - NexorONE®
https://nexoron
.com/

NexorONE® - The Online Banking Software Solution - is the worldwide leading provider for Internet Banking Systems – for a broad variety of financial sectors such as Online and Private Banks, Savings and Loans, Credit Unions, Funds, Trusts & Asset Management Companies

33.
Health Savings Account | HSA Benefits | Fidelity Investments
https://www.fidelit
.com/go/hsa/why-hsa/

An HSA account lets you save pre-tax dollars to pay for qualified medical expenses and withdrawals are tax-free if you use it for qualified medical expenses. Learn More.

34.
Free Invoice Software with No Monthly Fee Business Banking
https://quickbooks.intui
.com/get-money/

QuickBooks Money provides high-yield savings, no monthly fees, and seamless payments without a subscription. Sign up for free today.

35.
Sallie Mae | Education Loans, College Planning & Online Banking
https://www.salliema
.com/

Sallie Mae is the nation’s saving, planning, and paying for college company, offering private education loans, free college planning tools, and online banking.

37.
Credit scores and much more - Intuit Credit Karma
https://www.creditkarm
.com/

See your free credit scores, reports and personalized tips and tools to help you achieve your financial goals. Start making progress today.

38.
Revolut | All-in-one Finance App for your Money | Revolut United Kingdom
https://www.revolu
.com/

Join 45+ million customers globally using Revolut to send money to 160+ countries, hold up-to 36 currencies in app, spend in 150+ currencies, and manage their money.

39.
Bleap - Do more with your crypto
https://www.blea
.finance/

Connect your wallet. Buy crypto easily. Send it to your friends. Pay for dinner. Split bills.

40.
Core Banking | FIS
https://www.fisgloba
.com/banking/core/

FIS®' core banking solutions gives the tools to streamline business processes. Easily upgrade your bank’s legacy core to the future of banking.

41.
Home – Valor Bank
https://valo
.bank/

Valor Bank has a history of family legacy and commitment. Valor Bank offers a full range of business, personal, and mortgage banking products and services.

42.
Credit Cards Built for Small Businesses | Capital on Tap
https://www.capitalonta
.com/

With the Capital on Tap business credit card, get up to £250k to grow your business. No joining or annual fees. Uncapped 1% cashback on all card spend.

43.
MX: Do More with Your Financial Data
https://www.m
.com/

MX Technologies helps financial institutions, fintechs, and their consumers to connect financial accounts, surface insights, and build better money experiences.

44.
CloudBankin: Your One-Stop Loan Origination and Management Solutions
https://cloudbanki
.com/

CloudBankin's loan origination & management systems for NBFCs, Fintechs, & Banks enables lenders to offer quick, convenient, and secure loans to customers.

45.
Digital Banking Platforms & Digital Wallet Solutions | Youtap
https://www.youta
.com/

Seamless & secure white-label banking, digital wallet & loyalty solutions. Discover how Youtap’s empowering banks & financial service providers worldwide.

46.
Mortgage Solutions Software, Support & Education | ICE Mortgage Technology
https://www.icemortgagetechnolog
.com/

ICE Mortgage Technology is a leading cloud-based platform provider for the mortgage finance industry. Our technology solutions enable lenders to originate more loans, reduce origination costs, and shorten the time to close, all while ensuring the highest levels of compliance, quality and efficiency.

47.
BUSINESSNEXT- Simplify customer experiences|| Digital+ CRM+ Modern Lending
https://www.businessnex
.com/

Accelerate your digital transformation with BUSINESSNEXT's universe of composable platforms and applications. Over 1 million+ bankers trust us worldwide.

48.
TCS BaNCS Digital: Enhancing End Customer Banking Experience
https://www.tc
.com/what-we-do/products-platforms/tcs-bancs/solution/digital/

TCS BaNCS Digital helps financial institutions to redesign their digital banking strategy to deliver personalized and enhance user experience. Learn more.

49.
Finflux | Lending Made Easy
https://www.finflu
.co/

The best API-driven loan origination system and loan management system for NBFCs, banks and fintechs.

50.
Quick loan - MoneyXpress
https://moneyxpres
.ca/

It takes less than 15 minutes to apply for a $500 to $1500 loan thanks to our paperless technology!

51.
Floify: Digital Mortgage Origination Software
https://floif
.com/

Streamline the loan origination process and deliver beautiful borrower experiences with Floify, the leading mortgage point-of-sale platform for brokers, IMBs, banks, and credit unions.

52.
Velocity - India’s Largest Cash Flow Financing platform
https://www.velocit
.in/

Velocity offers financing to D2C and eCommerce brands in India. Get flexible growth capital upto Rs.3 Crore for your business in just 7 days. Apply today!

53.
Fidelity Information Services - FIS - Fintech Company
https://www.fisgloba
.com/

FIS is fintech for bold ideas. FIS is behind the financial technology that transforms how we live, work and play.

54.
Optimal Blue – Industry-Leading Secondary Marketing Automation
https://www2.optimalblu
.com/

We automate functions like pricing, hedging, trading, and social media for mortgage brokers. Actionable data bolsters operational and competitive strategies.

55.
Credit Data Solutions for the 21st Century | Bloom Credit
https://bloomcredi
.io/

Bloom Credit is the credit data solution that helps you go to market fast with industry-leading credit products. Tap into the power of a single API.

56.
Business | bunq
https://www.bun
.com/business/

Mobile banking that makes life easy. Try bunq today with a free 30-day trial of any plan. All you need to open your account is your phone, ID and 5 minutes.

57.
Finacle Offerings For Digital - Only Propositions
https://www.edgeverv
.com/finacle/solutions/digital-only-business/

Finacle for digital-only banks is a comprehensive front to back digital banking solution suite built on advanced architecture to achieve path-breaking digital transformation.

58.
ASC Retirement Plan Software for Plan Sponsors and TPAs
https://www.asc-ne
.com/

ASC provides cost-effective Retirement Plan Systems as well as Continuing Education Credits. We're quoted in industry leading publications.

59.
Bankingly
https://www.bankingl
.com/

Bankingly provides Digital Banking Channels for financial institutions allowing them to improve customer experience, gain new ones and save costs.

60.
Commercial loan origination system | Abrigo
https://www.abrig
.com/software/lending-and-credit-risk/sageworks-lending-software/

The Sageworks commercial loan origination system from Abrigo is business lending software that automates origination through boarding to help book loans faster.

61.
Digital Banking Solutions | NCR Voyix
https://www.ncrvoyi
.com/banking/digital-banking/

Evolve with our commerce platform. Purpose built for the retail edge; run efficiently with centralized application and infrastructure lifecycle management.

62.
nCino's Mortgage Suite for Modern Lenders
https://www.ncin
.com/en-US/mortgage/

nCino offers a range of mortgage and home lending solutions based on where you are in the world. Discover our solutions today.

63.
Paymode Business Payments Network
https://www.bottomlin
.com/us/paymode/

Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 550,000 verified businesses.

64.
Backbase - The Engagement Banking Platform
https://www.backbas
.com/

We are the pioneers of Engagement Banking. Our industry-leading platform helps banks and other financial institutions get closer to their customers like…

66.
401(K) Solved! Convient to start, simple to use, wildly affordable.
https://www.saveda
.com/

Making the 401(k) simpler and more affordable, so more people can have one. Give employees the retirement they deserve, at no cost to you.

67.
A-SCEND | Audit Management Technology
https://www.a-lig
.com/a-scend/

A quality audit program is within reach thanks to audit management technology that reduces your manual work and helps you scale.

68.
Loan Management/ Origination Software & System For Lenders
https://www.creditonlin
.eu/

From small time lenders to financial institutions, our secure loan management software will help you automate processes across the entire loan lifecycle

69.
Questis Financial Wellness
https://www.questi
.co/

Questis Financial Wellness goes beyond other financial wellness benefits and offers a unique blend of coaching and technology.

70.
Plaid: Enabling all companies to build fintech solutions
https://plai
.com/

Plaid helps all companies build fintech solutions by making it easy, safe and reliable for people to connect their financial data to apps and services.

71.
H&R Block® Tax Filing Made Easy | File Taxes Online or In Person
https://www.hrbloc
.com/

Get the online tax preparation services you need with the tax refund you want. Whether you efile or work with an H&R Block tax pro, our services are guaranteed.

72.
Guideline | Affordable 401(k) Plans and IRAs for any Company
https://www.guidelin
.com/

Guideline's full-service 401(k) plans make it easier and more affordable for growing businesses to offer their employees the retirement benefits they deserve.

73.
Quicken Personal Finance and Money Management Software | Quicken
https://www.quicke
.com/

Quicken can help you stay on top of your budget, make smart decisions with your money, save towards your goals, and plan your retirement. Manage your money, your way.

74.
Paysera: Transferir y recaudar pagos. Cambio de divisa.
https://www.payser
.com/

Obtenga una cuenta IBAN privada o negocio, recaude pagos, cambie divisa a precio favorble, pago con Paysera Visa, descargue Paysera App y más.

75.
MineralTree Accounts Payable (AP) Automation Software
https://www.mineraltre
.com/

MineralTree's end-to-end accounts payable automation software digitizes and improves your AP process to increase efficiency and reduce fraud risk. Learn more.

76.
Encompass - Loan Origination Software System | ICE Mortgage Technology
https://www.icemortgagetechnolog
.com/products/encompass/

Receive an average of $813 in savings and operational improvement per loan. See why lenders across the industry trust our Encompass® Digital Mortgage Software to help them originate more loans, lower costs, reduce time to close, and make smarter decisions.

77.
Beyond+ | Unlock your home's potential
https://beyon
.com/

Welcome to Beyond+ | Helping you make the most of your home, from furnishing, financing, protection, and beyond

78.
Cash App - Do more with your money
https://cas
.app/

Cash App is the #1 finance app in the App Store. Pay anyone instantly. Save when you spend. Bank like you want to. Buy stocks or bitcoin with as little as $1.

79.
Velocify - Lead Management & Sales Software | ICE Mortgage Technology
https://www.icemortgagetechnolog
.com/products/velocify/

Engage and convert borrowers faster with Velocify, the mortgage industry's top lead management software.

80.
Business payment solutions – payment processing, delivery & AP | WEX​
https://www.wexin
.com/products/business-payments/

Learn how our digital payments solution helps you cut costs, streamline payments, find new revenue sources, and negotiate better terms with any supplier.

81.
Loan Management Software for Professionals - Nortridge
https://nortridg
.com/

Experience loan management software unlike any other. Step into Nortridge, the first choice loan software solution for modern day lenders.

82.
IDShield - Identity Theft Protection for Individuals & Families
https://www.idshiel
.com/

IDShield helps protect you against identity theft with 24/7 monitoring of personal information and our full coverage protection and restoration plans.

84.
Helping You Lend Your Way with GOLDPoint Systems
https://www.goldpointsystem
.com/

We provide the tools and resources lending institutions need to originate and service any loan type, lend from any state, and create a better experience.

85.
Firstbase | Start and grow a US business from anywhere
https://www.firstbas
.io/

Firstbase helps anyone to build a US business. Start a company, set up banking, payments, and payroll, and manage a business — online, from anywhere.

87.
Your Money Line — Financial Wellness
https://www.yourmoneylin
.com/

Elevating employee well-being by providing a holistic financial wellness benefit that fosters stability and confidence for all.

88.
Identity Theft Protection You Can Count On | Identity Guard
https://www.identityguar
.com/

Get identity theft protection, credit monitoring and $1M insurance coverage. Family plans start at $12.50. Peace of mind begins with Identity Guard.

89.
90.
Tapcheck®: Earned Wage Access | Same Day Pay Made Simple
https://tapchec
.com/

Tapcheck is the first instant pay app designed with both employees and employers in mind. With a no-code integration that fits into existing payroll systems, employers can provide earned wage access without losing control of payroll.

91.
SumUp: Payment Solutions and Point of Sale Systems
https://sumu
.com/

4 million small businesses use SumUp to run their business. Explore our affordable payment solutions and easy to use point-of-sale solutions.

92.
PointCentral | Flexible Platform Access and Secure Loan Processing
https://www.calyxsoftwar
.com/products/point/point-central/

Pair the administrative control you want with the security you need through a single, centralized database with PointCentral.

93.
Betterment at Work | Financial Wellness Benefits | 401(k) Plans
https://www.bettermen
.com/work/

From a better 401(k) to student loan management, financial wellness benefits are the new way to attract world-class talent. Invest in your employees today.

94.
Recur Club - Funding New Age Startups & Large Companies
https://www.recurclu
.com/

Recur Club specializes in debt capital solutions for new age startups and large enterprise companies. Connect with us to raise funds today.

95.
Identifi - Identifi
https://identif
.net/

Business should be simple. For more than 35 years, Identifi has blended the best of enterprise content management (ECM) and business process automation to elevate operations at banks and credit unions. Our enterprise-wide software will help you organize documents, create business processes, sign documents electronically, and measure analytics.

96.
Open Banking | Fintech Solutions | Finicity
https://www.finicit
.com/

Finicity's open banking solutions deliver consumer-permissioned financial data that empowers innovation and unlocks possibilities for you and your customers.

97.
Revolutionary Bank Management System for banks and non-bank lenders
https://www.getbankpoin
.com/

BankPoint is an intuitive banking platform that enhances your core system and provides dramatic improvements in efficiency. Supercharge your core system.

98.
Builder.ai® - Composable Software Development Platform
https://www.builde
.ai/

Get your software applications developed easily. AI makes developing your software applications on our award-winning platform faster and more cost-effective. See how it works.